
Diners Club International Ecuador offers a range of benefits for its cardholders.
You can enjoy a cashback reward of up to 1.5% on your purchases in Ecuador, which can be a significant advantage for frequent shoppers.
With Diners Club International Ecuador, you can also get travel insurance, which includes coverage for medical emergencies, trip cancellations, and luggage loss or theft.
The card also provides access to exclusive airport lounges, making your travel experience even more comfortable.
Additionally, you can enjoy a concierge service, which can help you with tasks such as making restaurant reservations, booking flights, and more.
Diners Club Ecuador
Diners Club Ecuador is a significant player in the country's financial industry, processing 75% of all credit and debit card transactions. This is a remarkable achievement, especially considering the company's history as the first issuer of credit cards in Ecuador.
Diners Club Ecuador was established as a franchise of Diners Club International, which operates in over 200 countries worldwide. This global presence has helped the company stay ahead of the curve in terms of innovation and technology.
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The company has recently launched Ecuador's first digital bank, a major milestone in the country's financial evolution. This digital bank was made possible with the help of Temenos' cloud-native banking platform, which was hosted on Amazon Web Services (AWS).
One of the key features of Diners Club Ecuador's digital bank is its use of Temenos Analytics, which allows the company to analyze customer behavior and provide hyper-personalized services. This is evident in the launch of "one-click loans" for current business clients, a product that is tailored to their specific needs.
Diners Club Ecuador has already granted $14 million in loans since the launch of its digital bank, a testament to the company's commitment to providing innovative financial solutions to its customers.
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Benefits and Features
With Diners Club International in Ecuador, you'll have access to international medical assistance in case of an emergency, covering your family for up to USD 60,000.
This means you can travel with confidence, knowing that you and your loved ones are protected in case of a medical emergency abroad.
Additionally, purchases made with your Diners Club International card come with an extended warranty of 1 year beyond the manufacturer's standard guarantee.
Todos los Beneficios De

Diner's Club Ecuador ofrece una disponibilidad de 99.99 por ciento con la plataforma de Temenos en AWS.
La empresa puede ofrecer servicios innovadores y productos personalizados a sus clientes.
El banco ha otorgado $14 millones en préstamos desde su lanzamiento.
Diner's Club Ecuador utiliza la plataforma de Temenos para ofrecer servicios financieros personalizados a sus clientes.
Temenos Analytics permite a la empresa analizar el comportamiento de sus clientes y ofrecer productos personalizados según sus preferencias.
La empresa puede ofrecer servicios financieros a sus clientes en todo momento y lugar a través de la plataforma digital.
El banco puede ofrecer servicios como préstamos, cuentas de ahorro y servicios de facturación avanzados a sus clientes.
La plataforma de Temenos permite a la empresa ofrecer servicios financieros de alta calidad a sus clientes.
Asistencia Médica Internacional
With Diners Club Internacional, you'll have peace of mind when traveling abroad, knowing you're protected in case of a medical emergency. Your card offers international medical assistance, covering your entire family for up to USD 60,000.
Compras con Garantía

You can enjoy an extra year of warranty on purchases made with your Diners Club Internacional credit card, on top of the manufacturer's warranty.
This means you're protected for a longer period of time, giving you peace of mind and added security.
Persona Natural con Negocio Propio
If you're a natural person with your own business, you'll need to provide some specific documents to apply for a Diners Club card.
To get started, you'll need a copy of your RUC (Registro Único de Contribuyentes) document.
You'll also need to provide two commercial certificates, in case your business is a private activity.
Make sure to have your IVA (Impuesto al Valor Agregado) declaration for the last three months ready.
Additionally, you'll need to provide certificates of bank movements.
You'll also need to submit a basic service planilla for the last two months.
Diners Club del Ecuador reserves the right to perform additional analyses based on their credit policies to approve your credit card application.
Related reading: International Business Insurance
Frequently Asked Questions
Is Diners Club International accepted everywhere?
Diners Club International is widely accepted globally, but its acceptance may be more limited compared to other major credit cards. This is due to its premium positioning, catering to frequent travelers and business professionals.
What happened to Diners Club International?
Diners Club International was acquired by Discover Financial Services in a $165 million deal completed on July 1, 2008. The acquisition was finalized after approval by the U.S. government in May 2008.
Where can I use my diners club card?
Your Diners Club Card is accepted at over 100 million merchant locations worldwide, wherever Mastercard is accepted
Sources
- https://www.dinersclub.com/cardmembers/airport-lounges-details.Ecuador.Guayaquil.aeropuertos-vip-club-10.GYE2/
- https://www.temenos.com/news/2023/02/15/diners-club-launches-ecuadors-first-digital-bank-in-the-cloud-with-temenos/
- https://thedigitalbanker.com/diners-club-launches-ecuadors-first-digital-bank-in-the-cloud-with-temenos/
- https://thefintechtimes.com/diners-club-ecuador-sees-first-digital-bank-launched-in-country-with-temenos/
- http://dev.otb-testing.com/tarjetas/diners-club/diners-club-internacional
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