Choosing the Best Corporate Gas Credit Cards for Your Business

Choosing the right corporate gas credit card for your business can be overwhelming, especially with so many options available. Consider the rewards program, as some cards offer 3-5% cash back on gas purchases, while others offer points that can be redeemed for travel or other business expenses.

If you have a large fleet of vehicles, look for cards with no foreign transaction fees, as this can save you money on international trips. Some cards also offer a 0% introductory APR, which can be helpful for businesses with variable cash flow.

When selecting a card, consider the annual fee, which can range from $0 to $100. Some cards also offer additional benefits, such as roadside assistance or travel insurance, which may be worth the extra cost.

Fleet cards are a popular option among fleet managers, allowing companies to set individual credit limits and combined purchase restrictions for each employee card.

These cards often come with rewards and discounts based on monthly fuel purchase volume at affiliated fueling stations.

Some examples of fleet cards include the AtoB Fuel Card, 76 Universal Fuel Card, Chevron Business Access Fuel Card, and Shell Small Business Card.

Divvy credit limits are determined by spending ability, not credit scores, making it a great option for small business owners with bad credit.

AtoB cards, on the other hand, have a Net 7 billing period, requiring you to pay your balance in full each billing cycle.

Here are some popular corporate gas credit cards:

The American Express Gold card is a great option for businesses that want to earn rewards on their purchases. It offers 4X Membership Rewards points on the top two eligible categories where your business spends the most each month.

These categories include gas stations, airfare purchases directly from airlines, online advertising, computer hardware and software, restaurants, and shipping. The card also offers a welcome offer of 100,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months.

The annual fee for this card is $375, which is a significant cost, but it may be worth it for businesses that can take advantage of the rewards and benefits. There are no foreign transaction fees to worry about.

Here are the eligible categories for the American Express Gold card:

There are several types of corporate gas credit cards, each with its own set of benefits and features. AtoB Fuel Card, for example, offers individual credit limits and combined purchase restrictions for each employee card.

The AtoB Fuel Card also provides reward points and per-gallon discounts based on monthly fuel purchase volume at affiliated fueling stations. It's a great option for fleet managers who want to control their employees' spending and earn rewards on their fuel purchases.

Divvy credit limits, on the other hand, are determined by spending ability, not credit scores. This means that small business owners can apply for a Divvy corporate visa card without a personal guarantee.

The Coast Visa Fleet Card is another option that can be used at any gas station or truck stop where Visa cards are accepted. It offers up to 10¢ off per gallon on your statement at 30,000+ locations, and there's no tiers or limits.

Sunoco Fleet Card offers rebates of up to 6¢/gallon at 5,000+ Sunoco locations, and there's no annual fee. However, cardholders have to pay their balance in full monthly, and they can only earn rewards if they fill up at Sunoco stations.

Here are some of the key features of these corporate gas credit cards:

Ultimately, the best corporate gas credit card for your business will depend on your specific needs and spending habits. Be sure to carefully review the terms and conditions of each card before making a decision.

Our corporate gas credit cards offer a range of benefits and features that can help streamline your fleet operations.

You can swipe your fuel card instead of paying cash or using other credit cards whenever you or your employees need to fill up your tank.

Each card is usually linked to a certain fuel provider, such as Exxon Mobile, Conoco, etc., and their network of gas stations.

This makes it easy to calculate fuel expenses come tax time, especially if your employee has their own card linked to the same account.

You can have multiple employee cards linked to the same account, making it simple to track and manage fuel expenses.

However, fleet managers may find it inconvenient that they can't create periodical reports or add employee fuel purchase limitations.

You can easily track and manage your fuel purchases with a corporate gas credit card, making it a breeze to keep tabs on your expenses.

Many card issuers offer free cards to employee authorized users, which can be a huge time-saver.

You can impose spending limits on these cards, giving you peace of mind and control over your company's expenses.

With real-time expense tracking and reporting, you can stay on top of your fuel purchases and make informed decisions about your company's spending.

Expense management is a crucial aspect of using a business gas card. With a business credit card, you can easily track and manage your fuel purchases. Many card issuers offer free cards to employee authorized users, allowing you to impose spending limits while utilizing real-time expense tracking and reporting.

This feature is particularly useful if you have employees or contractors who need to fill up at gas stations. You can provide them with cards and avoid the hassles of reimbursements. As the primary account holder, you will also earn rewards for purchases they make on those cards.

Some business gas cards also offer customizable card rules that enable you to control driver spend by date and time, fuel type, or tank capacity. You can even block specific merchants and locations to prevent unauthorized spending before it happens.

