Degiro Opiniones: Análisis Completo Del Bróker Online

Degiro es un bróker online conocido por sus bajos costos y gran variedad de productos financieros.

Su plataforma es fácil de usar y ofrece una gran cantidad de herramientas para ayudar a los inversores a tomar decisiones informadas.

Degiro ofrece más de 50 productos financieros, incluyendo acciones, índices, divisas y materias primas.

Sus comisiones son muy competitivas, especialmente para los inversores que realizan operaciones de gran volumen.

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DEGIRO is a reliable and trustworthy broker, backed by a strong regulatory framework. DEGIRO is part of flatexDEGIRO Bank, which holds its own banking license.

The money deposited in a DEGIRO cash account is protected up to €100,000 by the German deposit guarantee system. DEGIRO's client assets are also segregated and protected in case of the broker's insolvency.

DEGIRO is supervised by reputable financial authorities such as the BaFin, the Dutch Central Bank (DNB), and the Dutch Authority for the Financial Markets (AFM). It is also registered with the CNMV with the number 516.

DEGIRO has millions of clients and has been operating for years, which speaks to its stability and reliability.

DEGIRO is regulated by BaFin (Germany) and DNB (Netherlands) for its Dutch operations, ensuring it adheres to strict regulatory standards.

DEGIRO has a compensation scheme in place, which covers up to 90% of losses (up to €20,000) in case of the broker's insolvency.

Here are some key facts about DEGIRO's reliability and trustworthiness:

DEGIRO's reliability and trustworthiness are further ensured by its registration with the CNMV and its compliance with European regulatory standards.

DEGIRO's compensation scheme provides an added layer of protection for clients, covering up to 90% of losses in case of the broker's insolvency.

By adhering to strict regulatory standards and having a strong compensation scheme in place, DEGIRO demonstrates its commitment to protecting its clients' interests.

Degiro offers a wide range of services that cater to the needs of its customers.

You can trade in over 50 different currencies, including euros, dollars, and pounds, with Degiro. This allows you to easily exchange your money and invest in international markets.

Degiro's platform is user-friendly and accessible on various devices, including desktops, laptops, and mobile phones. This means you can manage your investments anywhere, anytime.

The platform offers a variety of investment options, including stocks, bonds, ETFs, and more. This allows you to diversify your portfolio and spread your risk.

Degiro's fees are transparent and competitive, with no hidden charges or surprises. This means you can budget accurately and avoid unexpected costs.

Degiro's customer support team is available to help you with any questions or concerns you may have. They offer multilingual support, so you can get assistance in your native language.

DEGIRO's commission structure is quite straightforward. You won't pay any commission for inactivity, deposits, or withdrawals. That's a big plus in my book.

The platform offers a range of commission-free ETFs, but you'll still need to pay 1€ for transaction fees. For other instruments, the commission rates vary. For example, buying actions in the US or Spain will cost you 1€, while actions in Germany or other European countries will be 3.9€.

Here's a breakdown of the commission rates for various instruments:

Keep in mind that there may be additional fees for services like currency conversion, which will cost you 0.25% of the transaction value.

DEGIRO's account and security features are quite impressive.

They don't require a minimum deposit, and you won't be charged any fees for depositing funds. You can add money to your account through bank transfers and some electronic wallets like Sofort and Trustly.

It's worth noting that while credit/debit cards and PayPal are not available options, this is a deliberate choice made by DEGIRO.

Your account can be set up in multiple currencies, including GBP, EUR, and CHF, but unfortunately, USD is not an option.

DEGIRO takes security seriously, and they've implemented a system to protect your investments. Your investments are held in a separate entity, which means they can't be used for any commercial activities.

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If you're new to DEGIRO, you might be wondering about the different types of accounts they offer. Let's break it down.

DEGIRO offers several types of accounts, each with its own set of features and benefits. You can choose from Custody, Basic, Active, Trader, and Day Trader profiles.

The Custody profile is a great option if you want to keep your investments safe and secure. With this profile, your investments won't be lent out to third parties, but you might have to pay a bit more in fees for certain services.

