Credit Bank of Moscow Financial Performance and Analysis

Credit Bank of Moscow has consistently demonstrated strong financial performance over the years, with net profit increasing by 15% in 2020.

The bank's assets grew by 20% in 2020, reaching a total of 1.3 trillion rubles, a significant milestone in its expansion strategy.

In terms of profitability, Credit Bank of Moscow's return on equity (ROE) stood at 12.5% in 2020, indicating a stable and healthy financial position.

The bank's management has successfully implemented cost-cutting measures, resulting in a 10% reduction in operating expenses in 2020.

Credit Bank of Moscow has been experiencing steady growth in its revenues and assets, with an average increase of 25.3% and 33.2% per year over the last decade respectively.

The bank's loans and deposits have also been growing at a similar pace, with an average increase of 25.5% and 33.9% per year respectively.

Credit Bank of Moscow achieved an impressive return on equity of 13.1% on average over the last decade, with its net profit growing by 26.0% per year.

The bank's operating efficiency is also noteworthy, with a cost to income ratio of 25.9% in 2020, which is lower than the 33.4% average over the last decade.

Here's a summary of the bank's key financial performance indicators:

Credit Bank of Moscow has been growing its revenues and assets by 25.3% and 33.2% a year on average in the last 10 years.

Its loans and deposits have seen remarkable growth, increasing by 25.5% and 33.9% respectively each year during that time.

The company's loans to deposits ratio reached 58.1% at the end of 2020, indicating a significant portion of its deposits are being utilized for lending.

Credit Bank of Moscow achieved an impressive average return on equity of 13.1% in the last decade, with net profit growing 26.0% a year on average.

Its cost to income ratio stood at 25.9% in 2020, a notable improvement from the 33.4% average over the last decade.

Equity represented 8.04% of total assets or 23.2% of loans at the end of 2020, providing a solid foundation for the bank's financial stability.

Non-performing loans accounted for a relatively small percentage of total loans at the end of 2020, with provisions covering some of these NPLs.

To gain a deeper understanding of Credit Bank of Moscow's financial performance, it's essential to conduct a competitive benchmarking analysis. This involves comparing the bank's market positioning with that of its key peers.

Here are some key signals to consider: deals, patents, hiring, and social media activity. By tracking these signals, you can gain a comprehensive understanding of the bank's competitive landscape.

Credit Bank of Moscow's peers are likely to be other major banks in the industry, such as Sberbank and VTB Bank. A comparative analysis of these banks can provide valuable insights into their financial performance and strategic developments.

Here's a brief overview of the key peers to consider:

By analyzing the financial performance of these key peers, you can identify areas where Credit Bank of Moscow can improve its own performance and stay ahead of the competition.

The Credit Bank of Moscow has faced significant sanctions in recent years.

In February 2022, the US President Joe Biden announced sanctions on the bank in response to the 2022 Russian invasion of Ukraine.

The bank was removed from the SWIFT payment system in June 2022.

The EU also sanctioned the Credit Bank of Moscow in December 2022 in relation to the invasion.

The bank is a Russian entity subject to U.S. Department of the Treasury sanctions.

Here are some key facts about the Credit Bank of Moscow's sanctions:

Credit Bank of Moscow has reported significant growth in its sales and revenue over the years. The bank's sales by activity, as of December 2020, were led by Corporate Banking with 27.49B, followed by Retail Banking with 8.34B.

Here's a breakdown of the bank's sales by activity in December 2020:

The bank's sales by geographical breakdown, as of December 2020, show that the Russian Federation accounted for 61.48B, making up a significant portion of the bank's total sales.

Credit Bank of Moscow has been steadily growing its revenues and assets over the last decade, with average annual increases of 25.3% and 33.2% respectively.

The bank's loans and deposits have also seen significant growth, with average annual increases of 25.5% and 33.9% respectively, resulting in a loans to deposits ratio of 58.1% at the end of 2020.

Credit Bank of Moscow has achieved an impressive average return on equity of 13.1% over the last decade, with net profit growing 26.0% per year on average.

The bank's cost to income ratio reached 25.9% in 2020, which is lower than its 10-year average of 33.4%.

Here's a breakdown of the bank's equity and non-performing loans (NPLs) at the end of 2020:

Sales by activity is a crucial aspect of financial institutions like Credit Bank of Moscow. In 2020, corporate banking sales reached 27.49 billion.

The bank's corporate banking sales have shown significant growth over the years, increasing from 16.88 billion in 2019. Retail banking sales, on the other hand, were negative in 2019, coming in at -14.18 billion.

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Investment business sales have also been a notable area of growth, with 59.33 billion in sales in 2019. This is a stark contrast to the lack of sales in 2018, where this category was not reported.

Cash operations sales have been steadily decreasing, from 5.52 billion in 2018 to 2.43 billion in 2020. Treasury sales have also shown significant fluctuations, with a loss of 26.53 billion in 2019.

Subsidiary banks sales were not reported for 2018 and 2019, but reached 1.45 billion in 2020.

The Credit Bank of Moscow saw a significant shift in sales across different regions.

In 2018, the Russian Federation accounted for 59.3 billion in sales.

The bank's sales in the Russian Federation dropped to 39.03 billion in 2019.

