Credit Cards for Gym Memberships with Great Benefits

If you're looking for a credit card that rewards your fitness goals, consider one that offers cashback or rewards specifically for gym memberships. Some cards offer up to 5% cashback on gym membership purchases.

Many gyms offer discounts or promotions when you pay with a specific credit card. For example, you can get a discounted membership at Planet Fitness with their credit card.

Some credit cards offer no annual fee for the first year, which can be a great perk for gym-goers. The Citi Double Cash Card, for instance, has no annual fee for the first year.

If you're looking for a credit card that offers rewards on gym memberships, there are several options to consider. The U.S. Bank Cash+ Visa Signature Card is a great choice, offering 5% cash back on two categories of your choice, which can include gyms and fitness centers.

You can customize your 5% cash back categories with this card, allowing you to earn rewards on your gym membership and other purchases. The card also offers an additional 2% cash back on another category of your choice.

Another option is the World of Hyatt Credit Card, which earns 2 points per dollar spent on fitness clubs and gym memberships. This can be a great option if you're a fan of the Hyatt hotel chain and want to earn rewards on your gym membership.

If you're looking for a credit card with no annual fee, the U.S. Bank Cash+ Visa Signature Card is a good choice. It also offers 5% cash back on two categories of your choice, which can include gyms and fitness centers.

If you're a fan of Peloton, the Chase Sapphire Reserve is a great option, offering 10 points per dollar spent on Peloton equipment and accessory purchases over $150. However, this card does come with a high annual fee.

Here are some of the best credit cards for gym memberships, along with their earning rates and point values:

The Chase Sapphire Preferred Card is another option for earning rewards on Peloton purchases, with a more affordable annual fee of $95.

If you're looking for credit cards that offer great value for gym memberships, there are several options to consider. The US Bank Cash Plus card, for example, offers 5x points per dollar spent on gym memberships if selected as one of two 5x categories quarterly.

The World of Hyatt credit cards, including the World of Hyatt Business card, offer 2 points per dollar spent at fitness clubs and/or gym memberships. This can be a great option for those who frequently visit the gym.

Here are some key credit card options for gym memberships:

The U.S. Bank Cash+ Visa Signature Card is a great option for those who want to earn cash back on their purchases, especially if you're a fitness enthusiast. It offers 5% cash back on two categories of your choice, which can include gyms and fitness centers, and also sporting goods stores.

You can customize your 5% cash back categories and get an additional 2% cash back on another category of your choice. This flexibility is a big plus, as you can change your selection periodically.

To earn cash back, you must choose and activate your Cash+ Categories. You can redeem cash back anytime online. The card also offers a sign-up bonus of $200 after spending $1,000 in eligible purchases in the first 90 days of account opening.

Here are some key benefits of the U.S. Bank Cash+ Visa Signature Card:

The Chase Sapphire Preferred Card is a great option for those who want to earn rewards on travel and Peloton purchases. It offers 5 points per dollar spent on travel booked through Chase Travel, 5 points per dollar spent on Peloton equipment and accessory purchases over $150, and 3 points per dollar spent on dining and select streaming services.

You can earn 60,000 bonus points after spending $4,000 in the first three months from account opening, worth $1,230 according to TPG valuations. The annual fee is just $95.

One of the standout features of this card is the 10% return on spending for Peloton purchases, based on our valuations. This makes it a great option for those who regularly use Peloton equipment.

The Sapphire Preferred also offers a $50 annual hotel credit, which can help offset the cost of travel.

You can earn cash back rewards on fitness purchases with certain credit cards. Some cards offer 5% cash back on two categories of your choice, which can include gyms and fitness centers, and also sporting goods stores.

To earn cash back with these cards, you need to choose and activate your Cash+ Categories. You can redeem cash back anytime online.

One card that stands out is the US Bank Cash+ Visa Signature Card. It has no fees and offers 5% cash back on two categories of your choice, with an additional 2% cash back on another category.

Here are some specific details on cash back rewards for fitness purchases:

These rewards can add up, especially if you're already using a credit card for your daily expenses. Just remember to choose your categories wisely and activate your rewards to get the most out of your cash back.

Gym Membership in India is a growing trend, with many Indians now prioritizing fitness and wellness.

According to a report, the Indian fitness market is expected to reach $5.6 billion by 2025.

Many Indians prefer to join gyms that offer flexible membership plans, with options like month-to-month memberships and pay-per-use facilities.

In fact, a survey found that 60% of gym-goers in India prefer flexible membership plans over traditional annual contracts.

Gym Memberships in India can be quite pricey, but some credit cards offer benefits that can offset the costs.

The SBI Pulse Credit Card has a joining fee of Rs. 1,499 + taxes and a renewal fee of the same amount.