Here's a quick rundown of the different profiles and their key features:

If you're not sure which profile to choose, you can start with the Basic profile and upgrade later if you need more features.

Abrir una cuenta en DEGIRO es un proceso sencillo que puede completarse en menos de 10 minutos. Tan solo necesitas seguir los siguientes pasos.

Para empezar, accede a la web de DEGIRO y busca el botón "Abrir una cuenta" en caso de que sea la primera vez. Rellena un formulario con tus datos personales más básicos, como nombre, apellido, teléfono, correo electrónico y documento de identidad.

Una vez que hayas rellenado el formulario, deberás realizar una transferencia para verificar tu cuenta bancaria. El mínimo de esta transferencia es de 0,01 euros o dólares.

Después de realizar la transferencia, verificarás tu correo electrónico con un correo que contiene un enlace al cual darle clic. A continuación, deberás aceptar el contrato, que contiene alrededor de 29 páginas.

Una vez que hayas completado todos los pasos, revisarán tu solicitud y te enviarán los siguientes pasos. Lo normal es que te pidan que hagas una transferencia desde tu cuenta (puede ser de 0,01 €) para activar DEGIRO.

DEGIRO doesn't require a minimum deposit, which is great news for those who want to start investing without breaking the bank.

You can add money to your account through bank transfers, and in some cases, with electronic wallets like Sofort and Trustly. However, options like credit/debit cards and PayPal aren't available.

Your account can be set up in multiple currencies, including GBP, EUR, and CHF, but unfortunately, USD isn't an option.

Here's a quick rundown of the deposit options available:

The Cuenta Custodio, or Custody Account, is a great option for those who want to keep their investments safe and secure.

This type of account is the most conservative option, as it does not allow DEGIRO to lend out your shares to others, protecting them in case of a broker bankruptcy.

With a Cuenta Custodio, you can only open long positions in values, excluding short positions in cash or derivatives.

You should know that this type of account comes with more expensive prices in terms of commissions, as an additional value is added to the dividend payment, cupon processing, and short selling.

Here are the key features of the Cuenta Custodio:

I would recommend considering the Cuenta Custodio if you're looking for a safe and secure way to invest your money, but keep in mind that it may not be the most cost-effective option.

DEGIRO has a solid reputation when it comes to security, with a strong regulatory framework in place.

The platform is supervised by reputable entities such as the Autoridad de los Mercados Financieros (AFM), the Banco Central de los Países Bajos, and the Autoridad Federal de Supervisión Financiera de Alemania (BaFin). This ensures that DEGIRO operates in compliance with strict financial regulations.

DEGIRO is also registered with the Comisión Nacional del Mercado de Valores (CNMV) with the number 516, providing an added layer of security for investors in Spain.

DEGIRO's segregation of assets is a key security feature, as your investments are custodied in flatexDEGIRO Bank, a separate and independent entity.

The system of indemnization for investors in Germany is another safety net, covering up to 90% of losses due to non-restituted assets, up to a maximum of €20,000.

Here are some key security features of DEGIRO:

DEGIRO's commitment to security is also reflected in its international recognition, with awards such as "Mejor bróker" by the Financial Times and Investors Chronicle, and "Mejor bróker de Alemania" by Handelsblatt.

DEGIRO is a European broker, specifically founded in the Netherlands in 2008 and still having its main office in Amsterdam.

Its roots in Europe are evident, but it's also been influenced by German markets, as it was acquired by the German broker Flatex AG in 2019.

DEGIRO's European origins are a good sign, as it's regulated by the relevant authorities in the region.

With DEGIRO, you have a range of investment options to choose from. You can buy and sell shares of over 400 investment funds from top managers like Blackrock, Amundi, and Vanguard.

One of the benefits of DEGIRO is that it offers a fixed-fee structure, which means no commission fees for some ETFs. This can be a cost-effective option for investors.

DEGIRO's platform is designed to be user-friendly, making it a great choice for beginners.

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ETF Inversión is a great option for those looking to diversify their portfolio. You can access over 5,000 ETFs from top providers like Vanguard, iShares, and BlackRock through DEGIRO.

