Citicards Com Special Offers and Deals for Every Need

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Citicards offers a range of special deals and discounts for various needs, including travel, dining, and shopping.

From 2% to 5% cash back on purchases, Citicards has rewards programs that cater to different spending habits.

For travel enthusiasts, Citicards offers exclusive discounts and rewards at popular hotels and airlines.

Whether you're a foodie or a shopaholic, Citicards has special offers that can help you save money and earn rewards.

See what others are reading: Citicards Com Rewards

CitiCards Special Offers

You can earn a $200 cash bonus after spending $1,500 on purchases in the first six months of account opening with the Citi Custom Cash Card. This offer is available for a limited time, so it's best to apply for the card when the offer is active.

The Citi Rewards+ Card offers a welcome offer of 20,000 bonus points after spending $1,500 in purchases within three months of account opening, redeemable for $200 in gift cards at thankyou.com.

If you're a business owner, you can earn up to $2,000 in cash bonus with the Citibank Business Checking account by opening a new account, making one or more deposits in new-to-Citibank funds, and maintaining the required qualifying balance for 45 consecutive calendar days.

Business Up to $2000

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To earn a cash bonus, you'll need to open a new CitiBusiness Checking account. This offer is only available through a Citibank Business Specialist, so be sure to mention it when you apply.

The amount of the bonus will depend on the Qualifying Balance you maintain in your new account. Here's a breakdown of the bonus amounts:

To qualify for the bonus, you'll need to make one or more deposits of new-to-Citibank funds within 45 calendar days of opening your account. You'll also need to maintain the required Qualifying Balance for 45 consecutive calendar days after the Qualifying Balance level is met during the initial 45 calendar day funding period.

Rewards and Benefits

The CitiCards Special Offers have some amazing rewards and benefits to share.

The Citi Rewards+ Card offers 2 ThankYou points per $1 at supermarkets and gas stations on up to $6,000 in spending per year, and 1 point per $1 after that.

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You can earn a sign-up bonus of 20,000 bonus points after spending $1,500 in purchases with your card within 3 months of account opening.

The Citi Custom Cash Card offers 5% cash back in your top eligible spend category on up to $500 of purchases each billing cycle.

You can earn a sign-up bonus of $200 in cash back after spending $1,500 on purchases in the first 6 months of account opening.

The Citi / AAdvantage Business World Elite Mastercard offers 2X miles for every $1 spent on cable and satellite providers, gas stations, select telecommunications merchants, car rentals, and eligible American Airlines purchases.

You can earn a welcome offer of 65,000 AAdvantage miles after spending $4,000 in the introductory period.

The Citi Double Cash Card offers 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Here's a summary of the rewards and benefits offered by these CitiCards:

Business Options

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If you're considering a CitiCard, you have several business options to choose from.

CitiBusiness AAdvantage Card offers 2 miles per dollar spent on eligible American Airlines purchases.

With the CitiBusiness AAdvantage Platinum Select Mastercard, you can earn 60,000 bonus miles after spending $4,000 in the first 3 months.

The CitiBusiness AAdvantage Executive Card offers 1.5 miles per dollar spent on eligible American Airlines purchases.

The CitiBusiness ThankYou Preferred Card offers 2 points per dollar spent on dining, entertainment, and travel.

Balance Transfer Options

If you're considering a balance transfer, you have several options to choose from. Some credit cards offer low intro APRs for a limited time, while others provide a longer 0% APR period.

With the right credit card, you can save money on interest and pay off your balance faster. For example, one card offers a low intro APR of 0% for 21 months on balance transfers, but you'll need to pay a balance transfer fee of either $5 or 5% of the amount, whichever is greater.

Curious to learn more? Check out: What Doeswells Fargo Cash Back Credit Offer

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Another card offers a longer 0% APR period, but it's only on purchases, not balance transfers. If you're looking to pay off a transferred balance, you'll want to focus on cards that offer 0% APR on balance transfers.

The balance transfer fee can add up, so it's essential to factor it into your decision. Some cards charge a flat fee, while others charge a percentage of the amount transferred.

To help you compare your options, here's a breakdown of the balance transfer fees for some popular cards:

Keep in mind that these fees can change over time, so it's crucial to review the terms and conditions before applying.

Credit Card Features

The Citi Diamond Preferred Credit Card offers a 0% Intro APR for months on balance transfers, and after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.

You'll also pay a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

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The card also comes with a 0% Intro APR for months on purchases from date of account opening, with a variable APR of 13.99% - 23.99% after that.

Some benefits of the card include free access to your FICO score, Mastercard ID Theft Protection available for no additional charge, and $0 liability on unauthorized charges.

