County Bank Credit Card Services Explained

County Bank offers a variety of credit card services, including cash back rewards, travel benefits, and purchase protection.

One of the key features of County Bank credit cards is cash back rewards, which can be earned on everyday purchases.

You can earn up to 3% cash back on certain purchases, such as gas and groceries, with some County Bank credit cards.

County Bank also offers travel benefits, including airport lounge access and travel insurance, with its premium credit cards.

These benefits can be a game-changer for frequent travelers, making their trips more comfortable and stress-free.

Curious to learn more? Check out: Bank of America Credit Card Benefits Guide

County Bank offers a range of credit card options to suit different needs and preferences.

Their cash back credit card rewards users with 1.5% cash back on all purchases, with no rotating categories or spending limits. This means you can earn cash back on everything you buy, every time.

You can also opt for a credit card with a 0% introductory APR, allowing you to make purchases or balance transfers without incurring interest charges for a promotional period. This can be a great option for those who need to finance a large purchase or consolidate debt.

Curious to learn more? Check out: Bank of America Cash Credit

Garfield County Bank offers MasterCard credit cards with no annual fee and no minimum finance charge.

The annual percentage rate may vary, so it's essential to review your statement each month.

Credit Card Payments are due 25 days from the closing date shown on your monthly statement.

Pay the entire balance to avoid incurring finance charges or late fees, which can add up quickly.

Finance charges are based on the average daily balance, including new purchases, so it's crucial to pay more than the minimum payment each month.

For more insights, see: Chase Bank Credit Card No Credit History

If you're considering using a cash advance on your County Bank credit card, it's essential to know the interest rates and fees involved. As of June 30, 2024, the median cash advance APR for credit scores between 620-719 is 12.9%.

Cash advance interest rates and fees can be a significant burden if not managed properly. Advertised cash advance APRs change over time and are specific to the applicant, based on their credit score. You should check rates before applying.

Broaden your view: Cash Advance from Credit Card to Bank Account

If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction. This can lead to a higher overall interest rate.

Here are the typical cash advance APRs for different credit scores: