Delta Dental FEHB Plan Overview and Benefits

The Delta Dental FEHB Plan is a great option for federal employees looking for reliable dental coverage. Delta Dental offers a wide range of benefits to its members.

Delta Dental's FEHB Plan is administered by the Federal Employees Health Benefits (FEHB) Program, which is a government-sponsored health insurance program for federal employees. The program provides access to a network of providers across the country.

The Delta Dental FEHB Plan offers a range of benefits, including preventive care, restorative services, and major services. Members can expect to pay a portion of the costs out-of-pocket, but the plan helps to keep expenses manageable.

One of the benefits of the Delta Dental FEHB Plan is that it has a large network of providers, making it easy for members to find a dentist in their area.

Delta Dental FEHB plans offer two main options: DeltaCare and Delta Dental PPO. DeltaCare requires you to see a DeltaCare network dentist for coverage, with no deductibles and no annual maximum for most services.

The DeltaCare plan is best for those who want the most protection from out-of-pocket costs. DeltaCare network dentists are available, but coverage won't apply if you see an out-of-network dentist.

Delta Dental PPO, on the other hand, allows you to choose your dentist from the largest state and nationwide networks. This plan has a $50/person or $150/family deductible, with a maximum out-of-pocket cost of $1,750.

Here are the key differences between the two plans:

To help you understand the key features of this plan, let's break it down. You'll need to see a primary care dentist from the DeltaCare network, which is a requirement. This dentist will also refer you to any specialists you need to see.

Here are some specific details to keep in mind:

This means you'll need to stick with the DeltaCare network for all your dental care needs.

Delta Dental of Washington offers a managed-care (HMO) dental plan that requires you to receive care and specialist referrals only from a DeltaCare network dentist. This means you'll pay fixed copays for dental care, with no deductibles and no annual maximum for most services.

To give you a better idea of your options, let's take a look at the plan details. Here are the key points to consider:

This plan is a great option if you want predictable costs and don't mind seeing a network dentist.

When you're considering the costs of a plan, it's essential to know what you're getting into.

There is no deductible, which means you won't have to pay a certain amount out of pocket before your insurance kicks in.

You also won't have to worry about an annual out-of-pocket maximum, so you can budget without worrying about hitting a cap.

To be eligible for Delta Dental FEDVIP, you must be a federal employee, retiree, or family member, and you must enroll within the annual open season or experience a qualifying life event.

You can enroll in Delta Dental FEDVIP if you're a federal employee, including those in the United States Postal Service, the Foreign Service, and the National Oceanic and Atmospheric Administration (NOAA).