However, by 2020, sales in the Russian Federation had increased to 61.48 billion.

Here's a breakdown of the Credit Bank of Moscow's sales in the Russian Federation over the three fiscal periods:

Credit Bank of Moscow has a strong management and governance structure in place. The bank is led by a Board of Directors, which oversees the overall strategy and direction of the bank.

The Board of Directors is responsible for making key decisions and setting the bank's priorities. The bank's management team, led by the President and Chairman of the Board, works closely with the Board to implement these decisions.

The bank's governance framework is designed to ensure transparency and accountability in its operations. Credit Bank of Moscow has implemented a number of measures to prevent money laundering and ensure compliance with anti-money laundering regulations.

Roman Avdeev, the head of Ingrad real estate development company and Rossium concern, owns Credit Bank of Moscow. He bought the bank in 1994 and now controls 55.73% of its stocks.

Avdeev was the head of the bank and its president until the end of 2008. He then stepped down but remained a member of the Supervisory Council.

In 2012, former Colorado governor Bill Owens joined the board, and in 2013, he became its chair.

CBM has made significant strides in its history, particularly in 2021 when it acquired the industrial commercial bank "Koltso Urala" for 5.7 billion rubles, or about $770 million.

This acquisition allowed the bank to continue serving the activities of the UMMC, demonstrating its commitment to stability and growth.

In July 2021, S&P upgraded MKB's credit rating from BB− to BB with a stable outlook, citing CBM's stability in an unstable market situation.

CBM's financial performance has also been notable, with a profit of 29 billion rubles in 2021 and 8.7 billion rubles in 2022.

Unfortunately, no dividends have been paid to shareholders since 2019, indicating that the bank has prioritized reinvestment over shareholder returns.

The Board Members of Credit Bank of Moscow play a crucial role in overseeing the bank's operations and making strategic decisions. They bring a wealth of experience and expertise to the table.

Roman Avdeev is the Chairman of the Board, a position he has held since 1994. He is 57 years old and has been a part of the bank's leadership for over two decades.

The Board Members also include Sergey Menzhinsky, Ilkka Seppo Salonen, Peter Gilbert Greenall Daresbury, and Alexey Anatolyevich Stepanenko. They all hold the title of Director/Board Member.

Here's a brief overview of the Board Members:

The Board Members are responsible for ensuring the bank operates in a transparent and accountable manner.

To succeed in business, you need a solid strategy. Enhance your sales strategy and increase your chances of success by understanding Credit Bank of Moscow's position in the market and identifying potential areas for collaboration.

One way to stay ahead of the competition is to keep an eye on mergers and acquisitions (M&A) activity, capital raising, and alliances and partnerships. This will give you valuable insights on how to navigate the market and make informed decisions.

To get a deeper understanding of Credit Bank of Moscow's strategies, you can look at its core industry. Understanding the market trends shaping the industry will give you a clear picture of the bank's strategic direction.

Here are some key areas to focus on:

Credit Bank of Moscow's stock traded at per share at the end of 2020, resulting in a market capitalization of .

The bank's stock price rose by 0% or 0% a year on average over the previous three years, which is a relatively flat performance.

Credit Bank of Moscow achieved an average return on equity (ROE) of 13.1% in the last decade, significantly higher than the 11.5% average ROE generated for its shareholders over the same period.

The bank's cost to income ratio reached 25.9% in 2020, compared to 33.4% average in the last decade, indicating an improvement in operating efficiency.

The bank's equity represented 8.04% of total assets or 23.2% of loans at the end of 2020, which may indicate a relatively low level of capitalization.

Credit Bank of Moscow's stock had a 12-month trailing price to earnings (PE) of 6.02x and price to book value (PBV) of 0.781x in 2020, which may be worth considering for investors.

The valuation of a company is a crucial aspect of finance, and it's essential to understand the key metrics involved.

The Credit Bank of Moscow's stock traded at $0.12 per share at the end of 2020.

Its market capitalization was $1.5 billion.

Over the previous three years, the stock price rose by 0% or $0 per year on average.

This is compared to an average Return on Equity (ROE) of 11.5% the bank generated for its shareholders.

A 12-month trailing price to earnings (PE) of 6.02x and price to book value (PBV) of 0.781x in 2020 put the stock at a certain level.

These metrics give us a snapshot of the bank's valuation and help us understand its financial health.

A fresh viewpoint: 5 3 Bank Credit Score

Credit Bank of Moscow has seen significant growth in its revenues and assets over the last decade, averaging 25.3% and 33.2% annual increases respectively.

Its loans and deposits have also grown at an impressive rate, with average annual increases of 25.5% and 33.9% respectively. This growth has been mirrored in the bank's net profit, which has increased by 26.0% on average each year.

For more insights, see: Credit One Bank No Annual Fee

The bank's cost to income ratio reached 25.9% in 2020, a significant improvement from the decade-long average of 33.4%. This suggests that the bank has been able to optimize its operations and reduce unnecessary expenses.

Equity represented 8.04% of total assets at the end of 2020, or 23.2% of loans. This indicates that the bank has a relatively strong equity position compared to its assets.

Here's a breakdown of the bank's key financial metrics:

The bank's non-performing loans were not specified as a percentage of total loans, and provisions covered only some of these NPLs at the end of 2020.