Crédit Agricole Italia Services and Financial Products

Crédit Agricole Italia offers a wide range of services and financial products to its customers. One of the main services is the provision of banking services, including current accounts, savings accounts, and loans.

Their financial products include a variety of investment options, such as stocks, bonds, and mutual funds. This allows customers to diversify their portfolios and grow their wealth.

Crédit Agricole Italia also provides insurance services, including life insurance and property insurance, to protect customers from unexpected events.

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Crédit Agricole Italia's history of acquisition is a story of strategic growth and expansion. The bank's journey began in 2007 when it ceded control of Cariparma and FriulAdria to Crédit Agricole due to antitrust reasons.

In 2009, the bank acquired 173 branches from Intesa, giving it a national presence and making it the ninth-largest bank in Italy by number of branches and assets managed.

The bank's expansion continued in 2010 with the acquisition of 96 branches from Intesa Sanpaolo.

Crédit Agricole Group Solutions was established in 2015, bringing together the bank's operations and information technology activities.

By October 2016, the bank had undergone a rebranding process, changing its name to Crédit Agricole Cariparma and adopting a new logo.

In 2017, the bank acquired a 95% stake in Cassa di Risparmio di Rimini, Cassa di Risparmio di Cesena, and Cassa di Risparmio di San Miniato for €130 million.

The four boards of directors involved approved a merger plan to incorporate the three savings banks into Crédit Agricole Cariparma in February 2018.

The bank moved into its new Italian headquarters, "Green Life", a 12,000 square meter facility near Parma, in 2018.

Crédit Agricole Carispezia was acquired by Crédit Agricole Italia in 2019, following a merger plan approved by the boards of directors.

In 2021, the bank acquired Credito Valtellinese following an OPA announced in November 2020.

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Crédit Agricole Italia has seen a significant boost in its business performance, particularly in the third quarter of 2024. The bank acquired over 40,000 new clients, bringing the total for the year to 142,000, a 9% increase from the previous year.

The bank's digital channel played a crucial role in this growth, with a 44% contribution, a notable increase from the 36% and 30% seen in the previous two years.

Crédit Agricole Italia's Wealth Management products have also experienced a surge in popularity, with colocations reaching 9.8 billion euros in the first nine months of 2024, a 64% increase from the previous year and surpassing the total collocated in 2023.

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Crédit Agricole Italia offers a range of services and products to meet the diverse needs of its customers.

The bank provides banking services for individuals, including current accounts, savings accounts, and mortgages.

For businesses, Crédit Agricole Italia offers corporate banking services, including cash management, trade finance, and investment banking.

The bank also provides specialized services for professionals and artisans, such as financing for projects and investments.

Finanziamenti e Mutui are on the rise, with new financing towards clients growing by 3.5% annually and 0.8% compared to the previous year.

The bank's stock credit portfolio in the Agri-Agro sector is a bright spot, increasing by 0.6% annually.

New medium- and long-term financing for businesses has seen a significant jump of 59% annually.

The bank has made new medium- and long-term financing payments worth around 950 million euros in the third quarter alone, bringing the total to around 3 billion euros for the year.

A substantial 800 million euros of these payments were made to support businesses in their transition to more environmentally friendly practices.

Residential mortgage loans are growing by 10% year-over-year, despite a still-weak market.

Operations aimed at buying homes with energy efficiency ratings of A and B have seen a remarkable 91% increase annually, accounting for 26% of the total mortgage loans disbursed.

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Leasing Italia is a subsidiary of Crédit Agricole Group in Italy. It was formed in 2008 as the lease finance arm of the group.

Crédit Agricole acquired a subsidiary of Leasint, from Intesa Sanpaolo as the predecessor of CALIT. Leasint itself was a product of a merger.

Crédit Agricole Leasing Italia S.r.l. (CALIT) is based in Parma, Italy. This is a city known for its rich history and cultural heritage.

Here's a brief overview of the ownership structure of CALIT:

The Crédit Agricole Group has a long history, dating back to 1859 when the banks were established.

Crédit Agricole Italia has three company headquarters, each located in a different city in Italy.

The headquarter in Parma is situated at Via Università, 1, 43100 Parma.

The headquarter in Pordenone is located at Piazza XX Settembre, 2, 33170 Pordenone.

The headquarter in La Spezia is found at Corso Cavour, 86, 19121 La Spezia.

These locations can be useful if you're looking to get in touch with Crédit Agricole Italia directly or want to visit one of their offices in person.