To make the most of your business gas card's expense management features, be sure to create a written policy outlining what employees are allowed to do with their company credit cards, and the consequences for violations. This will help you stay on top of your fleet's expenses and ensure that everyone is using the cards responsibly.

Here are some popular business gas cards that offer expense management features:

With our advanced security features, you can rest assured that your fleet is protected. Easily deactivate lost or stolen cards through our online portal.

You can quickly and easily take action to prevent further unauthorized use. This helps to minimize potential losses and maintains the trust of your customers.

Receiving fraud alerts is also a crucial part of our security features. This keeps you informed and allows you to take swift action to safeguard your business.

Rewards are a significant benefit of corporate gas credit cards, with some cards offering up to 4% cash back on gas purchases.

Discounts are another major advantage, allowing businesses to save money on fuel costs over time.

Some business credit cards offer significant cash back rewards for gas purchases, such as the U.S. Bank Business Triple Cash Rewards World Elite Mastercard, which gives 3% cash back on gas purchases of $200 or less at any station.

Businesses can earn rewards on gas purchases made by their employees, but it's essential to track limitations, such as excluding fuel stations at warehouse stores like Costco and Sam's Club.

With some cards, you can impose limits on employee purchases and create a written policy outlining what employees are allowed to do with their company credit cards.

The Shell small business fuel card is a great option for businesses that spend a lot on gas. It requires annual revenues of $1 million or a personal guarantee to get approved, but the benefits are well worth it.

Cardholders can save up to 6 cents per gallon when buying fuel at over 14,000 participating Shell stations nationwide. This can really add up over time.

There's no annual fee associated with this card, which is a big plus. You can also make partial payments or equal monthly payments, and even carry a balance, just like a revolving credit line.

The Shell Small Business Card comes with 24/7 customer service and an online account where you can manage fleet purchase controls, create detailed usage reports, or report lost or stolen cards.

The Costco Anywhere Visa is a great option for small business owners who are already Costco members.

This card offers 4% back on your first $7,000 in gas purchases each year, which is a significant incentive for frequent travelers or delivery services.

You'll also earn 3% back on travel and dining at restaurants, 2% back on Costco purchases, and 1% back on everything else.

The Costco Anywhere Visa has a $0 annual fee, which is a major perk for those who don't want to pay extra for rewards.

However, you do need excellent credit to qualify for this card, and you'll have to wait until February each year to use your rewards from the previous year.

First Hawaiian Bank Rewards offers a great option for small business owners with excellent credit. They can earn 1.5% cash back at any gas station, making it one of the best gas rewards cards for business.

Carrying a balance from month to month can get expensive, so it's essential to pay off the balance in full each month.

Rewards can make a huge difference in your business expenses, especially when it comes to fuel purchases. Discounts and rewards are the two biggest benefits of business credit cards for gas purchases, saving you money in the long run.

Some business credit cards offer significant cash back rewards for gas purchases, such as the U.S. Bank Business Triple Cash Rewards World Elite Mastercard, which offers 3% cash back on gas purchases of $200 or less at any station.

You can earn rewards on your business gas purchases, but it's essential to know the limitations. For example, some cards may exclude fuel stations at warehouse stores like Costco and Sam's Club, or impose an annual limit on the amount of fuel purchases that will qualify for a bonus.

Here are some business credit cards that offer higher-than-average gas rewards:

To maximize your rewards, be sure to pay your card's statement balance in full and on-time, if at all possible, to avoid interest charges that can negate the value of any rewards you've earned.

To be eligible for a corporate gas credit card, you'll typically need to have a business that purchases a significant amount of fuel each year.

Many corporate gas credit cards have no annual fee, which can be a major perk for businesses that rely heavily on fuel purchases.

Some corporate gas credit cards offer rewards programs that allow you to earn points or cash back on fuel purchases, which can be redeemed for other business expenses.

Are There Fleet Fuel Cards for Gas Only?

Fleet fuel cards are a great option for those who want to restrict fuel purchases to specific locations. WEX Fleet Cards are accepted at every major U.S. fuel station and over 45,000 service stations, covering 95% of U.S. fuel stations.

Some popular fleet fuel cards offer discounts or rebates on fuel purchases and expense management features. Fuelman fuel cards simplify fuel expense management for your business fleet and drivers, offering various cards with different features and benefits.

You can also consider U.S. Bank Voyager Mastercards, which are accepted at 320,000 U.S. gas stations and truck stops. There are no transaction fees, but a $3 charge per billing period applies.

