As an insurance adjuster, it's essential to stay up-to-date with the latest industry developments and regulations. This is where continuing education (CE) comes in, and it's a requirement for many insurance adjusters.
CE courses and credits are designed to help adjusters refresh their knowledge and skills, ensuring they can provide the best possible service to policyholders. To meet the requirements, adjusters typically need to complete a certain number of CE hours within a specific timeframe.
One key aspect of CE is that courses must be approved by the state's insurance department, guaranteeing that the content is relevant and accurate. This ensures that adjusters receive high-quality education that prepares them for real-world scenarios.
Continuing Education Requirements
Continuing education requirements for insurance adjusters vary by state. In Texas, for example, 24 hours of continuing education is required for each license period, including 3 hours of ethics. This requirement applies to all licenses issued or renewing on and after November 1, 2015.
If a licensee does not complete the 24 hours of CE before the expiration date of the license, they will have 90 days to complete the deficient number of hours and pay a fine of $50 per deficient hour. If these two conditions are not met within 90 days of the license expiring, the license will be inactivated, and the licensee will have to apply for a new license.
Credit can be earned by taking approved courses from registered providers, passing parts of professional designation programs, or being an active member of a state or national insurance association. Up to four hours of continuing education credit can be earned through membership.
To ensure compliance, it's essential to regularly check with the state's Insurance Department or similar agency for the latest CE requirements. This will help adjusters remain legally compliant and avoid any potential issues.
Here's a list of CE requirements for various states:
Course Options
If you're looking for course options, you're in luck! There are several ways to complete your continuing education requirements as an insurance adjuster. You can take online courses, which are often self-paced and mobile-friendly, making it easy to fit them into your busy schedule.
For online courses, you can choose from 8-hour or 4-hour options, depending on your state's requirements. These courses typically include a certification exam, and you can purchase them individually or as part of a package. Online courses remain active for 12 months, so you can take your time completing them.
If you're looking for a more traditional classroom setting, you can take a course through the South Carolina Department of Insurance. These courses require a filing fee of $80 per application and must be approved for specific lines of authority, such as Life/Health, Property/Casualty, and Ethics.
You can also find a wide range of courses covering topics like laws and regulations, ethics and professionalism, and property claims. Some courses may also cover emerging industry trends and technologies.
Here are some potential topics for adjuster CE courses:
- Laws and Regulations
- Ethics and Professionalism
- Property Claims
- Liability Claims
- Workers’ Compensation
- Fraud Detection and Prevention
- Catastrophe Claims
- Customer Service and Communication
- Cyber Insurance
- Emerging Technologies
When searching for adjuster courses and certifications, make sure to choose a reputable and accredited provider to ensure the quality of education and legitimacy of the certification.
Course Information
Online courses are a convenient option for completing continuing education requirements, available in 8-hour and 4-hour formats, with a 12-month active period after purchase. These courses can be taken individually, as part of a package, or through a CE Subscription.
You can choose from a diverse range of topics, covering crucial aspects of insurance adjusting, including laws and regulations, ethics and professionalism, and emerging industry trends. Some potential topics for adjuster CE courses might include:
- Laws and Regulations
- Ethics and Professionalism
- Property Claims
- Liability Claims
- Workers’ Compensation
- Fraud Detection and Prevention
- Catastrophe Claims
- Customer Service and Communication
- Cyber Insurance
- Emerging Technologies
Adjuster CE courses can be found through various sources, such as Sircon, the National Insurance Producer Registry (NIPR), or state-specific Insurance Department portals.
What Counts as Credit Toward CE
To earn credit toward your CE requirements, you can take courses that have been approved by TDI from registered course providers. These courses will indicate the number of hours and whether any count toward the ethics requirement.
Typically, each course will specify the number of hours it's worth, and some may even offer credit specifically for ethics. I've seen this in courses that focus on industry trends and best practices.
You can also earn credit by passing a part of many professional designation programs, which are nationally recognized in the insurance industry and issued by a not-for-profit entity that's been in existence for at least five years. These programs are a great way to demonstrate your expertise and commitment to the field.
Up to four hours of continuing education credit can be earned by an active member of a state or national insurance association, as outlined in Chapter 4004.0535 of the Texas Insurance Code and §19.1011 and new §19.1020 of the Texas Administrative Code. This is a great perk for those who are already involved in the industry.
Qualifying courses, not certified by TDI, may also be used for credit, as described in 28 TAC §19.1010. These courses must meet specific criteria, such as being offered for credit by accredited colleges or universities, or being part of a national designation certification program.
Course Overview
Our online courses are designed to be flexible, with self-paced options that allow you to complete your required CE hours at your own pace. These courses are typically required by your state's Insurance Department or similar regulatory agency to ensure that adjusters maintain the necessary knowledge and skills to perform their job ethically and effectively.
We have both 8-hour and 4-hour courses available, so you can choose the one that fits your needs. Online courses may be purchased individually, as part of a package, or as part of our CE Subscription.
You'll be required to complete a certification exam, and our courses are designed to be mobile-friendly and audio-enabled for your convenience. When purchased individually, an online course remains active for 12 months.
Our diverse course catalog offers courses on crucial aspects of insurance adjusting, covering topics such as laws and regulations, ethics and professionalism, property claims, and more. Here are some potential topics for adjuster CE courses:
- Laws and Regulations
- Ethics and Professionalism
- Property Claims
- Liability Claims
- Workers’ Compensation
- Fraud Detection and Prevention
- Catastrophe Claims
- Customer Service and Communication
- Cyber Insurance
- Emerging Technologies
Frequently Asked Questions
How much does continuing education cost?
Continuing education costs can range from $601 per credit hour to over $8,000 for a 12-18 credit course, depending on the sponsoring organization or university. Costs may vary, so it's best to check with the specific institution for a more accurate estimate.
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