Here are some key benefits of the Citi Diamond Preferred Credit Card at a glance:

  • Free Access to Your FICO Score
  • Mastercard ID Theft Protection available for no additional charge
  • $0 liability on unauthorized charges

Savings and Investments

If you're looking to boost your savings and investments, Citi has some attractive offers. You can earn up to $500 cash bonus with Citi Self-Invest, which requires depositing at least $10,000 of new-to-Citi funds into a new or existing account.

To get the most out of Citi Self-Invest, it's essential to understand the bonus structure. Here's a breakdown of the requirements:

Alternatively, you can opt for Citi Personal Wealth Management, which offers a cash bonus of up to $5,000. To qualify, you'll need to fund a new or existing account with a minimum of $50,000 of New-To-Citi funds.

Personal Wealth Management

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Personal Wealth Management can be a great way to grow your savings and investments. You can earn up to $5,000 in cash bonuses by opening and enrolling in a new eligible Citi Personal Wealth Management account.

To qualify for the bonus, you'll need to fund a new or existing account with a minimum of $50,000 of New-To-Citi funds. The amount of the bonus will depend on the amount you fund your account with.

The bonus structure is as follows:

You'll also need to enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline, and maintain the New-To-Citi funds in your account through the Maintain Funds deadline.

High Yield Savings

High Yield Savings options are available from Citi, and they're worth considering if you want to earn a higher interest rate on your savings.

Citi's Accelerate High-Yield Savings account offers a 4.00% APY, which is significantly higher than the standard savings account rate.

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You can access this high-yield savings account in many states, including Arizona, California, Florida, and Texas.

However, be aware that there's a $4.50 monthly fee if you don't maintain at least $500 in the account.

If you're looking for a lower APY, Citi's standard Savings account offers a 0.03% APY.

This account also gives you the opportunity to access higher interest rates with Citi Relationship Tiers.

Here are the APYs and fees associated with Citi's High-Yield Savings and Savings accounts:

Self Invest

If you're looking to invest with Citi, their Self-Invest platform is worth considering. You can earn up to $500 in cash bonuses by meeting certain requirements.

To qualify, you'll need to deposit at least $10,000 of new-to-Citi funds into a new or existing Citi Self-Invest account. This is a great opportunity to grow your investment portfolio.

The cash bonus amount varies depending on the amount you deposit. Here's a breakdown of the bonus amounts based on the deposit amount:

To maximize your bonus, be sure to enroll in eDelivery of statements through the end of the Account Funding Period. This is an easy step that can help you qualify for the full bonus amount.

Rewards and Earnings

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The Citi Rewards+ Card offers a unique rewards structure, earning 2 ThankYou points per $1 at supermarkets and gas stations on up to $6,000 in spending per year, and 1 point per $1 after that.

You can also earn 1 ThankYou point per $1 on all other purchases, and round up to the nearest 10 points on every purchase, making it a great option for those who want to earn rewards on everyday spending.

The Citi Strata Premier Card takes it to the next level, offering 3X points per $1 on airfare, hotels, and at gas stations, restaurants, and supermarkets, and 10X points per $1 on hotels, car rentals, and attractions booked through CitiTravel.com.

Here's a breakdown of the rewards structures for the Citi Strata Premier Card:

These rewards structures can help you earn points and redeem them for gift cards, travel, or other rewards.

For another approach, see: Capitalone Com Redeem Rewards

Earn ThankYou Points

Earning ThankYou points is a great way to get rewarded for your daily purchases. You can earn 2 ThankYou points per $1 spent at supermarkets and gas stations on up to $6,000 in spending per year, and 1 point per $1 after that.

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With the Citi Rewards+ Card, you can also earn 1 ThankYou point per $1 on all other purchases. Plus, you'll get 10% of your points back when you redeem them, on up to 100,000 points per year.

One of the best features of the Citi Rewards+ Card is its ability to round up to the nearest 10 points on every purchase. So if you spend $3, you'll earn 10 points, for example.

If you're looking for a card with a higher rewards rate, you might want to consider the Citi Double Cash Card. However, if you want to earn ThankYou points on your purchases, the Citi Rewards+ Card is a great option.

Here are the details on how to earn ThankYou points with the Citi Rewards+ Card:

  • Earn 2 ThankYou points per $1 spent at supermarkets and gas stations on up to $6,000 in spending per year
  • Earn 1 ThankYou point per $1 on all other purchases
  • Round up to the nearest 10 points on every purchase
  • Get 10% of your points back when you redeem them, on up to 100,000 points per year

With the Citi Strata Premier Card, you can earn 3X points per $1 spent on airfare and hotels, as well as at gas stations, restaurants, and supermarkets. You can also earn 10X points per $1 on hotels, car rentals, and attractions booked through CitiTravel.com.