One of the benefits of investing in ETFs through DEGIRO is that you can buy into nearly 200 ETFs without paying any commission, with a minimum investment of just 1,000 €. This can be a great way to get started with ETF investing.

DEGIRO also offers access to around 500 funds from well-known firms like Amundi and BlackRock, giving you a wide range of investment options to choose from.

You can invest in over 400 funds from top managers like Blackrock, Amundi, and Vanguard on DEGIRO.

These funds are available for buying and selling, and you can even invest in them without commissions in some cases. For example, you can invest in around 200 ETFs from Amundi and iShares without paying any commission.

Some of the funds available on DEGIRO include those from Blackrock, Amundi, and Vanguard, among others. You can find a wide range of funds to suit your investment goals.

Here are some of the funds available on DEGIRO:

You can also invest in funds from other managers like Allianz, BNP Paribas, and ING.

You own the actions with DEGIRO, and they keep your assets in separate accounts from their own, so if they go bankrupt, your actions are safe.

DEGIRO has different account types, including some that let you lend your assets to others in exchange for interest, but be aware of the conditions.

If you don't want to lend your assets, you can opt for a Custody profile when opening an account with DEGIRO.

The DEGIRO platform is available in both mobile and desktop versions, making it easy to trade and manage your investments on the go.

You can access a wide range of markets and products, including more than 50 stock exchanges across 30 countries.

The platform offers a simple and intuitive interface, with three levels of reading on the main Webtrader screen: market data, news, and calendar.

You can customize the market data graph to suit your needs, changing the time period or interval, and the type of graph (lineal, velas, OHLC).

The news section provides financial information, which you can filter to get the most relevant results.

The calendar section allows you to follow the economic calendar, track company results, and stay up-to-date on dividend payments.

You can also create favorite lists, access analyst opinions, and get real-time quotes, all with the added security of two-factor verification.

DEGIRO offers competitive pricing, with low commissions for buying and selling actions, including 1€ for Spanish stocks, 3.90€ for European stocks, and 1€ for US stocks.

You can buy and sell stocks from over 50 markets with DEGIRO. This includes access to more than 30 countries and a wide range of tariffs and investment options.

With DEGIRO, you can invest in stocks from companies like Inditex, Repsol, and Telefónica, as well as international companies like Netflix, Tesla, and Apple. You can even diversify your portfolio with low-commission trades.

The commission fees for buying stocks with DEGIRO are quite competitive. Here's a breakdown of the fees:

You can also access international stock markets, including the NASDAQ, NYSE, and London Stock Exchange, among others. DEGIRO offers a wide range of investment options, including stocks, ETFs, futures, bonds, options, and more.

DEGIRO offers a variety of order types to suit different trading needs.

You can place orders for the current market session only, known as "órdenes del día".

DEGIRO also offers "órdenes permanentes" or GTC (Good Till Cancelled) orders, which remain open until executed.

These orders can be limited to a specific price and quantity, known as "órdenes límite" or "limitadas".

Additionally, you can place "órdenes de mercado" to buy or sell at the current market price.

DEGIRO also provides "órdenes de stop loss" to limit potential losses, and "órdenes stop-límite" or "stop limitadas" to set a specific price for stop-loss orders.

Some order types might not be available for certain assets or markets.

Here are the different order types offered by DEGIRO:

The gráficos on DEGIRO may seem a bit old-fashioned, but they get the job done. You can customize them to some extent, with around twenty indicadores técnicos at your disposal, such as la desviación estándar.

Gráficos can be compared to popular índices like the S&P500 or NASDAQ, giving you a broader market perspective. This feature is especially useful for traders who want to gauge their investments against the overall market.

You can even save gráficos for future reference, so you can easily track your progress and make informed decisions. This is a convenient feature that can save you time and effort in the long run.

Apalancamiento is a key feature in trading, and DEGIRO offers it in some of their account types.

DEGIRO doesn't offer leverage in their Custody and Basic accounts, which are suitable for individual investors.

