
Credit union life insurance can provide peace of mind for you and your loved ones. With credit union life insurance, you can ensure that your family's financial well-being is protected in the event of your passing.
Credit unions often offer life insurance policies that are specifically designed for their members. These policies can be customized to fit your individual needs and budget.
You can choose from a range of credit union life insurance options, including term life insurance and whole life insurance.
Types of Life Insurance
Whole Life Insurance is a type of life insurance that provides permanent coverage to help protect your family from final expenses such as funeral costs, mortgages, debt and more.
TruStage is dedicated to helping you get the most value out of your financial services, and their Whole Life Insurance is a great option for those who want permanent coverage.
Term Life Insurance is an affordable way to purchase a policy that can protect your family if you pass away during the specific term, or time period, the insurance covers.
This type of insurance is a good option for those who want to provide coverage for a specific period of time, such as until your children are grown or your mortgage is paid off.
TruStage's Whole Life and Term Life Insurance options can be compared online to help you make a decision that's right for you and your family.
By comparing options, you can see instant quotes based on your budget and make an informed decision about which type of insurance is best for you.
Here are the types of life insurance offered by TruStage:
- Whole Life Insurance
- Term Life Insurance
Both options can provide peace of mind today and provide an income-tax free cash benefit for your family in the event of your passing.
Financial Protection Against the Unexpected
As a credit union member, you have access to a valuable combination of benefits that could help you prepare financially for some of life's most unexpected moments.
TruStage Accidental Death & Dismemberment (AD&D) Insurance provides $2,000 of no-cost coverage that's fully paid for by your credit union, with no health questions or medical exam required.
This coverage pays a cash benefit to your family in the event of a covered accident, which can be used for monthly bills, debts, or anything else. The money your loved ones receive could be a huge relief during a difficult time.
You can also add additional AD&D Insurance coverage for yourself or your entire family at a cost-effective, monthly rate. Your acceptance is guaranteed, with no health questions or medical exam required.
A covered diagnosis of Cancer, Heart Attack & Stroke can be a huge financial burden, but with TruStage coverage, you can receive a $5,000 payment to help with out-of-pocket medical bills and daily expenses.
TruStage insurance products and programs have been helping credit union members like you protect what matters most for over 80 years.
Life Insurance Options
Credit union members can get life insurance through TruStage, which helps pay expenses like funeral costs, mortgage payments, or unpaid debts.
You can compare life insurance options with TruStage, which makes it easy to find a policy that fits your budget.
TruStage offers instant quotes based on your budget, so you can see how much coverage you can afford.
You can apply for life insurance online or over the phone with TruStage.
TruStage is underwritten by CMFG Life Insurance Company, which is rated "A" (Excellent) by A.M. Best as of February 2017.
Here are the benefits of TruStage Life Insurance:
- Helps pay expenses like funeral costs, mortgage payments, or unpaid debts
- Provides an income-tax free cash benefit for your family
- Easy to compare insurance options and get instant quotes
- Can be applied for online or over the phone
Frequently Asked Questions
Is it usually a good idea to purchase credit life insurance?
Consider purchasing credit life insurance if you have dependents or a co-signer on a loan, as it can help protect them from financial burden in the event of your passing. However, its overall value depends on various factors, so it's essential to weigh the pros and cons before making a decision.
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