Here are the details on how to earn ThankYou points with the Citi Strata Premier Card:

AAdvantage Cards

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If you're looking for credit cards that offer rewards and earnings, AAdvantage cards are definitely worth considering. The Citi / AAdvantage Executive World Elite Mastercard offers elite perks, including complimentary Admirals Club membership for the primary cardholder, free checked bags, and more, all for an annual fee of $595.

The AA Executive Card earns 10X miles for every $1 spent on eligible hotels booked at aa.com/hotels and eligible rental cars booked through aa.com/cars, and 4X miles for every $1 spent on eligible American Airlines purchases. It also offers a 10,000 bonus Loyalty Points after you spend $40,000 in purchases within the year.

You can earn 10,000 bonus Loyalty Points after spending $40,000 in purchases within the year with the AA Executive Card. This is a great opportunity to boost your rewards earnings.

The Citi / AAdvantage Platinum Select World Elite Mastercard is another option, with a more affordable annual fee of $99. It offers free checked bags for you and up to 4 companions on domestic itineraries, priority boarding, and a 25% discount on inflight food, beverage, and Wi-Fi purchases.

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The AA Platinum Select Card earns 2X miles for every $1 spent at restaurants, gas stations, and on eligible American Airlines purchases, and 1X mile for every $1 spent on all other purchases. This makes it a great choice for those who frequently dine out or fill up their gas tanks.

Here are the welcome offers for the AA Executive Card:

And here are the welcome offers for the AA Platinum Select Card:

If you're looking for a higher welcome offer, the AA Platinum Select Card offers 75,000 miles after spending $3,500 in four months, making it a great choice.

Credit Card Details

The credit card details are pretty straightforward. The annual fee is $0, which is a great perk if you're looking to save some money.

The APR is quite competitive, with a 0% intro APR on purchases for 12 months and 0% intro APR on balance transfers for 21 months.

Interest Rates and Fees

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The Citi credit cards have varying interest rates and fees, so it's essential to understand what you're getting into. The Citi credit cards offer a low intro APR on purchases and balance transfers, but this rate is only temporary.

After the intro period, the variable APR will be 13.99%-23.99% based on your creditworthiness. This is a relatively standard range for credit cards, but it's still something to consider.

You'll also have to pay a balance transfer fee, which is either $5 or 5% of the amount of each credit card balance transfer, whichever is greater. This fee is a bit on the higher side, but it might be worth it if you can pay off your balance in time.

If you're looking to pay off debt, you'll appreciate the ultra-long 0% APR period offered by some Citi credit cards. This promotion can last for nearly two years, but keep in mind that you'll owe interest on the remaining balance going forward if you don't pay off your full balance in time.

Here are some key interest rates and fees to keep in mind:

  • Intro APR: 0% for 12-21 months
  • Ongoing APR: 13.99%-27.99% Variable APR
  • Balance transfer fee: $5 or 5% of the amount of each transfer, whichever is greater
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Citibank is offering some great deals right now. Check out the Citibank Trending Offers to see what's available.

You can get a 4.35% interest rate for 3 months with the Citi Savings Account, selected by a visitor from California. This is a great opportunity to earn some extra interest on your savings.

The Citi Personal Wealth Management account is also offering a bonus of up to $5,000, selected by a visitor from California. This is a significant bonus that can help you achieve your financial goals.

If you're a business owner, you might be interested in the Citibank Business Checking account, which is offering a bonus of up to $2,000, selected by a visitor from New York. This can help you save money on fees and earn some extra rewards.

Here are some of the best deals currently available at Citibank:

Citibank has over 700 branches across the United States, making it easy to find a location near you.

Frequently Asked Questions

How do I earn $400 with Citibank Checking Account?

To earn $400 with Citibank, you must enroll in their "$400/$500 Checking and Savings Offer" and open new Eligible Checking and Savings Accounts. This offer is exclusive to New-to-Citibank Customers who meet specific requirements.

What is the $600 offer at Citibank?

The $600 offer at Citibank is a cash bonus credited to your eligible checking or savings account. It's paid when both accounts are open, but the destination account may vary depending on your account status.

What is the Citi bonus for 2024?

Citi offers various bonuses in 2024, including up to $1500 for Relationship Tier and Citigold Checking Account, $325 for Enhanced Direct Deposit, and up to $500 or 0.625% off for Citi Mortgage Relationship Pricing. Check Citi's website for more details on these offers.

Joan Corwin

Lead Writer

Joan Corwin is a seasoned writer with a passion for covering the intricacies of finance and entrepreneurship. With a keen eye for detail and a knack for storytelling, she has established herself as a trusted voice in the world of business journalism. Her articles have been featured in various publications, providing insightful analysis on topics such as angel investing, equity securities, and corporate finance.

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