
Chime Bank's routing number is 311084025. This is a standard 9-digit number used for electronic transactions.
You can find your Chime Bank routing number on your bank statements, checks, or online banking dashboard.
The routing number is essential for setting up direct deposit, paying bills, and transferring funds.
What Is Banking
Banking is a system that allows individuals and businesses to manage their money electronically. It's a crucial part of modern life, and understanding how it works can be really helpful.
Chime bank, for example, uses the banking system to facilitate transactions. Chime does not have its own banking number, which is a unique identifier assigned to banks.
The Bancorp Bank and Stride Bank are Chime's partner banks, and they have their own routing numbers. The Bancorp's routing number is 031101279, while Stride Bank's is 103100195.
These routing numbers are used for transactions associated with Chime accounts.
Explore further: Is Stride Bank the Same as Chime
How to Find Your
You can find your Chime routing number in the Chime app or on the Chime website. To do this, simply open the app or website, log into your account, and navigate to the Move Money menu.
The next step is to open the Settings within the Move Money menu. This is where you'll find your routing number listed alongside your other account details.
Alternatively, you can find your routing number on a Direct Deposit Enrollment form, which can be accessed in the Move Money section of the app or website.
To get the form, simply put your email address in the recipient's address, and you'll receive the form. Open the form, and look for your account details, which will include your routing number.
You can also find your routing number by launching the Chime mobile app or visiting chime.com, logging in to your Chime Account, and choosing the 'Direct Deposit' option from the 'Move Money' option.
Your routing number will be listed alongside the bank name and Spending Account Number.
Here's a quick rundown of the steps:
- Open the Chime app or website
- Log into your account
- Navigate to the Move Money menu
- Open the Settings
- Locate your routing number
Or, you can:
- Launch the Chime mobile app or visit chime.com
- Log in to your Chime Account
- Choose the 'Direct Deposit' option from the 'Move Money' option
- Find your routing number listed alongside the bank name and Spending Account Number
Direct Deposit and Routing Number
Chime bank accounts have no monthly fees and offer fee-free overdrafts, early access to paychecks, and other features that make its bank accounts desirable.
To find your Chime routing number, you can use the Chime app or website. Simply log into your account, navigate to the Move Money menu, and open the Settings to locate your routing number.
The Chime app and website have the same steps to find your routing number: log into your account, open the Move Money menu, and open the Settings. Your routing number will be listed alongside your other account details.
You can also find your routing number on a Direct Deposit Enrollment form, which you can send to your employer to set up direct deposit. The form will list your account details, including your routing number.
Here are the steps to find your Chime routing number:
- Open the Chime app or website and log into your account.
- Navigate to the Move Money menu and open the Settings.
- Your routing number will be listed alongside your other account details.
You'll use your Chime routing number primarily for direct deposits and transfers between banks.
Finding Your Routing Number with Direct Deposit Enrollment Form
You can find your Chime routing number on a Direct Deposit Enrollment form, which is what you send to employers if you want them to pay you directly into your Chime account.
To get the form, log into the Chime app or website and navigate to the Move Money section. From there, you can request the form and put your own email address in the recipient's address to ensure you receive it.
The form will list your account details, including your name, Social Security Number, and account details, including your routing number.
Here's a step-by-step guide to finding your Chime routing number using the Direct Deposit Enrollment form:
1. Log into the Chime app or website.
2. Navigate to the Move Money section.
3. Request the Direct Deposit Enrollment form.
4. Put your own email address in the recipient's address.
5. Receive the form and open it.
6. Look for your account details, including your routing number.
Your routing number will be listed on the form, along with your other account details.
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Should You Use Direct Deposit?
Chime has an A rating from the Better Business Bureau, indicating a strong reputation.
Some users have reported issues with Chime's customer service, but thousands of customers have given it a 4.16-star rating.
Chime accounts have no monthly fees, making them a cost-effective option.
Fee-free overdrafts and early access to paychecks are just a few of the benefits that make Chime accounts desirable.
Chime accounts are FDIC insured up to $250,000, providing an added layer of security.
The Bancorp Bank and Stride Bank, which partner with Chime, are both members of the FDIC.
Encryption and the ability to disable your debit card are just a couple of the security features that Chime offers.
These features help keep your funds safe and secure.
Locating Your Routing Number
You can find your Chime routing number by accessing your account through the mobile app or website. Navigate to the “Move Money” section and view “Direct Deposit” details, where both your account and routing numbers are displayed.
If you prefer traditional methods, your routing number is often printed on paper statements from Chime. This can be a helpful backup option if you're having trouble accessing your account online.
To retrieve your routing number, you can also use the Direct Deposit Enrollment form found in the Move Money section of the Chime app or website. Simply send the form to yourself and look for your account details, including your routing number.
If you're still having trouble finding your routing number, you can reach out to Chime's customer support for assistance. They'll be happy to help you locate it.
Account Management and Routing Number
You need your Chime routing number to get paid, as it's a standard piece of information that payers will need to send money to your account.
Chime has its own security feature that allows you to set a password for payments, so you can rest assured that no one else can access your money.
The routing number identifies which partner bank holds your account, either The Bancorp Bank (031101279) or Stride Bank (103100195).
You can view your Chime account number and routing number in the "Move Money" section of the Chime app.
Account Management
You need your Chime account routing number to get paid, as it's necessary for others to send money to your Chime account.
Without your routing number, it's impossible for others to pay you into your Chime account. This is why it appears on the Direct Deposit Enrollment Form.
Payers will need your routing number, which is a standard piece of information that banks require.
Chime has security features in place to protect your routing number, such as additional security checks on transfers.
You can also set a password for payments through Chime's security feature, giving you extra peace of mind that no one else can access your money.
Account
Your Chime account number is essential for handling banking transactions. The account number serves as a unique identifier for your account.
The routing number, on the other hand, identifies which partner bank holds your account. The Bancorp Bank (031101279) and Stride Bank (103100195) are the two partner banks associated with Chime accounts.
You can view your Chime account number and routing number in the "Move Money" section of the Chime app. This makes it easy to access and use these critical numbers for transactions.
Authenticating Your Account

