Delta Dental Insurance Plans for Seniors to Save on Healthcare Costs

Delta Dental insurance plans for seniors can be a game-changer when it comes to saving on healthcare costs. Many plans offer discounts for routine cleanings, fillings, and extractions, which can add up to significant savings over time.

According to Delta Dental's website, their insurance plans can help seniors save up to 50% on dental care costs. This can be a huge relief for seniors who are on a fixed income and can't afford to pay out-of-pocket for dental expenses.

With Delta Dental insurance, seniors can also take advantage of preventive care services, such as annual check-ups and cleanings, which can help prevent more costly dental problems down the line.

Maintaining a healthy lifestyle and good oral hygiene can have a tremendous impact on your life expectancy and quality of life. Having dental insurance throughout retirement can keep you on the right track with accessibility to routine dental care and procedures to keep your smile healthy.

Gum disease affects 68% of Americans 65 and older, so it's essential to address this issue through regular dental care. Dry mouth, which affects 30% of seniors, can also be mitigated with dental insurance.

More than 1 in every 4 seniors have not visited their dentist in the last five years, which is a concerning statistic. Insurance from Delta Dental makes it simple to choose a local dentist from the largest network nationwide.

There's a strong correlation between dental health and overall health, which is why maintaining good oral hygiene is crucial. Studies show that seniors with good dental health tend to have better overall health.

Dental insurance typically covers services from routine cleanings and checkups to major procedures, so you can take control of your health and be prepared for unforeseen expenses.

A staggering 19% of Medicare beneficiaries spent more than $1,000 on out-of-pocket expenses for a year. This is a concerning statistic that highlights the need for additional coverage beyond traditional Medicare.

The costs can add up quickly, ranging from $1,100 to $2,500 per year, based on internal data from December 2018 to May 2019.

Choosing a Dental Plan that suits your needs is a crucial step in maintaining your oral health as a senior. Delta Dental companies offer individual dental plans in most states, so you can enter your state to learn more about the options available to you.

As you shop for a plan, consider the specific services you need. Delta Dental companies offer individual dental plans that can help keep your smile healthy.

To get started, you'll want to enter your state on the Delta Dental website to see the plans available in your area. This will give you a clear picture of the coverage and costs associated with each plan.

With the right dental plan, you can enjoy regular check-ups, cleanings, and other essential services to keep your teeth and gums healthy.

The Total Choice PPO plan is a comprehensive option for seniors who anticipate significant dental care costs each year. It's a good choice if you can afford the higher premiums.

This plan covers a wide range of services, including crowns, fillings, periodontal scaling and root planing, root canals, and oral surgery, at 100 percent. The monthly premiums for this plan are around $73.27, and you can choose from over 3,500 dentists.

A $50 annual deductible applies to this plan, and the annual benefits maximum is $2,000. This means you'll have a higher coverage limit compared to other plans.

Here are some key features of the Delta Dental Choice PPO 2000 Plan:

Keep in mind that there is a six-month waiting period for basic restorative care, such as fillings, and a twelve-month waiting period for major restorative care, such as crowns.

Delta Dental's Patient Direct plan is a great option for seniors who want to save money on dental care. This plan costs less than $9 a month, paid annually, and can help cut out-of-pocket costs for needed dental work.

You can use a discount card like Aetna's Vital Savings Dental Discount Card, which costs $8 per month or $75 per year, to save on dental expenses. However, Delta Dental's Patient Direct plan has a broader network of participating locations, with over 1,800 locations nationwide.

Checkups and cleanings are not covered under Patient Direct, with estimated costs around $120 in 2018. You'll need to pay out-of-pocket for these services.

Here's a comparison of the costs for Delta Dental plans available to a 65-year-old in Florida:

Keep in mind that these plans have different coverage levels and waiting periods, so be sure to review the details carefully.