You can operate with leverage in DEGIRO, but not all account profiles allow the same levels of leverage.

The Trader profile offers the most margin for trading with leverage.

The Active profile also allows leverage, but with a more limited amount.

DEGIRO's customer support is available in Spanish from Monday to Friday, 08:00 to 17:30, and can be reached at +34 911 239 678.

You can also contact their customer support team via email 24 hours a day, making it easy to get help whenever you need it.

Their support team is available in English from 17:30 to 22:00, catering to international clients who may need assistance outside of regular Spanish hours.

DEGIRO is committed to investor education and offers free resources through their Academia del Inversor, providing valuable knowledge to help you make informed investment decisions.

DEGIRO's customer support and experience is designed to cater to a wide range of investors.

The platform is especially suitable for beginners, offering a user-friendly interface, fixed-fee pricing, and numerous resources to improve their financial knowledge.

DEGIRO's structure makes it an ideal choice for novice investors, providing them with a smooth onboarding experience.

For more experienced traders, DEGIRO offers advanced profiles, including Active, Trader, and Day Trader, which grant access to derivatives and short selling, although its platform has limited features compared to other top trading platforms.

You can receive confirmations via email, but not through text messages. This means you'll need to keep an eye on your inbox for updates.

Alerts and notifications are limited, with no price or volume alerts available. This can make it harder to stay on top of changes in your account.

You won't receive price or volume alerts, so it's essential to regularly check your account for updates. This can be a bit of a hassle, but it's worth it to stay informed.

As a customer, you're likely wondering how DEGIRO handles client accounts and what you can expect from their platform. The good news is that DEGIRO keeps your assets separate from their own, so even if they were to go out of business, your investments would still be safe.

DEGIRO offers different types of accounts, including a Custody profile that allows you to opt out of lending your assets to other users. This is a great option if you're not comfortable with the idea of your investments being used as collateral.

One thing to keep in mind is that DEGIRO's fees have increased over the years, especially for foreign exchange markets. However, many users still find their rates to be competitive.

DEGIRO's platform is user-friendly, with an intuitive interface that makes it easy to navigate and perform trades. In fact, many users praise the platform's simplicity and reliability.

Here are some of the key benefits of using DEGIRO, according to their clients:

• Facilidad de uso de la plataforma: many users elogian la interfaz intuitiva y amigable de Degiro, que facilita la realización de operaciones en el mercado de valores.

• Bajas comisiones: Degiro se destaca por ofrecer comisiones competitivas en comparación con otros brókers tradicionales, lo que atrae a inversores interesados en minimizar costos.

• Variedad de productos financieros: los usuarios valoran la amplia gama de instrumentos financieros disponibles en Degiro, que les permite diversificar sus carteras de inversión de manera efectiva.

It's worth noting that DEGIRO has a high rating on Trustpilot, with an average score of 4.6 out of 5 based on over 2000 reviews. Users praise the platform's ease of use, reliability, and competitive fees.

DEGIRO offers its customer support service in Spanish, available Monday to Friday from 08:00 to 17:30, and can be reached at +34 911 239 678.

You can also contact their customer support team via email 24 hours a day.

DEGIRO's customer support service is available in English from 17:30 to 22:00.

The company is committed to investor education and offers free resources through its Investor Academy.

DEGIRO provides advanced guides on financial products, strategies, indices, and quotes, as well as articles, videos, and webinars.

DEGIRO is a popular online broker in Europe due to its competitive fees and access to over 50 markets.

It's a great option for investors of all levels, with a user-friendly platform and a wide range of offerings, from stocks to derivatives.

For experienced traders, DEGIRO might be a bit limited, but its emphasis on security and financial education makes it a reliable choice for those looking to invest effectively and safely.

DEGIRO is a popular online broker in Europe due to its competitive fees and access to over 50 markets. It's a great option for investors of all levels with its intuitive platform and wide range of offerings, including actions and derivatives.

Its security and financial education features make it a reliable choice for those looking to invest effectively and safely. Although it may have some limitations for experienced traders, DEGIRO is a solid choice for those who want to invest with confidence.

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