Texas Dental and Vision Insurance Plans for Every Budget and Need

If you're a Texas resident looking for dental and vision insurance, you're in luck. There are numerous plans available to fit every budget and need.

Some plans are more affordable, with premiums starting as low as $20 per month. These plans often have higher out-of-pocket costs, but can be a great option for those on a tight budget.

Texas has a high percentage of residents without dental insurance, with approximately 30% of the population lacking coverage. This highlights the importance of finding a plan that fits your needs and budget.

For those with a higher income or more comprehensive needs, there are also plans with lower out-of-pocket costs available, often with premiums upwards of $100 per month.

True Texas Benefits is a great resource for finding the right dental and vision insurance for your employees. Founded in 2019, they have two main goals: providing robust benefits and improving employee retention.

You can trust True Texas Benefits to help you every step of the way, working with an experienced expert who can answer your questions and ease the pain of implementing and maintaining a benefits program.

If you're looking for dental discount plans in Texas, you can search online for "dental discount plans" and the state you're interested in. This will give you a list of available plans.

Thirteen insurers offer stand-alone individual/family dental coverage through the health insurance exchange in Texas. Here are some of the insurers that offer dental coverage:

These plans can be purchased through HealthCare.gov during open enrollment or during a special enrollment period triggered by a qualifying life event.

To choose a dental and vision insurance plan that works for you, follow these steps.

You'll want to consider your budget and the level of coverage you need.

We offer a full spectrum of dental and vision insurance plans, ranging from basic individual coverage to comprehensive corporate bundles.

Our agency has established an extensive network of insurance providers, allowing us to choose from hundreds of options.

This means we can narrow down the best-value plans on the market.

We recognize that choosing an insurance plan can be an overwhelming process.

With us, you'll always get the most coverage for your budget.

We seek to eliminate the hassle of finding the right plan.

True Texas Benefits is a company that offers dental and vision insurance to businesses in Texas, and they have a team of experts who can help you navigate the process.

In 2025, there are 13 insurers that offer stand-alone individual/family dental coverage through the health insurance exchange in Texas.

Here are some of the insurers that offer dental coverage through the Texas marketplace:

If you're purchasing dental insurance through the exchange, premiums can range from about $7 to $54 per month for adults.

In Texas, dental insurance premiums for adults can range from $7 to $54 per month for stand-alone coverage through the exchange.

You can find dental discount plans in your area by searching online, which can be a more affordable option.

For families purchasing coverage through the health insurance exchange, pediatric dental coverage premiums may or may not be offset by premium tax credits.

Stand-alone dental plans sold directly to consumers in Texas are regulated by the Texas Department of Insurance and are not subject to the ACA's essential health benefit rules for pediatric dental coverage.

You can ask a dentist for recommendations or search online to find non-ACA qualified dental plans.

These plans can offer more flexibility and customization options, but it's essential to understand the coverage and costs involved.

In Texas, dental insurance premiums for adults can range from $7 to $54 per month for stand-alone coverage through the exchange.

As a consumer, it's crucial to research and compare different plans to find the one that best fits your needs and budget.

Stand-alone dental plans can be purchased directly from insurance companies, and some may offer more comprehensive coverage than others.

It's also worth noting that not all plans may be available in all areas of Texas.

Medicaid and CHIP in Texas provide vital health coverage to those who need it most. Medicaid is available to low-income adults and children, while CHIP, also known as Texas Health Steps, covers uninsured children and pregnant women with higher incomes.

Adults enrolled in Medicaid through STAR, a managed care plan, are eligible for limited dental services. Children in Medicaid receive more comprehensive dental services.

Texas Health Steps, the state's CHIP, specifically targets uninsured children and pregnant women with incomes above Medicaid eligibility limits.

In Texas, you have 13 insurers to choose from for stand-alone individual/family dental coverage through the health insurance exchange.

BEST Life offers dental coverage that can be purchased through HealthCare.gov during open enrollment or a special enrollment period.

Blue Cross and Blue Shield of Texas, Delta Dental PPO, and DeltaCare USA are also options for stand-alone dental coverage.

DentaQuest USA Insurance Company, Inc., DentaTrust, EMI Health, Guardian, Humana, and Renaissance Dental are other insurers offering dental coverage in Texas.

Solstice Healthplans of Texas, Inc., Truassure Insurance Company, and UnitedHealthcare round out the list of insurers offering stand-alone dental coverage in Texas.

Here are the 13 insurers offering stand-alone individual/family dental coverage through the health insurance exchange in Texas: