CIBC Travel Health Insurance for Travelers and Families

CIBC Travel Health Insurance is designed to provide financial protection against unexpected medical expenses while traveling abroad.

CIBC offers a range of travel health insurance plans that cater to different needs and budgets.

Travelers can purchase a single-trip policy or an annual multi-trip policy, depending on their travel plans.

CIBC's travel health insurance plans cover medical expenses, trip cancellations, and interruptions, as well as travel delays and lost or stolen baggage.

If you're planning to travel outside your province or territory, having emergency medical coverage is a must.

CIBC offers emergency medical coverage for you and your family, so you can travel with peace of mind.

If you're 60 or over, you'll need to answer some questions about your medical history to determine your eligibility for coverage and premium rate.

You'll be asked about any pre-existing conditions and how they might affect your coverage.

CIBC's Comprehensive Travel Insurance Plan offers a range of benefits, including medical and non-medical travel protection.

Here are some key features of the plan:

If you're planning to travel outside your province or territory, emergency medical coverage is a must-have. This type of coverage will protect you and your family in case of unexpected medical emergencies.

You'll be able to travel with peace of mind, knowing that you're covered for medical expenses.

If you're 60 or over, you'll need to answer some questions about your medical history to determine your eligibility for coverage. This includes any pre-existing conditions that may affect your premium rate.

If you're planning a trip and need to file a claim with CIBC Travel Health Insurance, you can find out how to do so by visiting their website or contacting their customer service team.

To get started, simply submit your claim online or by phone.

If you're denied boarding on your return trip home due to a COVID-19 screening, this benefit is for unexpected expenses you may incur as a result of the delay.

You won't be eligible for benefits if you've tested positive for COVID-19 before your trip and haven't subsequently tested negative for COVID-19 before your effective date.

Benefits won't be payable for costs incurred in a country, region, or city during your trip if a Level 4 travel advisory was issued by the Canadian government for COVID-19 before your effective date.

Here are some specific exclusions to be aware of:

For a detailed summary of benefits, eligibility conditions, limitations, and exclusions, review the sample Certificate of Insurance.

To submit a claim, you'll need to follow the steps outlined in the relevant documentation.

Filing a claim can be a straightforward process if you know what to expect.

First, find out how to file a claim, as this information is usually provided by the relevant authorities.

CIBC Comprehensive Travel Insurance Plan offers a range of benefits, including medical and non-medical travel protection.

You can enjoy up to $10 million of travel medical insurance coverage, which can provide peace of mind while traveling abroad.

The plan also includes trip cancellation and trip interruption insurance, with up to $50,000 of coverage available prior to your trip. This can help protect against unexpected trip cancellations or interruptions.

Here are the key coverage amounts for the CIBC Comprehensive Travel Insurance Plan:

The CIBC Comprehensive Plan offers a wide range of benefits to protect your travel investments.

You can enjoy up to $10 million of travel medical insurance coverage, which can provide peace of mind while traveling abroad.

This plan also includes trip cancellation and trip interruption insurance, offering up to $50,000 of coverage before your trip.

Additionally, you can benefit from baggage and personal effects insurance, covering you for up to $2,000 in case of loss or damage.

In the worst-case scenario, the plan also provides accidental death and dismemberment insurance, offering up to $10,000 of coverage.

Here are the key benefits of the CIBC Comprehensive Plan at a glance:

CIBC Travel Insurance is administered by Allianz Global Assistance, a business name of AZGA Service Canada Inc.

Allianz Global Assistance provides travel assistance and claims services for all insurance coverage under CIBC Travel Insurance plans.

CIBC Travel Insurance is subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions.

These exclusions are outlined in the Certificate of Insurance you receive following enrolment. You can review a sample copy of the current Certificate of Insurance (CIBC Comprehensive Travel Insurance Plan) (PDF, 475 KB) before applying.

Coverage will be voidable if you fail to disclose or misrepresent any material fact or circumstance affecting coverage. This is a serious matter, so be sure to be honest and transparent when applying.

Certain benefits are subject to maximum coverage limits specified in the Certificate of Insurance. CIBC Travel Medical Insurance, for example, is subject to a maximum aggregate coverage limit of $10 million per insured traveller per insured trip.

Before making any decisions, it's essential to speak to an insurance advisor for personalized advice. They can help you understand the terms and conditions of your policy and ensure you're getting the right coverage for your needs.