Commerzbank Stock Quote Analysis with Financial Strength and Investment Insights

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View of Frankfurt's skyline featuring the Commerzbank Tower and river with boats.
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Commerzbank's financial health is a mixed bag, with a debt-to-equity ratio of 1.23, indicating that the bank has a significant amount of debt compared to its equity.

The bank's return on equity (ROE) has been steadily increasing over the past few years, reaching 4.5% in 2020, a sign of improving profitability.

Commerzbank's revenue has been declining, with a 10% drop in 2020 compared to the previous year, which could be a concern for investors.

Despite this, the bank's net interest income has remained relatively stable, at around €4.5 billion in 2020.

Stock Information

Commerzbank stock information is publicly available and can be accessed through various sources.

Commerzbank's stock is listed on the Frankfurt Stock Exchange under the ticker symbol CBK.

The bank's stock price can fluctuate based on market conditions and overall economic trends.

AG Stock Information

AG Stock Information is a crucial aspect of investing in Commerzbank AG, a German multinational bank. The current live share price of Commerzbank AG is 18.24 EUR.

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To understand the company's financial health, we can look at its estimated revenue. For 2025, Commerzbank AG is estimated to earn 11,558 EUR in revenue, with a projected growth to 12,277 EUR in 2026 and 12,938 EUR in 2027.

The company's dividend yield is also an important factor. In 2025, Commerzbank AG is estimated to pay a dividend of 0.76 EUR, which translates to a dividend yield of 4.16%. This yield is expected to increase to 5.23% in 2026 and 5.86% in 2027.

Here's a breakdown of Commerzbank AG's estimated financial performance for the next few years:

Keep in mind that these estimates are subject to change and may fluctuate based on various market and economic factors.

Shareholder

Commerzbank's shareholder structure is quite diverse. The largest shareholder is the freefloat, which owns a significant 75.38% of the bank.

The German government has a substantial stake in Commerzbank, with a 12.11% ownership percentage. This is likely due to the bank's importance to the country's economy.

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UniCredit SpA, an Italian bank, is another major shareholder with a 9.49% stake. This shows that Commerzbank has international investors interested in its success.

Norges Bank Investment Management holds a 3.19% stake, making it one of the bank's larger institutional investors. This suggests that Norway's sovereign wealth fund is interested in Commerzbank's long-term prospects.

Amundi Asset Management SA, a French investment management company, owns a 3.00% stake in the bank. This is a notable holding, indicating that Amundi sees Commerzbank as a good investment opportunity.

Canada Pension Plan, a Canadian pension fund, holds a 1.49% stake in the bank. This is a relatively small but still significant holding, suggesting that the pension fund sees Commerzbank as a stable investment.

Here is a list of Commerzbank's largest shareholders, ranked by their percentage ownership:

  • Freefloat - 75.38%
  • Government of Germany - 12.11%
  • UniCredit SpA - 9.49%
  • Norges Bank Investment Management - 3.19%
  • Amundi Asset Management SA - 3.00%
  • Canada Pension Plan - 1.49%
  • Vanguard Total International Stock Index Fund - 1.10%
  • iShares MDAX UCITS ETF - 0.86%
  • American Funds EuroPacific Growth Fund - 0.77%
  • Vanguard Developed Markets Index Fund - 0.68%

Financial Data

Commerzbank's financial data is a mixed bag. The bank's stock price has seen a significant increase over the past 10 years, with a return of 68.51%.

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In terms of financial strength, Commerzbank's cash-to-debt ratio is 1.83, indicating a relatively healthy balance sheet. However, its debt-to-equity ratio is 1.55, suggesting a significant amount of debt on the company's balance sheet.

Here's a snapshot of Commerzbank's financial data:

Commerzbank's beta is -0.29, indicating a relatively low level of volatility in the company's stock price. Its 3-year Sharpe ratio is 0.89, suggesting that the company's stock has provided a relatively stable return over the past three years.

Income Statement (EUR)

The income statement is a crucial financial document that provides insights into a company's revenue and expenses over a specific period. It's like a report card for a company's financial performance.

In 2023, the company's sales reached a record high of 22,472 million EUR, a significant increase of 53.42% compared to the previous year. This is a remarkable growth rate that indicates a strong demand for the company's products or services.

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Here are the key income statement figures for the company:

The company's operating income has also seen significant growth, increasing by 67.82% in 2023 compared to the previous year. This is a testament to the company's ability to manage its expenses and maintain a healthy profit margin.

The income before tax in 2023 was 3,399 million EUR, a 70.63% increase from the previous year. This is a remarkable growth rate that suggests the company is performing well financially.

Balance Sheet in EUR

The balance sheet is a crucial financial statement that provides a snapshot of a company's financial position at a specific point in time. It's divided into two main sections: assets and liabilities.

Total liabilities have been steadily increasing over the years, reaching 494,790.00 EUR in 2023. This trend suggests that the company is taking on more debt to finance its operations.

Equity, on the other hand, has been relatively stable, with a slight increase in 2023 to 33,008.00 EUR. This indicates that the company's net worth is growing, albeit slowly.

Here's a breakdown of the company's equity change over the years:

The balance sheet total has also been increasing, reaching 527,798.00 EUR in 2023. This is a 7.30% increase from the previous year, indicating a significant growth in the company's financial position.

Financial Strength

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Financial Strength is a crucial aspect of any company's overall health. The current cash-to-debt ratio of 1.83 indicates that the company has a manageable level of debt, which is a good sign.

A low equity-to-asset ratio of 0.06 suggests that the company has a high level of debt compared to its assets, which can be a concern. The debt-to-equity ratio of 1.55 also indicates that the company has a significant amount of debt relative to its equity.

The Piotroski F-Score of 5/9 suggests that the company has some positive financial characteristics, such as a high cash flow and low debt levels. However, it also indicates some negative characteristics, such as a low return on equity.

Here is a breakdown of the financial strength metrics:

The company's financial strength is a mixed bag, with some positive and negative indicators. Further analysis is needed to get a more complete picture.

Frequently Asked Questions

Is Commerzbank publicly traded?

Yes, Commerzbank is publicly traded, with its shares listed on the Frankfurt Stock Exchange and traded on the Xetra platform.

Is Commerzbank an investment bank?

Commerzbank offers investment services, but its primary focus is on commercial banking. It specializes in foreign business, credit, and security trading.

What is the cost to income ratio for Commerzbank?

Commerzbank's cost to income ratio is 58.7%. This indicates a relatively high cost burden for the bank.

Kellie Hessel

Junior Writer

Kellie Hessel is a rising star in the world of journalism, with a passion for uncovering the stories that shape our world. With a keen eye for detail and a knack for storytelling, Kellie has established herself as a go-to writer for industry insights and expert analysis. Kellie's areas of expertise include the insurance industry, where she has developed a deep understanding of the complex issues and trends that impact businesses and individuals alike.

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