Chase Pay on Phone with Digital Wallets and Mobile Checkout

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Paying with a Smartphone
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Using your phone to pay with Chase Pay is super convenient. With digital wallets and mobile checkout, you can leave your physical wallet behind and make purchases with just a tap.

Chase Pay is accepted at over 12 million merchant locations, including popular stores like Walmart and CVS.

To get started, you'll need to download the Chase Pay app and link it to your Chase credit card or debit card.

Setting Up and Using Digital Wallets

Setting up and using digital wallets is a breeze. You can choose from various options like Apple Pay, Google Pay, Samsung Pay, PayPal, or others, depending on your device.

To set up your digital wallet, start by downloading the app from your device's app store. For example, if you have an iPhone, Apple Pay might be the optimal choice.

You'll need to add your payment method, which may include multiple credit cards and debit cards from different banks. Some apps will prompt you to photograph each card with your device's camera.

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Some digital wallets allow you to load other items like boarding passes, event tickets, loyalty cards, transit cards, and even coupons.

To purchase an item at a store, access your digital wallet using your biometrics or device passcode. Swipe through your wallet until you find the credit card you'd like to use.

Once you've selected your credit card, hold your phone within an inch or two of the payment terminal for a couple of seconds until you hear the confirmation tone.

Here are some popular digital wallet options:

Chase Pay, a digital wallet unveiled by Chase, will initially work for consumers with Chase credit, debit, and prepaid cards. It will also work with CurrentC, a mobile payments platform that's still in pilot testing in Columbus, Ohio.

Using Phone for In-Store Payments

To use your phone for in-store payments, you'll need to access your digital wallet using your biometrics or device passcode. This is the same way you access other sensitive information on your phone.

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Swipe through your wallet until you find the credit card you'd like to use - it's usually just a matter of scrolling through the cards you've added.

To complete the payment, hold your phone within an inch or two of the payment terminal for a couple of seconds until you hear the confirmation tone. This is what most people do, and it works like a charm.

Alternatively, you can also use a mobile card reader, which allows customers to sign for the refund using a stylus or their finger. This is a great option for businesses that need to process refunds or exchanges.

With Chase Pay, you can use your phone to pay at over 100,000 locations, thanks to its partnership with the Merchant Consumer Exchange (MCX). This means you can use Chase Pay wherever CurrentC is accepted.

Mobile Checkout Basics

To use Chase Pay on your phone, you'll need to sign into the Chase Mobile app. Swipe left on your credit card account to access the payment feature.

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To pay for items with Chase Pay, you'll need to tap "Pay card" and enter your desired amount. You can then pick the payment date and the account from which you want to pay.

Chase Pay will initially work for consumers that already have Chase credit, debit, and prepaid cards. The service is also compatible with both Android and Apple phones, thanks to its use of QR codes.

To purchase an item at a store, you'll need to access your digital wallet using your biometrics or device passcode. You can then swipe through your wallet until you find the credit card you'd like to use.

Here are the basic steps to pay with Chase Pay on your phone:

  1. Sign into the Chase Mobile app.
  2. Swipe left on your credit card account.
  3. Tap “Pay card” and enter your desired amount.
  4. Pick the payment date and the account from which you want to pay.
  5. Tap “Schedule.”

Chase Pay will improve the customer experience and drive down the cost of payments, according to Gordon Smith, CEO of Consumer & Community Banking at JPMorgan Chase & Co.

Making Credit Card Payments

You can make a payment on your Chase credit card in several ways. There are three possible options available to cardholders: making payments online, by mail, or by phone.

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To make a payment online, you can use the Chase online platform, which is probably the most practical solution for most cardholders. It allows you to make your Chase credit card payments from the comfort of your home or on the go.

You can use the checking account that your debit card is linked to through your online banking account to make a payment. However, you cannot use your debit card itself to make a Chase credit card payment.

To pay your Chase credit card bill over the phone, you can call the automated phone service at 1-800-436-7958. Alternatively, you can reach out to Chase's Customer Service department through the number on the back of your card.

Here are the steps to make a payment on your Chase credit card using the Chase Mobile app:

  1. Sign into the Chase Mobile app.
  2. Swipe left on your credit card account.
  3. Tap “Pay card” and enter your desired amount.
  4. Pick the payment date and the account from which you want to pay.
  5. Tap “Schedule.”

Paying on Mobile

You can make payments on your Chase credit card using the Chase Mobile app. To do this, sign into the Chase Mobile app and swipe left on your credit card account.

Credit: youtube.com, Chase Pay | How to Set-up & Use Chase's Mobile Payment Platform

To make a payment, tap "Pay card" and enter your desired amount. You'll then need to pick the payment date and the account from which you want to pay.

Here are the steps in more detail:

  1. Sign into the Chase Mobile app.
  2. Swipe left on your credit card account.
  3. Tap “Pay card” and enter your desired amount.
  4. Pick the payment date and the account from which you want to pay.
  5. Tap “Schedule.”

You can also use your phone to pay at a store by accessing your digital wallet using your biometrics or device passcode. Swipe through your wallet until you find the credit card you'd like to use, then hold your phone within an inch or two of the payment terminal for a couple seconds until you hear the confirmation tone.

Adrian Fritsch-Johns

Senior Assigning Editor

Adrian Fritsch-Johns is a seasoned Assigning Editor with a keen eye for compelling content. With a strong background in editorial management, Adrian has a proven track record of identifying and developing high-quality article ideas. In his current role, Adrian has successfully assigned and edited articles on a wide range of topics, including personal finance and customer service.

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