
The US Virgin Islands, including St. Croix, is a US territory, which means that the official currency is the US dollar.
You can use US dollars at most businesses, restaurants, and shops on the island.
Credit cards are widely accepted, but cash is still king, especially when it comes to smaller vendors and local markets.
The US dollar is divided into 100 cents, and you'll see prices listed in dollars and cents on menus, signs, and price tags.
Check this out: Us Cents Value
Currency Basics
The US dollar is the official currency of the US Virgin Islands, including St. Croix.
You can exchange your money for US dollars at local banks, currency exchange offices, or some hotels.
Credit cards are widely accepted on the island, including major brands like Visa and Mastercard.
ATMs are readily available in major towns and tourist areas, dispensing US dollars.
Traveler's checks are less common, but still accepted at some businesses, especially those that cater to tourists.
It's a good idea to have some local currency on hand when you arrive, especially if you plan to explore the island immediately.
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Exchanging Money
You can exchange currency at various locations in St. Croix, including banks, currency exchange offices, and some hotels.
Credit cards are widely accepted on the island, but you may still need to exchange some cash for smaller purchases or at local vendors.
Some popular currency exchange options include FirstBank, Banco Popular, and Scotiabank, which often offer competitive exchange rates.
Where to Exchange
Exchanging money in Saint Croix can be a bit tricky, but don't worry, I've got you covered. You can find the most competitive exchange rates and choose from a wide range of currency exchangers with the map view feature.
If you don't see exchangers on the map, try zooming out to get a better view. The map view feature is a game-changer for planning your currency exchange needs.
Christiansted Federal Credit Union is a great option, with a rating of 6 and 6 reviews. It's located at P7VV+VMF, Christiansted.
Bank of St. Croix - Peter’s Rest Banking Center has a rating of 5 and 5 reviews. You can find it at 6702 Peter's Rest Christiansted.
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FirstBank is a top choice, with a rating of 10 and 10 reviews. It's located at 4 & 5, Christiansted.
Here's a quick rundown of some of the top exchangers in Saint Croix:
Banco Popular has a rating of 11 and is located at 00840. Firstbank is another top choice, with a rating of 12 and located at Sunny Isle, 54, Christiansted.
Connery International Business Center is also an option, but it doesn't have any reviews or ratings listed. It's located at 184C Pepper Tree Road, Christiansted.
Take a look at this: St Croix Located
Money
The US dollar is the accepted currency in St Croix, so you won't need to worry about exchanging money for a different currency.
You'll find banks, ATMs, Western Unions, and most businesses accept major credit cards, making it easy to manage your finances while traveling.
Carry a small amount of cash with you, as you'll often encounter drinks, street food, small gifts, tips, and other expenses that may not be covered by credit or debit cards.
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There is no sales tax in the Virgin Islands, which is a nice bonus for travelers.
A 10% government tax is applied to hotel rooms, so factor that into your budget when booking accommodations.
St Croix has duty-free status, allowing each visitor to bring back up to $1200 of purchases duty-free.
Frequently Asked Questions
Which is more expensive, St. Thomas or St. Croix?
St. Thomas is slightly more expensive than St. Croix, with rent prices about 5% higher. However, dining out is relatively more affordable on St. Thomas, with restaurant prices 6% lower.
Sources
- https://currencyexchangein.com/en/countries/us-virgin-islands/saint-croix/
- https://www.visitusvi.com/travel-information/travel-tips-frequently-asked-questions/
- https://villamargarita.com/st-croix-travel-information/
- https://dot.vi.gov/our-islands/general-information/
- https://en.wikipedia.org/wiki/United_States_Virgin_Islands
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