Citizen Bank Business Credit Card: A Comprehensive Guide

The Citizen Bank Business Credit Card is a solid choice for entrepreneurs and small business owners. The card offers a 0% introductory APR for 12 billing cycles on purchases and balance transfers.

With a rewards program that earns 1.5% cash back on all purchases, you'll be raking in the rewards in no time. This is a great perk for businesses with a lot of everyday expenses.

The card also comes with no foreign transaction fees, making it a great option for businesses that travel frequently or sell products internationally.

The Citizen Bank Business Credit Card offers a range of benefits and features to help your business thrive. You can choose between individual billing or consolidated billing, which can help keep your finances organized and make it easier to track expenses.

Employee cards with individual name and allocated credit limits are also available, allowing you to manage your team's spending and ensure that everyone has the resources they need. eZBusiness Card Management is also included, making it easy for company administrators to keep track of everything.

ScoreCard Rewards are a great way to earn points on your purchases, with 1 point for every $1 spent. You can redeem these points for a wide range of items, including practical goods like vacuum cleaners and luggage, as well as technological items like iPods and Kindle readers.

Here are some of the redemption options available with ScoreCard Rewards:

Online access is also available through Mycardstatement.com, where you can view statements, set up alerts, make payments, and view recent transactions. This service is available 24 hours a day, seven days a week, making it easy to manage your account whenever it's convenient for you.

Your CNB Visa Business Credit Card offers some fantastic benefits, especially when it comes to security and convenience. With Visa's Zero Liability Policy, you're protected from unauthorized transactions, and you won't be liable for any unauthorized charges.

One of the most useful features is the ability to opt-out of Visa Account Updater (VAU), which automatically updates your card information with merchants who have your card on file. This service is only for recurring payment merchants, so you can choose to opt-out by contacting your local branch.

If you're shopping online, you might be asked to become verified through Visa Secure, which uses contextual clues to approve 95% of transactions without any extra steps. However, if it's a high-risk transaction, you might be asked to provide a one-time password.

You can also take advantage of Dovly Uplift, a service that provides credit assessment and dispute processing, as well as monthly credit progress tracking and alerts. To enroll, simply visit www.dovlyuplift.com and enter your U.S.-issued Visa card number to verify eligibility.

Here are some of the benefits you can expect from Dovly Uplift:

You can get instant purchasing power with a Business Visa Credit Card, which is a great way to track your business expenses on a monthly basis and earn rewards at the same time.

The CB Business Credit Card offers individual billing or consolidated billing, giving you flexibility in how you manage your business expenses.

With the CB Business Credit Card, you can have employee cards with individual name and allocated credit limits, making it easier to manage your team's spending.

The ScoreCard Rewards program offers travel and merchandise rewards, giving you more ways to earn and redeem points.

You'll have access to competitive variable rates, but be aware that there's a fee for late payments or returned checks, which can be up to $29.

Setting up AutoPay or reaching $5,000 in annual sales volume can waive the annual fee, saving you money in the long run.

Quality responsive service is provided locally in Kansas, so you can get help when you need it.

Online access through Mycardstatement.com allows you to view statements, set up alerts, make payments, and view recent transactions, all available 24 hours a day, seven days a week.

Rewards are a key part of using a business credit card, and the Citizens Everyday Points Business MasterCard offers some great benefits.

You can earn unlimited 1.5% in rewards on your everyday business expenses after the first 90 days, which is a fantastic way to save money.

Rewards points can be redeemed for a wide range of items, including practical purchases like vacuum cleaners or luggage, as well as technological items like iPods or Kindle readers.

You'll also have the option to opt-in to ScoreCard Rewards, which gives you 1 point for each $1 purchased on the card, allowing you to accumulate points over time.

Points are capped at 500,000 and accumulate for four years, giving you a good amount of time to redeem them.

Here are some examples of redemption items you can look forward to:

Overall, the rewards program with the Citizens Everyday Points Business MasterCard is designed to provide you with flexibility and options for redeeming your points.

Having a Business Visa Credit Card can give you instant purchasing power, making it a great tool for managing your business expenses.

