
CU Boulder offers dental insurance options for students and staff through the university's benefits program. The university partners with Delta Dental to provide comprehensive dental coverage.
Students can enroll in the dental insurance plan through the university's benefits portal, and the coverage is effective immediately. The annual premium for students is around $150 per year.
Staff members can also enroll in the dental insurance plan, and the university contributes a significant portion of the premium cost. The university's contribution varies depending on the staff member's role and classification.
Eligibility and Plans
To be eligible for the Graduate Student Dental Insurance Plan, you must be on a fellowship or have a graduate appointment of 20% or greater, regardless of your medical insurance plan. This means that both CU Anthem Gold SHIP and private insurance are covered.
CU Boulder offers a Graduate Student Dental Insurance Plan that's available to eligible students. Students can choose to enroll in this plan to get the dental coverage they need.
Eligibility

To be eligible for certain insurance plans, students on fellowship or with a graduate appointment of 20% or greater are automatically qualified, regardless of their medical insurance plan.
CU Anthem Gold SHIP and private insurance plans are two examples of medical insurance plans that may be relevant to students.
The Graduate Student Dental Insurance Plan is available to students who meet the eligibility criteria, which includes being on fellowship or having a graduate appointment of 20% or greater.
Plan
If you're a CU Boulder graduate student with a fellowship or a graduate appointment of 20% or greater, you're automatically enrolled in the Graduate Student Dental Insurance Plan once your tuition waiver is entered into Campus Solutions.
Notification of enrollment is sent within 5 business days, so keep an eye out for that email.
Students insured through the CU Anthem Gold Student Health Insurance Plan (SHIP) get a bonus perk: one dental exam, cleaning, and X-ray per policy year at no extra cost through PERFECT TEETH.
Benefits and Services

CU Boulder offers a comprehensive benefits package that extends far beyond pay. At CU, they take care of their own, covering 85 to 90 percent of medical premiums.
CU Boulder offers two different dental plans to choose from for all your dental needs, ensuring you have the flexibility to find a plan that works for you. The Graduate Student Dental Plan covers a variety of dental services.
In addition to dental and medical benefits, CU Boulder offers a vision plan that ensures your family is covered. They also provide a full suite of basic life insurance, optional life insurance, and voluntary accidental death & dismemberment insurance policies.
Benefits
CU Boulder offers an impressive array of benefits that extend far beyond your pay. You may be eligible for a generous dental plan that covers a variety of dental services.
The university takes care of its own, covering 85 to 90 percent of your medical premiums. You can choose from four different healthcare plans to find one that suits you.
CU Boulder offers two different dental plans to choose from, ensuring all your dental needs are covered. A vision plan is also available to protect your family's eye health.
Paid Parental Leave grants eligible employees 240 hours (6 weeks) of paid leave to be taken within one year of the birth, adoption, foster placement, or guardianship of a child.
You're automatically enrolled in a generous savings plan to help you prepare for retirement, comfortably. If that's not enough, several voluntary savings options are also available.
CU Boulder values progression, education, and growth, offering tuition benefits for all eligible employees. This is a great way to invest in your future.
The university understands that life happens, offering a variety of leave options for personal or family medical leave. Whether you're planning a vacation or need some time off, you've got options.
Annual Exam & Cleaning
As a student, taking care of your teeth is essential, and Gold SHIP students are fortunate to have access to a free dental exam, cleaning, and x-ray per policy year through PERFECT TEETH.
You can receive this benefit once a year, which is a great opportunity to catch any potential issues before they become major problems.
Gold SHIP students are entitled to this benefit, and it's provided at no additional cost, so you can take advantage of it without worrying about extra expenses.
Claims and Payments
If you have questions about dental claims, you can contact Anthem Dental member services directly at 844-729-1565. You'll need to provide your Member ID number, which can be found on your Anthem Dental ID card.
To get help, simply call the number and be prepared to give them your Member ID number without the 3-alpha prefix, like the example 1234567CB.
CU Health Insurance Options
The CU Health Plan offers comprehensive dental coverage through its Choice Dental Plan. This plan provides access to Delta Dental's dual PPOSM and Premier provider networks.
You can also take advantage of the added benefit of the dual PPOSM and Premier provider networks, which means more options for finding a dentist that fits your needs.
2024 CU Health Premier

The 2024 CU Health Premier plan offers comprehensive coverage for retirees, providing access to Delta Dental's dual PPOSM and Premier provider networks.
This plan is specially tailored to meet the needs of retirees, giving them a wide range of dental coverage options.
With the CU Health Plan's Premier Dental Plan, you can enjoy the benefits of having access to a large network of dental providers, making it easier to find a dentist near you.
This plan is designed to give you peace of mind, knowing you have access to quality dental care when you need it most.
2024-25 Health Choice
The 2024-25 Health Choice is a great option for those who want comprehensive dental coverage. CU Health Plan's Choice Dental Plan gives you access to Delta Dental's dual PPO and Premier provider networks.
You'll need to choose between the Choice Dental Plan and the Essential Dental Plan, both of which are offered by CU Health Plan. The Essential Dental Plan requires you to see a Delta Dental PPO provider to receive benefits.

The Choice Dental Plan offers a more extensive network of providers, including Delta Dental's Premier network. This can be a big plus if you have a preferred dentist or want more options for care.
If you choose the Essential Dental Plan, you'll need to make sure your dentist is part of the Delta Dental PPO network to receive coverage. This can help you save money on out-of-pocket costs.
Frequently Asked Questions
What is the most dental insurance will cover?
Most dental insurance plans cover 100% of preventive care, including routine cleanings and exams. Basic plans typically cover 100% of preventive care and up to 80% of basic services like fillings and extractions.
How much is dental insurance in Colorado?
In Colorado, the average monthly dental insurance premium is $31.19. Find out how this compares to other states and what factors affect dental insurance costs.
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