Arco, BP, Casey’s, CEFCO, and Speedway all offer fleet cards and/or business gas cards as well.

Here are some popular fleet fuel cards with their acceptance numbers:

Qualifying for a loan requires a solid understanding of your personal and business credit scores. You'll typically need good or excellent personal credit scores to qualify for most business credit cards.

Business gas credit cards, such as those issued by major card issuers, may require a personal credit check of the business owner who applies. This can affect the APR for which you qualify and determine your credit limit.

To apply for most business credit cards, you can do it online, and a decision can be made very quickly. You'll need to have information about your business handy, such as your Taxpayer Identification Number (TIN) or Employer Identification Number (EIN).

To determine if a business gas card is right for you, consider the rewards it offers. If the card provides valuable bonus rewards for fuel purchases, it might make sense for your business.

You'll need to weigh these rewards against cards that offer bonus rewards for other typical business purchases, such as office supply stores, cell phone service, restaurants, and travel.

Even the best business gas cards will typically have a higher standard interest rate than non-rewards cards, so if your business needs to carry a balance, you might be better off with a card that offers the lowest possible standard interest rates.

Your interest rates can rise when the Prime Rate rises, which is a variable APR that nearly all credit cards have.

Choosing the right corporate gas credit card can be a daunting task, but it's essential to make the right decision for your business. The Citi AAdvantage Executive World Elite Mastercard offers 50,000 bonus miles after spending $5,000 in the first three months.

Consider your business's fueling habits when selecting a card. If you have multiple drivers, the Bank of America Cash Rewards credit card's 3% cash back on gas purchases at gas stations and 2% cash back at grocery stores may be a better fit.

Ultimately, the best card for your business will depend on your specific needs and spending habits.

The Marriott Bonvoy Amex is a great travel card option.

You can earn significant points on this card, especially if you spend a lot at gas stations, which earns you 4x points.

It's also a good idea to use this card for restaurant purchases worldwide, as you'll earn 4x points as well.

The card offers a welcome offer of 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.

You can also earn 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy program.

In our previous article, we highlighted the benefits of a business gas credit card, including reduced costs and streamlined efficiency. A business gas credit card can help you reduce costs and streamline efficiency.

One of the key advantages of AtoB's business gas cards is their quick resolution time for support issues. Their support team is so quick with resolution. The web portal is also easy to access for retrieving transactions and analyzing weekly or monthly discounts.

The benefits of a business gas credit card include tracking fuel expenses, enjoying savings, and nationwide acceptance. Easily monitor and manage fuel costs with their fleet cards. Benefit from unlimited discounts and exclusive networks.

AtoB's paperless tracking simplifies expense management, making payday and tax season hassle-free. Our integrated payroll platform provides easy access to statements and transactions. This makes it easier to understand your balance and complete the payment process.

Some of the features to look for in a business gas card include significant fuel discounts, a wide acceptance network, and detailed expense tracking. Look for a card that offers all these benefits, such as AtoB's business gas cards.

When choosing a fuel card for your small business, it's essential to consider the rewards and benefits offered. U.S. Bank Business Triple Cash Rewards World Elite Mastercard is a great option, offering 3% cash back on single gas purchases of $200 or less.

If your business has a large fleet of vehicles, the Sunoco Fleet Card provides a 1-6 cent per gallon discount. This can add up quickly, especially for frequent drivers.

Costco members can also benefit from the Costco Anywhere Visa Business Card by Citi, although the rewards are not explicitly stated.

Some fuel cards offer more straightforward rewards, such as the Speedway Credit Card, which provides 10-50 points per dollar spent.

If you have excellent credit, the Bank of America Business Advantage Customized Cash Rewards Mastercard offers 3% cash back at gas stations and EV charging stations, as well as dining.

Here's a quick comparison of some popular fuel cards:

If you're a small business owner, finding the right gas credit card can be a game-changer for your fleet operations. AtoB's business gas cards offer significant fuel discounts, a wide acceptance network, detailed expense tracking, and robust security features.

A good credit score is essential for a small business owner, and AtoB's fuel cards can help build your business's credit. AtoB regularly reports to Experian, an internationally recognized credit reporting company, to ensure that our customers can establish a positive credit history every time they make a payment on their business fuel cards.

There are no extra charges or hidden start-up fees when signing up for an AtoB fuel card. You'll be able to tap into their network of savings and enjoy exclusive discounts and rewards as you refuel.

Here are some key benefits to look for in a gas credit card for your small business:

By choosing the right gas credit card, you can optimize your fleet operations, maximize savings, and establish a positive business credit history.