Chase Sapphire Instacart Rewards and Sign-Up Information

If you're a Chase Sapphire cardholder, you're in luck - you can earn rewards on your grocery runs with Instacart. This partnership allows you to earn 4X points on Instacart purchases.

To get started, sign up for an Instacart account if you haven't already, and make sure your Chase Sapphire card is linked to your account.

Instacart offers a wide selection of products, including fresh produce, meat, dairy, and household essentials, so you can earn rewards on all your grocery needs.

If this caught your attention, see: How to Account for Credit Card Rewards

If you're a Chase Sapphire Reserve, Sapphire Preferred, Freedom, Freedom Flex, Freedom Unlimited, or Freedom Student cardholder, you're in luck!

Chase has partnered with Instacart to offer exclusive benefits to its cardholders.

To take advantage of this deal, you'll need to activate your free Instacart+ membership by 7/31/24.

You can do this by following the instructions provided by Chase, and then making your first Instacart purchase.

The eligible Chase cards for this deal include:

You can earn cash back on a wide range of purchases with the Chase Sapphire Instacart card, including online grocery delivery.

The card offers 5% cash back on eligible Instacart purchases, including orders made through the Instacart app or website. This generous rewards rate can be applied to thousands of items, not just groceries.

Instacart offers more than just groceries through its app, with over 1,400 retail brands and 80,000+ stores across North America. You can earn 5% cash back on purchases for higher-end items like electronics, sports gear, home goods, and pet supplies.

In addition to the Instacart rewards, you'll also earn 5% cash back on Chase Travel purchases, including flights, hotels, car rentals, and more. This is a great perk for frequent travelers.

You'll earn 2% cash back on eligible purchases at restaurants, gas stations, and with select streaming services. This is a great way to earn rewards on everyday expenses.

There's no limit to how much cash back you can earn in any of these categories.

You might enjoy: 5 Cashback Credit Card

You've earned your rewards, now it's time to redeem them. You can use your rewards for statement credits to cover all or part of your Instacart orders.

There are alternative redemption options available, including gift cards. You can also use your rewards for travel through Chase Travel, but keep in mind that these rewards aren't Ultimate Rewards points and can't be transferred or combined with other Ultimate Rewards.

For direct deposits, statement credits, or Instacart orders, there is no minimum rewards balance required.

Here's an interesting read: Statement Credit vs Cash Back

Signing up for the Chase Sapphire Instacart card gets you a $100 Instacart credit instantly.

You'll also score a free year of Instacart+, valued at $99 per year. This membership includes perks like free delivery and lower service fees.

Just be aware that Instacart+ membership automatically renews after your first year at the then-current price.

Instacart is a grocery delivery service that offers grocery pickup and delivery in the United States and Canada.

On a similar theme: American Express Blue Cash Preferred Grocery Stores

The service allows you to order groceries online or via the app and then a personal shopper picks out the groceries and delivers them.

Instacart+ is a premium membership offered by Instacart that costs $9.99 per month or $99/year when prepaying for an annual membership.

It offers benefits including reduced service fees, waived delivery fees on orders of over $35, and 5% back on pickup orders.

The Sapphire Reserve card offers $15 a month over a full year, which is fairly substantial and can be used for definite value on things you would already buy.

The Sapphire Reserve card's benefit for Instacart is more valuable than the Freedom and Sapphire Preferred cards, which only offer one or two quarters of statement credits.

You'll get auto-charged the renewal fee if you don't cancel your Instacart+ membership before the end of the free membership.

Canceling the membership will probably stop the monthly/quarterly credits.