
Discover Card Store is a convenient option for those who want to shop with their Discover credit cards. They have a wide acceptance of Discover cards in their stores.
You can find Discover Card Store locations in many shopping malls and retail centers.
Using Your Card
Many national chains like Walmart, Meijer, Kroger, Publix, and Albertsons all accept Discover Card at their stores.
You can use your Discover Card to earn rewards on your purchases, including grocery shopping. Discover It Cash Back Credit Card and Discover It Student Cash Back let you earn 5% cash back on everyday purchases at different places you shop each quarter, like grocery stores, restaurants, and gas stations.
Some top stores even let you get cash back with your purchase with no additional fees, which can be a great way to save money on your grocery bill.
You can earn unlimited 1% cash back on all other purchases automatically.
Discover monitors every account transaction and alerts you of any suspicious activity to help monitor fraud. You’re never held responsible for unauthorized purchases on your Discover Card.
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Credit Card Options

Discover Card offers a range of credit card options to suit different needs and preferences. You can choose from various cards, including the Discover it Miles, Discover it Chrome, Discover it Cash Back, and the Discover it Secured Credit Card.
The Discover it Cash Back Credit Card and the Discover it Student Cash Back offer 5% cash back on everyday purchases at different places you shop each quarter, like grocery stores, restaurants, and gas stations. You can earn unlimited 1% cash back on all other purchases automatically.
You can easily compare Discover Credit Cards with other industry-leading cards to find the best fit for you. Discover Cards are accepted at many national chains, including Walmart, Kroger, and Publix, and some stores even offer cash back with no additional fees.
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Compare Credit Cards
If you're looking to compare credit cards, you can choose the one that best fits your needs and easily compare it to other industry-leading cards.

You can see if you're pre-approved for a Discover Card with no harm to your credit score, which is a great way to test the waters without committing to anything.
Viewing your Credit Scorecard will never impact your FICO score, so you can get a clear picture of your credit health without worrying about the consequences.
Discover Cards offer the opportunity to build a credit history while earning rewards on a real credit card, making it a great option for those looking to establish or improve their credit.
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Popular Credit Cards
If you're looking for a reliable credit card option, consider Discover credit cards, which offer a range of rewards programs and benefits.
Discover it Miles is a popular choice for travelers, offering miles rewards on every purchase.
For cash back rewards, Discover it Cash Back is a great option, providing 5% cash back on various categories throughout the year.
Discover it Secured Credit Card is a good choice for those building credit, as it doesn't require a security deposit.
Here are some popular Discover credit cards to consider:
- Discover it Miles
- Discover it Chrome
- Discover it Cash Back
- Discover it Secured Credit Card
Gas Station Credit Card Policy

Discover cards are widely accepted at gas stations, so chances are your favorite gas station accepts them too.
If you ever find a gas station that doesn’t accept Discover credit cards, you can call the customer service number on the back to let them know.
Many gas stations accept Discover credit cards, making it a convenient option for filling up your tank.
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Rewards and Policies
With Discover Card, you can choose to apply as much or as little rewards as you'd like, with no minimum.
You can redeem your rewards at checkout by selecting the Discover Card from which you want to redeem rewards.
If you don't pay for your full purchase with rewards, you must use the Discover Card from which the rewards were applied to pay for the remainder of your purchase.
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Did You Know?
Did you know that Discover lets you use your Cashback Bonus to get gift cards starting at only $5? This is a great way to redeem your rewards and get something you really want.

Some gift cards may have promotions with up to 20% added value. This means you can get more bang for your buck, literally.
Redeeming $50 in rewards can get you a gift card worth $52.50, thanks to the 5% added value. That's a nice bonus, and it's something to keep in mind when redeeming your rewards.
Here are the details on the added value:
- Minimum 5% added value on every card
- Up to 20% added value on some gift cards
Reward Amount Customization
You can choose to apply as much or as little rewards as you'd like when using Pay with Rewards with PayPal. There's no minimum, so you can pick the amount that suits your needs.
To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. This is a crucial step to ensure that your rewards are applied correctly.
You can't use a credit card from an issuer other than Discover or another Discover credit card enrolled in Pay with Rewards in conjunction with the rewards transaction. This is a key policy to keep in mind when using your rewards.
For more insights, see: Discover Card Rewards

With Pay with Rewards, you can even donate your rewards to support a charitable cause with PayPal Giving Fund. This is a great way to give back to your community while still earning rewards.
Here's a quick rundown of the key points to keep in mind:
- No minimum reward amount
- Must select the Discover Card from which you want to redeem rewards
- Can't use a non-Discover credit card with rewards transaction
- Can donate rewards to a charitable cause
Acceptance and Limitations
Discover Card acceptance has grown significantly since its launch in 1986, with over 99% of places that take credit cards now accepting it.
Discover Card's merchant acceptance has grown by millions since its launch, making it a widely accepted form of payment.
However, some retailers have agreements with other card issuers, which can limit Discover Card acceptance. For example, Costco is the only major retailer that does not accept Discover due to a partner contract with another major card carrier.
If you're wondering if a specific store accepts Discover, it's always a good idea to check ahead of time to avoid any inconvenience.
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Why Aren't Cards Widely Accepted?

Discover Cards aren't accepted everywhere, and it's not always clear why. One reason is that when Discover was launched in 1986, it had to catch up with other credit card networks.
It's taken Discover over 30 years to grow its merchant acceptance to 99% of places across the country that take credit cards. This means you can easily earn Discover rewards when shopping in stores or online.
Some retailers have agreements with other card issuers, which can limit Discover's acceptance. For example, Costco is the only major retailer that doesn't accept Discover due to a partner contract with another major card carrier.
If you find a merchant that doesn't accept Discover, you can try using your card to see if it's accepted anyway. If not, you can contact Discover's 100% U.S. Based Customer Service team to let them know and they'll work to add the merchant.
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Are Credit Cards Accepted at Groceries?
Many national grocery store chains accept Discover credit cards, including Walmart, Meijer, Kroger, Publix, and Albertsons. Some of these stores even let you get cash back with your purchase with no additional fees.

Walmart takes Discover directly in their Walmart Pay app.
You can use your rewards credit card for grocery purchases to earn cash back, such as the Discover It Cash Back Credit Card and Discover It Student Cash Back. These cards let you earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.
You'll also earn unlimited 1% cash back on all other purchases automatically.
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Frequently Asked Questions
Does Discover Card have physical locations?
Discover Card does not have physical branch locations, operating solely through online and mobile banking platforms. You can bank with Discover entirely from your device.
Can I use my Discover Card at Target?
Yes, Discover Cards are accepted at Target stores, including those issued by foreign banks. You can use them to redeem FSA/HSA eligible items.
Does anyone use Discover Card anymore?
Yes, Discover Card is still widely used, accepted by 99% of places that take credit cards nationwide. Its widespread acceptance makes it a viable option for everyday purchases.
Can I use Discover Card at Walmart?
Yes, you can use Discover Card at Walmart, and it's easy to set up and use with a simple online process. To get started, create a Walmart.com account and add your Discover card details.
Sources
- https://www.discover.com/credit-cards/paypal/shop/
- https://www.discover.com/credit-cards/card-smarts/can-you-buy-gift-cards-with-a-credit-card/
- https://www.discover.com/credit-cards/compare/
- https://www.discover.com/credit-cards/card-smarts/discover-cards-acceptance/
- https://wallethub.com/answers/cc/discover-card-cashback-stores-2140678608/
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