Unlocking Chase Sapphire Lounge San Francisco with Your Card

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Comfortable tiled loungers in contemporary wellness center in daylight
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If you're a Chase Sapphire cardholder, you're in luck - you have access to the exclusive Chase Sapphire Lounge San Francisco. To unlock this perk, you'll need to have a valid Chase Sapphire credit card, such as the Chase Sapphire Preferred or Chase Sapphire Reserve.

To gain entry, simply present your card at the lounge's entrance, located near Gate C in Terminal 3 of the San Francisco International Airport. You can also show your boarding pass and government-issued ID as a secondary form of identification.

The lounge is open daily from 5:00 AM to 10:00 PM, so you can stop by at any time that suits your travel schedule. Just be sure to arrive at least 2 hours prior to your flight to make the most of your lounge experience.

Free Lounge Access

Chase Sapphire Reserve cardholders get unlimited complimentary access to the Chase Sapphire Lounges.

Primary cardholders and authorized users can activate their complimentary Priority Pass membership to access the lounges.

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Authorized users on the Reserve card cost an extra $75 a year per card, but they also get their own access and guests.

You can bring up to two guests per card per visit for free with a Chase Sapphire Reserve card.

Additional guests cost $27 per visit.

Those with a Ritz-Carlton Credit Card can bring unlimited guests for no additional charge.

Select Etihad travelers, including Gold and Platinum elite members and business or first class passengers, can also visit the JFK and Dulles locations before their flights.

Card Benefits

The Chase Sapphire Reserve card is a top player in the high-end premium travel credit card space, earning 3x points on travel and dining.

This card offers a range of benefits that can easily outweigh the cost of the annual fee, including access to airport lounges.

One of the standout benefits of this card is the $300 annual travel credit, which really helps to reduce the annual fee.

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You'll also earn 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually.

Additionally, you'll earn 10x points on Lyft purchases through March 31, 2025, and 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025.

Here are some of the key benefits of the Chase Sapphire Reserve card:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • Get 50% more value when you redeem your points for travel through Chase Travelâ„ 
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck

Chase Sapphire Lounge

Chase Sapphire Lounge access is exclusive to certain credit card holders, including those with the Chase Sapphire Reserve, J.P. Morgan Reserve, and Ritz-Carlton Rewards Credit Card.

Cardholders can bring up to two guests per card per visit for free, while additional guests cost $27 each. Those with a Ritz-Carlton Credit Card can bring unlimited guests for no additional charge.

To access the lounges, cardholders must activate their complimentary Priority Pass membership, which comes with the Chase Sapphire Reserve. Authorized users on the Reserve also get their own access and guests.

The Chase Sapphire Lounge network is part of Chase's strategy to remain competitive in the premium rewards card market, which is increasingly crowded with lounges offered by American Express and Capital One.

Locations

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The Chase Sapphire Lounge is a great place to relax and unwind before your flight. As of now, its U.S. lounges are open in Boston (BOS), New York City (LGA), New York City (JFK), Phoenix (PHX), and San Diego (SAN).

There's also a lounge in Hong Kong, which is a great option for travelers flying out of Asia. The Sapphire Terrace at Austin-Bergstrom International Airport is another convenient location for those flying out of Texas.

Here's a breakdown of the Chase Sapphire Lounge locations:

  • Boston (BOS)
  • New York City (LGA)
  • New York City (JFK)
  • Phoenix (PHX)
  • San Diego (SAN)
  • Hong Kong (HKG)
  • Austin-Bergstrom International Airport (AUS)

Chase has planned lounges in several other airports, including Dallas (DFW), Las Vegas (LAS), Los Angeles (LAX), Philadelphia (PHL), Washington, D.C.-Dulles (IAD), and more. However, only four lounges are currently open.

The Reserve

The Reserve is the key to unlocking the Chase Sapphire Lounge experience. As a Chase Sapphire Reserve cardholder, you'll have unlimited complimentary access to the lounges.

Chase Sapphire Reserve cardholders can bring up to two guests per card per visit for free. Additional guests will cost $27 each.

Credit: youtube.com, NEW Chase Sapphire Lounge by The Club at JFK Airport

You'll also get access to over 1,300 other Priority Pass lounges around the world through your complimentary Priority Pass Select membership. Just make sure to activate your account to get started.

Authorized users on the Reserve can also get their own access and guests, but they'll need to be added to the card for an extra $75 a year per card.

Priority Pass Select

Having access to a Priority Pass Select lounge can make your travel experience a lot easier. You can enjoy a private space with free Wi-Fi, food, and drinks.

As a Chase Sapphire Reserve cardholder, you're eligible for a complimentary Priority Pass Select membership, which gives you access to over 1,300 lounges across 600 airports worldwide.

To use your membership, you'll need to activate it after receiving your Chase Sapphire Reserve card. You'll receive a physical Priority Pass membership card in the mail and can also create a digital membership card.

Credit: youtube.com, NEW The Club SFO: BEST Airport Lounge On Priority Pass?! | CO Venture X, Amex Plat, Sapphire Reserve

The Priority Pass select membership applies to the primary cardholder plus any authorized users, each of whom requires an additional $75 annual fee.

You can bring in 2 guests free of charge to any Priority Pass lounge, and any additional guests will cost $27 per person per visit.

Note that access can be denied if the lounge is at capacity, so it's a good idea to check ahead of time.

These lounges come in all shapes and sizes, ranging from basic to luxurious, with some offering spa treatments and others just a place to sit with snacks and drinks.

Lounges vs Competition

Chase Sapphire lounges are now competing directly with the American Express Centurion Lounges and Capital One Lounges.

The rise of bank-branded lounges is a relatively recent trend, starting with AmEx and Capital One before Chase joined the scene in 2021.

Folks holding premium credit cards now have access to swanky lounges tied to big banks, a departure from the traditional airline-branded lounges.

These bank lounges are often reserved for cardholders with premium credit cards, offering a more exclusive experience.

Frequently Asked Questions

What 9 airports are Chase Sapphire lounges coming to?

Chase Sapphire lounges are expanding to 9 airports, including Philadelphia, Boston, New York City (LGA and JFK), Phoenix, San Diego, Hong Kong, Las Vegas, and two additional locations to be announced. Check back for updates on the latest lounge locations and amenities.

Teri Little

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Teri Little is a seasoned writer with a passion for delivering insightful and engaging content to readers worldwide. With a keen eye for detail and a knack for storytelling, Teri has established herself as a trusted voice in the realm of financial markets news. Her articles have been featured in various publications, offering readers a unique perspective on market trends, economic analysis, and industry insights.

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