You can track your business expenses on a monthly basis with a Business Visa Credit Card, which helps you stay organized and in control of your finances.

Earning rewards at the same time as tracking your expenses is a fantastic perk, allowing you to save even more on your business expenses.

Our cards offer a high level of security and fraud protection. With the unpredictability of fraud, it is critical that card issuers have mitigating processes in place to protect payment card information.

EMV chip cards provide enhanced security using a computer chip inside the plastic. This chip makes transactions safer by encrypting card information, reducing the risk of data breaches.

If a transaction is identified as potentially fraudulent, the cardholder will receive a call to verify activity, giving them control over their account and helping to prevent unauthorized spending.

Get instant purchasing power with a Business Visa Credit Card. It's a great way to track your business expenses on a monthly basis and earn rewards at the same time.

You can apply for a Business Visa Credit Card and have it approved in no time. Each business is approved for a set credit limit, and you decide how much of that limit is given to each employee's card.

To apply, you'll need to provide some basic information, including your business financial information, tax identification number, and business owner financial information. You'll also need to be a U.S. resident and at least 18 years old.

The bank may access your credit bureau report to review your credit history and previous banking relationships. Applications are subject to approval, so be sure to review the requirements carefully.

Your Citizens National Bank Visa Business Credit Card comes with many benefits, including emergency card replacement and cash disbursement, auto rental collision damage waive, and travel and emergency assistance services. You'll also enjoy Visa's Zero Liability Policy, which protects you from unauthorized transactions.

To take advantage of these benefits, simply apply for a Business Visa Credit Card and start shopping with confidence.

The Interest Rates and Fees on the Citizen Bank Business Credit Card are pretty straightforward. The annual fee is a flat $0, which is a great perk for business owners on a budget.

You'll also want to be aware of the foreign transaction fee, which is either $1.50 or up to 3% of the U.S. dollar amount of transactions, whichever is greater. This can add up quickly if you're making a lot of international transactions.

The regular APR on this card is 16.49% - 26.49% (V) APR, which is relatively high compared to some other business credit cards. However, it's worth noting that you won't be charged this rate for the first six months, as you'll get a 0% intro APR on purchases for that time period.

Here's a breakdown of the interest rates and fees:

The Citizens Bank Business Credit Card offers a range of features to suit your business needs. You can choose from individual billing or consolidated billing, making it easy to manage your expenses.

Employee cards with individual name and allocated credit limits are also available, giving you more control over spending. eZBusiness Card Management is a tool for company administrators to keep track of cards and spending.

ScoreCard Rewards offer travel and merchandise options, allowing you to redeem your points for something you really need. The card comes with a competitive variable rate, but be aware that there's a fee for late payments or returned checks.

The CB Business Credit Card product offers a range of features, including individual billing or consolidated billing.

You can also get employee cards with individual name and allocated credit limits.

For company administrators, there's eZBusiness Card Management to make managing cards a breeze.

ScoreCard Rewards offers travel and merchandise rewards, which is a great perk.

The credit card comes with a competitive variable rate, but be aware that there's a fee for late payments or returned checks, which can be up to $29.

One nice touch is that the annual fee can be waived if you set up AutoPay or have $5,000 in annual sales volume.

Quality responsive service is provided locally in Kansas, which can be a big plus if you're based in the area.

If you're in the market for a new credit card, you're in luck because Citizens Bank offers some great options for business owners.

One of the standout features of the Citizens Bank Everyday Points Business Mastercard is the initial bonus of 50,000 points after spending just $5,000 in the first 90 days.

You can earn 3 points per $1 spent on all purchases with this card, making it a great choice for businesses with a lot of everyday expenses.

The Citizens Bank Business Platinum Mastercard Credit Card offers a 0% intro APR for 12 months, which can be a huge help for businesses that need to make a big purchase.

This card has a regular APR of 12.74% - 23.74% (V), which is relatively low compared to other business credit cards.

Here are some key features of the two cards:

Both of these cards have an annual fee of $0, which is a great perk for business owners on a budget.