
To transfer money from your Sterling Bank account to another bank, you'll need to use the Sterling Bank transfer code, which is *8228#. This code is used for all Sterling Bank transfers, whether you're sending money to a local bank or an international bank.
The Sterling Bank transfer code is a USSD code that allows you to transfer money using your phone. To use it, simply dial *8228#, select the transfer option, and follow the prompts to enter the recipient's details and the amount you want to transfer.
Sterling Bank's transfer code is available 24/7, so you can transfer money at any time that suits you.
How to Use Transfer
To use the Sterling Bank transfer code, you need to dial *822# on your mobile phone.
First, select the "Transfer" option by following the on-screen instructions.
Next, enter the amount you want to transfer and the recipient's account number.
Confirm the details and enter your 4-digit PIN to authorize the transaction.
You can also use the Sterling Bank USSD code to perform other services like checking your account balance, buying airtime, or paying bills.
Transfer Process

The transfer process is a crucial step in using Transfer. To initiate a transfer, you'll need to have your recipient's information ready, including their name, email address, and phone number.
The recipient's email address is essential, as it will be used to send them a notification about the transfer. Make sure it's accurate to avoid any delays or issues.
You can transfer funds from your account to the recipient's account using a variety of methods, including bank transfer, credit card, or cryptocurrency. Each method has its own set of fees and processing times.
Before making a transfer, review the fees associated with the chosen method to ensure you understand the costs involved. This will help you plan and budget accordingly.
The transfer process typically takes a few minutes to complete, but the exact time may vary depending on the method and the recipient's location.
How to Use Transfer
To use the Sterling Bank transfer code, you need to dial *822# on the mobile phone linked to your Sterling Bank account.

First, select the "Transfer" option from the on-screen instructions that appear after dialing the code.
Enter the amount you want to transfer, and the recipient's account number.
To confirm the details, you'll need to enter your 4-digit PIN to authorize the transaction.
You can also use the Sterling Bank USSD code to perform other services, such as checking your account balance, buying airtime, or paying bills.
To use any of these services, simply dial *822# and follow the on-screen instructions to select the service that you want to carry out.
After selecting the service, you'll receive a confirmation message from Sterling Bank if the transaction was successful.
Benefits of Codes
Using USSD codes for Sterling Bank transfers offers several benefits. You can access Sterling Bank services anytime, anywhere, without needing a smartphone or internet connection.
One of the most significant advantages is the convenience of fast access to services. You'll instantly access whichever service you want.

Security is also a major benefit, as no transaction can be completed without your authorization. This ensures that your transactions are safe and secure.
Using USSD codes for Sterling Bank transfers can also help you save money on transaction charges. The costs are relatively lower compared to other transaction methods.
You can access a wide range of services using the USSD number, including all kinds of banking services. This makes it a versatile option for your banking needs.
Activate Account
To activate your Sterling Bank account for USSD code use, you need to be first registered with the bank.
You will then need to create a secure 4-digit code that you'll be the only one to know about, for confirming your transactions after proceeding.
This 4-digit code is essential for securing your transactions, so make sure to remember it or write it down securely.
You can activate your account and create the secure code by visiting your nearest Sterling Bank branch or by contacting their customer support team.
Lists and Guides

Using USSD codes for Sterling Bank transactions is a convenient and time-saving way to manage your finances. You can check your balance with just a few taps on your phone by dialing *822*6#.
To find your account number, simply dial *822*8#. No need to visit a branch or wait on the phone.
Recharging your mobile phone is also easy with USSD. Dial *822*Amount# to recharge your own phone, or *822*Amount*Phone number# to recharge someone else's phone.
If you need to transfer funds, dial *822*Amount*Account number#. This code is a secure way to send money to anyone with a Sterling Bank account.
You can also use USSD to pay bills, such as utility bills or loan repayments. The code to use is *822*Biller code*Unique code*Amount#.
Here is a list of some of the USSD codes available for Sterling Bank transactions:
Cardless withdrawals from ATMs can be done using the code *822*42#. And if you need to manage your card, such as activate or deactivate it, or change your PIN, dial *822*19#.
Frequently Asked Questions
What is the USSD code for Sterling Bank?
The USSD code for Sterling Bank is *822#. You can dial this code to access a range of banking services on your phone.
Sources
- https://pyramidfm.com.ng/finance/transfer-code-for-sterling-bank/
- https://www.legit.ng/ask-legit/guides/1548720-sterling-bank-transfer-code-ussd-number-know/
- https://vtu.ng/sterling-bank-transfer-code/
- https://trackmyswift.com/swift-codes/NAMENGLA
- https://dxmetrics.com/financeapps/transfer-code-for-sterling-bank-ussd-code/
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