Deutsche Apotheker- und Ärztebank - Über uns und unsere Mission

Deutsche Apotheker- und Ärztebank is a financial cooperative that has been serving the German healthcare community for over 140 years. It was founded in 1871 by a group of pharmacists and physicians.

The bank's mission is to provide its members with a secure and reliable financial future. This is achieved through a range of financial products and services tailored to the unique needs of the healthcare industry.

The bank's commitment to its members is evident in its focus on providing expert advice and support. Its experienced team is dedicated to helping members make informed financial decisions.

Deutsche Apotheker- und Ärztebank has a strong presence in Germany, with a network of branches and offices across the country.

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The Deutsche Apotheker- und Ärztebank has a long history that dates back to 1921, when it was founded by a group of pharmacists and doctors.

The bank's initial goal was to provide financial services specifically tailored to the needs of its members, who were primarily pharmacists, doctors, and other healthcare professionals.

In the early years, the bank focused on offering low-interest loans and other financial products that helped its members purchase real estate and start their own businesses.

By the 1950s, the bank had expanded its services to include savings accounts, checking accounts, and other deposit products that allowed its members to manage their finances more effectively.

Today, the Deutsche Apotheker- und Ärztebank is one of the largest and most respected banks in Germany, with a strong reputation for providing excellent customer service and competitive financial products.

The organisational structure of Deutsche Apotheker- und Ärztebank is governed by the Genossenschaftsgesetz and the bank's own Satzung, which was decided by the Vertreterversammlung.

The bank has a five-member Vorstand and a 20-member Aufsichtsrat.

The Vorstand is supported by a Beirat consisting of over 150 members.

The bank has 113,543 members, who are cared for by 2,269 employees at 84 locations.

The financials of Deutsche Apotheker- und Ärztebank are a testament to its stability and resilience. The bank's financial crisis in 2008 and 2009 led to a massive decline in profits, resulting in no dividend payout for 2009.

The bank bounced back in 2010, starting a streak of 9 years with a 4% dividend payout. This stability continued until 2019, when the European Central Bank requested that banks reduce their dividend payments due to the COVID-19 pandemic. As a result, the bank paid a 2% dividend for 2019.

Despite this, the bank still managed to generate a profit in 2020, which was set aside as a reserve for 2021, equivalent to a 4% dividend. This sets the stage for the bank's members to share in the success of 2020.

Deutsche Apotheker- und Ärztebank has a range of subsidiaries and investments that complement their offerings. Apo Asset Management GmbH is a 70% owned subsidiary.

The bank has a significant stake in several companies, including Apo Asset Management GmbH, APO Data-Service GmbH, and apoDirect GmbH, all of which are fully owned by the bank. Apo Asset Management GmbH is a 70% owned subsidiary.

ApoDirect GmbH is another fully owned subsidiary, while ARZ Haan AG is a 38% owned company. Deutsche Ärzte Finanz Beratungs- und Vermittlungs-Aktiengesellschaft is a 25% owned company.

Some of the bank's investments include medisign GmbH and Finanz-Service GmbH der APO-Bank, both of which are 50% owned. PROFI Erste Projektfinanzierungs- und Beteiligungsgesellschaft AG is a 100% owned company.

Here's a breakdown of the bank's subsidiaries and investments:

The Deutsche Apotheker- und Ärztebank is a special organization that recognizes the contributions of its members through various awards. The Karl-Winter-Medaille is one such honor bestowed upon deserving members of the bank.

This prestigious award is a testament to the bank's commitment to acknowledging and rewarding its members' hard work and dedication.

The Deutsche Apotheker- und Ärztebank, or apoBank, is a leading bank in the German healthcare industry. It has a unique business model that sets it apart from other banks.

With over 115,000 members and more than 480,000 customers, apoBank has built a strong reputation as a reliable partner for the German healthcare market.

apoBank's membership base is comprised of professionals in the healthcare industry, which gives the bank a deep understanding of their needs.

The bank's headquarters is located in Düsseldorf, Germany, at Richard-Oskar-Mattern-Straße 40547.

Here are apoBank's contact details:

At Deutsche Apotheker- und Ärztebank, our work environment is all about diversity and inclusivity. We offer a wide range of products and services, and our employees come from different backgrounds and have various life experiences.

Our company values openness, tolerance, and inclusion, which creates a welcoming space for everyone. We strive to be a workplace where people with different lifestyles and backgrounds can learn from each other.

We understand that our customers come from various stages of their lives, whether they're students, professionals, entrepreneurs, or retired individuals. We provide them with competent support throughout their life journey.

We're looking for enthusiastic and motivated colleagues who share our passion for finance and healthcare. Whether you're a dual student, a student, a graduate, or an experienced professional, we'd love to welcome you to our team.

Deutsche Apotheker- und Ärztebank offers a range of career opportunities for professionals in the healthcare and pharmacy sectors. The bank provides a supportive work environment that allows employees to grow and develop their skills.

With over 3,000 employees, Deutsche Apotheker- und Ärztebank has a diverse and dynamic team that values collaboration and innovation. The bank's commitment to employee development is evident in its comprehensive training programs.

As a bank that serves the healthcare and pharmacy community, Deutsche Apotheker- und Ärztebank understands the importance of offering competitive salaries and benefits. Employees enjoy a range of perks, including a generous pension plan and flexible working arrangements.

The bank's focus on innovation and technology has led to the development of cutting-edge financial products and services. This has enabled Deutsche Apotheker- und Ärztebank to stay ahead of the competition and provide its customers with the best possible service.

Broaden your view: Unterschied Ebill Und E-rechnung

ApoBank Bewertungen are generally positive, with many customers praising the bank's flexible loan options and low interest rates.

The bank's customer service is often cited as one of its strongest features, with many reviewers noting that the staff are friendly and helpful.

ApoBank's online banking platform is also widely praised, with many users appreciating its ease of use and convenience.

Many customers have reported being satisfied with the bank's loan approval process, which is often faster than expected.

ApoBank's commitment to its customers is evident in its wide range of financial products and services, catering to various needs and goals.

Some reviewers have noted that ApoBank's fees can be a bit higher than those of other banks, but overall, the bank's benefits outweigh the costs for many customers.

The bank's focus on sustainability and social responsibility is also a major draw for some customers, who appreciate its efforts to make a positive impact.

The Deutsche Apotheker- und Ärztebank values open and honest feedback from its employees. They take the time to respond to each review, showing appreciation for the employees' input.

The bank's management acknowledges that finding a balance between ambitious goals and a healthy work-life balance is a challenge they take seriously. They're working to provide their employees with the best possible support through optimized processes, targeted relief, and a culture of appreciation.

The bank's modern approach includes creating more open space areas, which fosters communication and makes the workplace feel more contemporary. This is a great way to promote teamwork and collaboration.

The bank's management is grateful for positive reviews and sees them as a chance to learn and improve. They value their employees' engagement and appreciate their willingness to share ideas for how the bank can become an even better employer.

The bank's team is committed to creating a supportive and appreciative work environment, which is essential for their employees' success, especially in sales roles where teamwork and motivation are crucial.