If you're an avid gym-goer, you can get your renewal fee reversed if your annual spends exceed Rs. 2 lakhs.

The Apollo SBI Credit Card has a joining fee of Rs. 499 and a renewal fee of Rs. 499.

It's worth noting that the renewal fee for this card is also reversed if your annual spends reach Rs. 1 lakh.

The Axis Bank Aura Credit Card has a joining fee of Rs. 749 and a renewal fee of Rs. 749.

If you're looking for a credit card with a lower joining fee, the Yes Bank Wellness Plus Credit Card has a fee of Rs. 1,499 + taxes, but the renewal fee is also the same amount.

The HDFC Bank Doctor's Regalia Credit Card has a joining fee of Rs. 2,500 + taxes and a renewal fee of the same amount.

This card offers a benefit where the renewal fee is reversed if your annual spends exceed Rs. 3 lakhs.

Gym membership in India is a popular trend, and many credit cards offer exclusive benefits to make it more affordable and rewarding. The Axis Bank Aura Credit Card offers a Rs. 750 Decathlon voucher as a welcome benefit.

If you're a fitness enthusiast, you'll appreciate the free fitness sessions offered by some credit cards. The Yes Bank Wellness Plus Credit Card, for instance, provides 12 complimentary fitness sessions per month, including yoga, Zumba, and gym sessions.

Some credit cards also offer discounts on health check-ups and consultations. The Apollo SBI Credit Card, for example, offers complimentary check-ups, including eyes, dental, and consultation with a nutritionist and general practitioner.

Many credit cards offer reward points on gym-related spends. The HDFC Bank Doctor's Regalia Credit Card, for instance, offers 4 reward points on every Rs. 150 spent, with a bonus of 10,000 reward points on spending Rs. 5 lakhs annually.

Here's a comparison of the free fitness sessions offered by some credit cards:

These benefits can make a significant difference in your fitness journey, and it's worth exploring which credit card offers the most value for your money.

With a credit card specifically designed for gym memberships, you can enjoy a range of benefits that support your fitness goals and overall health.

You can get a free smartwatch worth Rs. 5,999 with some credit cards, like the SBI Pulse Credit Card.

These cards often offer reward points on various categories, such as chemist stores, dining, and movies. For instance, the SBI Pulse Credit Card gives 10 reward points per Rs. 100 spent on these categories.

You can also enjoy health benefits like a free 1-year membership to a fitness platform, like FITPASS PRO, with the SBI Pulse Credit Card.

Some credit cards, like the Axis Bank Aura Credit Card, offer a discount of Rs. 500 on annual health check-ups.

You can also get complimentary fitness sessions, such as 12 sessions per month, with some credit cards, like the Yes Bank Wellness Plus Credit Card.

Here's a summary of the health benefits you can get with these credit cards:

If you're looking for a credit card that rewards gym memberships, the World of Hyatt Credit Card is a great option, earning 2 points per dollar spent on fitness clubs and gym memberships.

The Chase Freedom Flex is another contender, offering 5% cash back on rotating bonus categories after activation, with gym memberships included in past quarters.

Consider your spending habits and choose a card that aligns with them. If you frequently shop at sporting goods stores, the U.S. Bank Cash+ Visa Signature Card might be a good fit, earning 5% cash back on two categories out of a choice of 12, on up to $2,000 in combined spending per quarter.

If you're an Amazon Prime member, the Prime Visa is a good option, earning 5% cash back on Amazon.com purchases, including athletic clothing, gear, or equipment.

Here's a quick comparison of some popular credit cards for gym memberships:

Ultimately, the best credit card for gym memberships is one that aligns with your spending habits and rewards you for your fitness pursuits.

If you're not sold on the cards specifically designed for gym memberships, there are other options worth considering.

The Chase Freedom Flex offers 5x points on quarterly categories, including fitness clubs, with a point value of 1.6¢ per dollar spent.

You can also earn 5x points on select categories with the Citi Custom Cash card, which auto-selects the top spend categories for you.

The Capital One Spark Cash card offers 2% cash back on all purchases, which translates to 2x points with a value of 2.2¢ per dollar spent.

Here are some alternative options to consider:

The Citi Double Cash card is another option to consider, offering 2x points on all purchases with a value of 2.0¢ per dollar spent.

If you're already a gym-goer, you can earn rewards on your existing membership with the right credit card.

Some cards earn at least 2 points per dollar spent on gym memberships, while others offer up to 5 points per dollar spent.

You can also use these cards to earn rewards on fitness gear and athletic apparel purchases.

Cards that offer rewards on gym memberships often include those that cater to specific gyms or fitness classes, so it's worth checking if your gym is partnered with a rewards-earning credit card.