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Colonial Life Dental Insurance offers a range of benefits to employees, including coverage for preventive care services, such as cleanings and exams, with no out-of-pocket costs.
This means employees can stay on top of their oral health without worrying about added expenses.
Colonial Life also provides coverage for major services, including fillings, crowns, and root canals, with a maximum annual limit of $1,500 per insured person.
This level of coverage can be a game-changer for employees who may not have been able to afford these services otherwise.
Colonial Life Dental Insurance also offers a flexible plan design, allowing employers to tailor their benefits to meet the unique needs of their workforce.
Benefits of
Routine dental checkups can help detect underlying issues that could eventually lead to more significant problems, such as gum disease and tooth decay.
Having dental insurance can greatly reduce the financial burden of these routine appointments, which can be costly without coverage.
Colonial Life Dental Insurance offers a range of benefits that can help your employees maintain good oral health, including coverage for routine cleanings, X-rays, fillings, sealants, tooth removals, and crowns.
With Colonial Life Dental Insurance, you can expect to save money on out-of-pocket expenses for routine appointments and unexpected dental procedures.
Here are some of the benefits of Colonial Life Dental Insurance:
- Provide dental coverage for preventive, basic and major services
- Offer access to a nationwide network and allow for substantial discounts by seeing an in-network provider
- Have coverage options for your spouse and/or dependents
- Are individually owned so employees can keep their coverage even if they change jobs
- Offer the ability to include orthodontia and vision coverage
Colonial Life Dental Insurance also offers an optional vision rider to help pay for eye exams and materials, such as glasses and contact lenses.
This additional coverage can help your employees maintain healthy vision and overall wellness, and can be accessed through a national vision network that includes independent optometrists, ophthalmologists, and retail stores like Walmart, Sam’s Club Optical, Costco, Pearle Vision, and Target.
For more insights, see: Dental and Vision Insurance Florida
Available Services and Options
Colonial Life Dental Insurance offers a wide range of services to keep your teeth and gums healthy.
Preventive services include routine cleanings and fluoride treatments, which can be accessed through their extensive network of in-network dentists.
Intriguing read: How Does Out of Network Dental Insurance Work
You can also expect restorative services like fillings and root canal therapy, as well as emergency services for immediate pain relief.
Specialty services, such as cosmetic dentistry and orthodontics, are also available if needed.
Here are the available services and their descriptions:
Colonial Life Dental Insurance also offers the convenience of choosing in-network dentists, which can reduce out-of-pocket expenses.
If you need to visit an out-of-network dentist, you may have higher out-of-pocket expenses, but you can still receive coverage.
Colonial Life Insurance provides transparency regarding preventive and treatment service fees covered by the chosen plan.
You can find in-network dentists using Colonial Life's Provider Search feature, making it easy to access affordable, high-quality care.
Colonial Life Dental Insurance offers three dental plans, giving consumers more coverage options and features, such as easy claims processing and discounts on dental services.
The plans also offer 100% coverage for preventive care from network providers and more options for higher out-of-network reimbursements.
Intriguing read: Long Term Care vs Life Insurance
With Colonial Life Dental Insurance, you can choose any dental provider and access large national networks to reduce out-of-pocket expenses.
Optional vision benefits are also available with low co-pays for exams and material purchases.
Additionally, you can opt for a rollover benefit that increases your annual maximum benefit.
Colonial Life Dental Insurance has a vast network of experienced dentists and providers committed to delivering the highest patient care.
Their patient-centric approach guarantees access to contemporary diagnostic and treatment options and preventive care to prevent dental issues from worsening.
You can access top-quality dental professionals who use the most advanced technology to provide reliable solutions for all your dental needs.
Colonial Life Dental Insurance offers two of the industry's most popular supplemental health benefits, including dental and vision insurance.
Their dental plan is easy to use, with accessible benefits and access to a provider network with more than 323,000 access points across the nation.
You can keep your Colonial Life Dental Insurance even if you change jobs, providing you with peace of mind and continuity of care.
Orthodontia and vision coverages are also available as optional add-ons to your Colonial Life Dental Insurance plan.
Check this out: Health Insurance Vision and Dental
Sources
- https://www.coloniallife.com/individuals/products/dental-vision-insurance
- https://grandfolk.com/colonial-life-dental-insurance/
- https://www.coloniallife.com/employers/employee-benefits/dental-and-vision-insurance
- https://www.prnewswire.com/news-releases/colonial-life-adds-three-dental-plans-giving-consumers-more-coverage-options-301289021.html
- https://insurancenewsnet.com/oarticle/colonial-life-launches-dental-and-vision-coverage
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