Chime is not a traditional bank, but a financial technology platform that provides banking services through partnerships with institutions like The Bancorp Bank and Stride Bank.
You can view your Chime account number and routing number in the "Move Money" section of the Chime app.
The routing number identifies which partner bank holds your account, either The Bancorp Bank (031101279) or Stride Bank (103100195).
To receive payments, you need to pass your Chime routing number to those who wish to pay you into your account.
Banks have additional security in place to prevent unauthorized access to your routing number from a transfer.
Chime also has a security feature that allows you to set a password for payments, giving you control over who can access your money.
If this caught your attention, see: Is Chime Stride Bank
Collect Necessary Information:
To find your Chime routing number, you'll need to access the Chime app or website. You can do this by launching the Chime mobile app or visiting chime.com.

You'll need to log in to your Chime account using your login information. This will allow you to access the necessary information.
Your Chime account number and routing number can be found in the "Move Money" section of the Chime app or website. You can tap on the "Move Money" option to find this information.
You can also find your routing number on a Direct Deposit Enrollment form, which can be accessed from the "Move Money" section of the Chime app or website. This form will list your account details, including your name, Social Security Number, and account number.
To locate your account details on the form, look for the payee information. This will include your name, Social Security Number, and all account details, including your routing number.
Here's a quick reference to help you find your Chime routing number:
- Launch the Chime app or visit chime.com
- Log in to your Chime account
- Tap on the "Move Money" option
- Find your account number and routing number in the "Move Money" section
- Alternatively, access a Direct Deposit Enrollment form from the "Move Money" section to find your account details
When to Use Your Routing Number
If you're a Chime customer, you're probably wondering when to use your routing number. The answer is pretty straightforward: you'll need it for any financial transaction that involves moving money to or from your account.

