
Hiring a public adjuster can make a huge difference in the claims process, potentially increasing your settlement by up to 700%.
Public adjusters are licensed professionals who work on behalf of policyholders to negotiate with insurance companies.
They have the knowledge and experience to navigate the complex claims process and ensure you receive a fair settlement.
In fact, studies have shown that businesses that hire public adjusters have a 50% higher chance of receiving a larger settlement than those who don't.
What is a Public Adjuster?
A Public Adjuster is a licensed professional who specializes in helping policyholders navigate the insurance claims process. They are experts in assessing damage and estimating losses.
Their primary goal is to ensure policyholders receive a fair settlement for their claims. Public Adjusters work on behalf of the policyholder, not the insurance company.
They have extensive knowledge of insurance policies and procedures, which allows them to identify potential issues and advocate on behalf of their clients.
Our Process
Our process is designed to make navigating the claims process as smooth as possible. We start with a complimentary consultation to review your policy and claim-related documents. Our team will carefully evaluate your situation and offer a professional opinion on the best course of action.
We take it from there, thoroughly documenting every aspect of your claim using advanced technologies like 360 photography and thermal imaging. This meticulous process ensures we have a comprehensive record of all losses incurred.
Upon your approval, we'll submit the estimate and supporting documentation to the insurance company on your behalf, always protecting your interests and ensuring compliance with policy obligations.
Step 1 - Complimentary Consultation
Our process begins with a complimentary consultation, where one of our professional Public Insurance Adjusters will review your policy, claim-related documents, and the extent of your damages.
This thorough evaluation will help us understand your specific situation and identify the best course of action.
We'll carefully review your policy to ensure you're aware of your coverage and any potential limitations.
Our team will then discuss our findings with you, providing a clear and concise explanation of your options.
Based on our evaluation, we'll offer our professional opinion on the best course of action for your specific circumstances.
This initial consultation is a crucial step in our process, allowing us to tailor our approach to meet your unique needs.
Step 2 - We Work on Your Behalf
We thoroughly document every aspect of your claim, using advanced technologies like 360 photography, thermal imaging, and moisture detection equipment to capture all damages.
Our team of experienced public adjusters understands the importance of a comprehensive record of all losses incurred, which is why we meticulously document every detail.
We prepare a detailed estimate using industry-standard estimating software, and assist you in creating an inventory of damaged personal property.
This process ensures that we have a clear understanding of the extent of your damages, which is essential for a successful claim.
We take the time to carefully review your policy, claim-related documents, and the extent of your damages to provide a professional opinion on the best course of action for your specific circumstances.
Our team is dedicated to thoroughly documenting every aspect of your claim, which is why we use advanced technologies to fully capture all damages.
Our Impact
We work exclusively for you, not the insurance company. Our team has managed and negotiated thousands of claims for various types of disasters.
We have an unmatched network of expert resources that can efficiently mobilize and be at your side. This local approach allows us to provide personalized support during a difficult time.
Our insurance professionals have extensive experience handling claims, giving you the best chance at a successful outcome.
Why Choose Us
We have a team of experts who quickly mobilize to your location, bringing together a team of public adjusters, forensic accountants, construction estimators, and contents specialists to review your policy and evaluate the damage.
Our team is local to your commercial property, which means they understand local zoning laws and labor and materials costs, allowing them to produce accurate estimates.
We often achieve settlements multiple times greater than the initial settlement offer, giving you peace of mind and financial security during a difficult time.
Our team breaks down the roadblocks set up by the insurance company, ensuring you're on a level playing field.
We handle your claim professionally and expediently, minimizing stress and hassle.
Our forensic accountants structure the needed data and conduct the necessary calculations to ensure all income lost due to business interruption is accounted for correctly.
Our team comprises public adjusters knowledgeable in all facets of your insurance policy, giving you confidence in our ability to advocate for you.
Here are some of the credentials and qualifications of our team:
Our team is with you from the first call until you walk back into your repaired or new facility, providing ongoing support and guidance throughout the process.
Public Adjusters for Commercial Policyholders
Public adjusters can be a game-changer for commercial policyholders. They represent the policyholder's interests, not the insurance company's. This means they work solely for you to get the maximum settlement you deserve in minimum time. With 15 years of experience, they can help you navigate the complex insurance claim process.
If you're unsure about hiring a public adjuster, consider this: they can help you maximize your property damage insurance claims. In fact, studies have shown that hiring a public adjuster can result in a significant increase in the settlement amount. This is because they have the knowledge and skills to work with insurance companies to ensure you get the maximum amount of reimbursement.
Public adjusters are paid based on a percentage of the total paid settlement. This means their fee is justified by their success in negotiating the best possible settlement for you. They'll evaluate your existing policy to determine what coverage may be applicable to an insurance claim and make recommendations to improve your coverage. They'll also negotiate the best possible settlement with the insurance company on your behalf.
Here's an interesting read: How Do Public Adjusters Get Paid
Here are the three classes of insurance adjusters:
Public adjusters have a critical role in ensuring you receive fair compensation for your damages. They'll conduct a policy consultation and inspection of your property to identify any damage you may not be aware of. They'll also determine the appropriate values for settling all covered damages. With their expertise, you can rest assured that you're getting the best possible outcome for your insurance claim.
Sources
- https://www.globemw-ai.com/news/our-public-adjusters-in-michigan-illinois-and-wisconsin-for-insurance-claim-assistance/
- https://claimconcepts.com/public-adjuster-help-with-avatar-claims-2/
- https://www.aipnw.com/claim-types/commercial/winter-damage/
- https://www.insuranceclaimrecoverysupport.com/when-should-a-policyholder-hire-a-public-insurance-adjuster/
- https://www.proadjuster.com/services/public-insurance-claims-adjuster/
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