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As a Chase Sapphire Reserve cardholder, you're in for a treat when it comes to Disney benefits and perks. You'll get a $100 Disney Gift Card, which can be used for things like park tickets, dining, or merchandise.
This perk is a great way to offset the cost of your Disney vacation, and it's a nice bonus on top of all the other rewards and benefits you get with the Chase Sapphire Reserve card. The card's high rewards rate and travel insurance benefits make it a great choice for Disney fans.
With the Chase Sapphire Reserve card, you'll also get 3X points on travel and dining purchases, which can be redeemed for Disney experiences like character dining or special events. This can add up quickly, especially if you're planning a big trip to Disney.
The card's travel insurance benefits also come in handy when planning a Disney vacation, as they can help protect you against trip cancellations or interruptions.
Earning and Redeeming Points
You can earn Chase Ultimate Rewards points through the Chase Sapphire Reserve card, which is a great way to fund your Disney getaways.
Chase Sapphire Reserve cardholders can redeem their points for Disney park tickets through the Chase Travel Portal, receiving a value of 1.5 cents per point.
However, not all Chase Ultimate Rewards cardholders have access to Disney through the portal - Chase Sapphire Preferred Card and Ink Business Preferred Credit Card cardholders are currently excluded.
Earning Points
You can earn points by making purchases with your credit card, which are then credited to your account. Many credit cards offer a fixed number of points per dollar spent, such as one point per dollar.
Some credit cards offer bonus points for specific categories, like dining or travel. For example, a card might offer 2 points per dollar spent on travel purchases.
You can also earn points by referring friends to a credit card program, which can be a great way to earn points with minimal effort. Some programs offer a fixed number of points for each successful referral.
Some credit cards have a rotating categories feature, where you can earn a higher number of points in specific categories on a quarterly basis. This can be a great way to maximize your earnings if you can plan ahead.
It's worth noting that some credit cards have a limit on the number of points you can earn in a calendar year, so it's essential to review the terms and conditions of your card to understand the earning limits.
Redeeming Points
If you're a Chase Sapphire Reserve cardholder, you can redeem your points for Disney park tickets through the Chase Travel Portal and receive a value of 1.5 cents per point.
You can also transfer your Chase Ultimate Rewards points to Hyatt for nearby hotel stays or to airlines like Southwest and United Airlines to fly to Disney for free.
Unfortunately, Chase Sapphire Preferred and Ink Business Preferred cardholders don't have access to Disney through the Chase Travel Portal, although this might be fixed in the future.
For now, you can book hotels near Disney World with hotel points, but you can't book Disney hotels or packages through the Chase Portal.
Rates and Fees
The Chase Sapphire Reserve has a $550 annual fee, which is a significant upfront cost. This fee also applies to authorized users, who will pay an additional $75 every year.
Late or returned payments can be assessed a fee of up to $40. This is something to keep in mind if you're planning to use this card for everyday purchases.
The card has no foreign transaction fees, which is a major perk for travelers. This means you won't have to worry about extra charges when using your card abroad.
Travel Benefits
The Chase Sapphire Reserve Disney travel benefits are a great perk, but they can be a bit tricky to navigate.
Tickets to Disney are not always covered by the Sapphire Reserve annual travel credit, but there are ways to purchase tickets that will trigger the credit.
You can purchase discounted tickets to Disney through Undercover Tourist, a website that specializes in discounted theme park tickets.
If you subscribe to Undercover Tourist's monthly newsletter, you can save even more money on your Disney tickets.
Multiple reports have shown that Undercover Tourist charges as a travel agency, triggering the Sapphire Reserve travel credit.
Paying Disney Vacation Club dues and adding to your Disney Vacation Account have also been reported to trigger the statement credit.
Using Sapphire Reserve Travel Credit
You can use the Sapphire Reserve travel credit to purchase tickets to Disney, but only if you buy them through a larger package from a hotel or travel agency.
Tickets to Disney are often considered a tourist attraction, which may not be covered by the Sapphire Reserve travel credit.
However, if you purchase tickets to Disney via Undercover Tourist, it may qualify for the Sapphire Reserve travel credit, as it has been reported to post as a charge from a travel agency.
Undercover Tourist offers discounted tickets to Disney, and you can save even more by subscribing to their monthly newsletter.
You can also use the Sapphire Reserve travel credit to pay for Disney Vacation Club dues, which has been reported to trigger the statement credit.
Adding to your Disney Vacation Account may also trigger the Sapphire Reserve travel credit, according to reports.
I've personally used Undercover Tourist to purchase discounted tickets to Disney World, and it's a great way to save money.
Travel Cards for Vacation
If you're planning a Disney vacation, you might be surprised to learn that the Disney-branded credit cards aren't the best option.
Better credit cards for a Disney vacation are available, and they can offer more rewards and benefits.
Some travel cards can offer 5-7% cash back on purchases, which can add up quickly on a Disney vacation.
You can also consider a credit card that offers a sign-up bonus, which can be redeemed for a Disney gift card or other rewards.
For example, a credit card with a sign-up bonus of $200 can be redeemed for a Disney gift card worth the same amount.
Sources
- https://www.cnbc.com/select/chase-sapphire-reserve-review/
- https://www.nerdwallet.com/article/travel/best-disney-credit-card
- https://10xtravel.com/creditcards/chase-sapphire-reserve/
- https://thepointsguy.com/news/using-the-annual-sapphire-reserve-travel-credit-to-purchase-tickets-to-disney/
- https://millionmilesecrets.com/news/chase-ultimate-rewards-points-for-disney/
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