You'll need your Chime routing number for direct deposits, such as your paycheck or government benefits. This is a common scenario where you'll be asked to provide your routing number.
Transfers between banks also require your routing number. This is true whether you're moving money from another bank to your Chime account or vice versa.
You'll also need your routing number for bill payments, like setting up automatic payments for your recurring bills and subscriptions.
If you're expecting a tax refund, you'll need to provide your Chime routing number for direct deposit.
Finding Your Routing Number
You can find your Chime routing number by opening the Chime app or website and logging into your account.
The method for finding your routing number in the Chime app or on the website is the same. The only thing that's different is the user interface. The steps to follow will work for both, though.
To find your routing number, navigate to the Move Money menu, then open the Settings within this area of your account. Your routing number will be listed alongside your other account details.
You can also find your routing number with a Direct Deposit Enrollment form. This form is found in the Move Money section of the Chime app or website.
To use this method, send the form to your email address, then open it and look for your account details, which will include your routing number.
Alternatively, you can tap on the ‘Direct Deposit’ option from the ‘Move Money’ section to get a pre-filled direct deposit form.
Here's a step-by-step guide to finding your Chime routing number:
- Open the Chime app or visit chime.com
- Log in to your Chime Account using your login information
- Choose the ‘Direct Deposit’ option after tapping on the ‘Move Money’ option
- Your bank name, Spending Account Number, and Routing Number will be displayed
Your Chime account is provided by either The Bancorp Bank or Stride Bank, and your routing number will be unique to the provider of your Chime account.
You can find your routing number in the 'Account Information' section of the Chime mobile app or online banking portal.
Frequently Asked Questions
What's the Chime Bank routing number?
The Chime Bank routing number is 31100000.
Do I need to provide my Chime Bank routing number for direct deposit?
Yes, you do need to provide your Chime Bank routing number for direct deposit.
What's the difference between a routing number and an account number?
A routing number is used to identify the financial institution, while an account number is used to identify the specific account.
Can I find my Chime Bank routing number online?
Yes, you can find your Chime Bank routing number on the Chime Bank website or on your Chime Bank debit card.
Do I need to provide my Chime Bank routing number to receive a direct deposit from my employer?
Yes, you'll need to provide your Chime Bank routing number to your employer in order to receive direct deposit.
CT and Routing Number
Chime Bank Routing Number is a 9-digit code that identifies Chime Bank as the receiving bank for an ACH (Automated Clearing House) transaction. This code is also known as the ABA (American Bankers Association) routing number.
Chime's routing number is 313174648, and it's used for direct deposits, wire transfers, and other types of electronic transactions. You can find this number on your Chime debit card or in the Chime mobile app.

The routing number is different from your account number, which is used to identify your specific Chime account. Make sure to use the correct routing number for Chime to ensure your transactions are processed correctly.
For example, if you're setting up direct deposit with your employer, you'll need to provide your Chime account number and the Chime routing number to ensure your paycheck is deposited correctly.
Universal Consistency
Chime bank routing numbers are not universal and can vary from person to person.
The reason for this is that Chime operates through partnerships with two banks: Bancorp Bank and Stride Bank, N.A. Each of these banks has its own unique routing number.
If you have an account serviced by Bancorp Bank, your routing number will be 031101279, while if your account is with Stride Bank, your routing number will be 103100195.
To determine which bank services your Chime account, you can check your account information by logging into the Chime app or online portal.
Consider reading: List of Routing Numbers for Us Banks
What Is a Bank Account Name?

A bank account name is actually the name of the partner bank that services your account, not Chime itself. This is because Chime is a financial technology company, not a traditional bank.
You'll use the name of the partner bank when making transactions or setting up direct deposits, and it will depend on which bank holds your Chime account.
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Same as My Account
Your Chime bank account number and routing number are two different numbers that serve distinct purposes.
The routing number identifies the bank, in this case, Chime, while your account number specifically identifies your individual account.
You'll need both numbers for certain transactions, like direct deposit or setting up automatic payments.
If this caught your attention, see: Bank Routing Numbers
Frequently Asked Questions
Why does Chime have 2 routing numbers?
Chime uses the routing numbers of its partners, The Bancorp Bank and Stride Bank, to facilitate transactions. This partnership arrangement allows Chime to provide banking services without having its own dedicated routing number.
Is 103100195 a Chime routing number?
No, 103100195 is not a Chime routing number, but rather the routing number for Stride Bank, a partner bank of Chime. For Chime account holders, you should use the name and routing number of your partner bank, either The Bancorp Bank or Stride Bank.
How can I get my Chime account and routing number?
To find your Chime account and routing number, download the Chime mobile app or visit www.chime.com. In the app, tap Move Money to access this information.
Sources
- https://www.gobankingrates.com/banking/banks/chime-bank-name/
- https://wealthynickel.com/find-chime-routing-number/
- https://www.primotechy.com/blog/chime-routing-number/
- https://legalclarity.org/chime-routing-numbers-how-to-find-and-use-them-effectively/
- https://www.linkedin.com/pulse/chime-routing-number-everything-you-should-know-issiak-balogun-o1duf
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