Cetera Financial Group Investment Management and Planning

Cetera Financial Group Investment Management and Planning helps individuals and families achieve their long-term financial goals. They offer a range of services to suit different needs and circumstances.

Their investment management services include portfolio management, investment research, and portfolio monitoring. This helps clients make informed decisions about their investments.

Cetera Financial Group's financial planning services cover retirement planning, estate planning, and wealth transfer planning. They also provide tax planning and investment advice.

Their experienced advisors work closely with clients to understand their unique financial situations and develop personalized plans.

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Cetera Financial Group is a financial services company that was founded in 1999 by Robert Moore. The company was created to provide a platform for independent financial advisors to grow their businesses.

Cetera offers a range of services, including brokerage, investment advisory, and insurance services, which are designed to help financial advisors meet the needs of their clients. This includes providing access to a wide range of investment products.

Cetera has a strong commitment to supporting the growth and development of its financial advisors, with a focus on providing them with the tools, resources, and support they need to succeed in their businesses.

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Cetera Financial Group is a premier financial advisor Wealth Hub that welcomes new firms to its network.

They have a history of adding teams with significant assets under administration (AUA) to their network.

Arco Capital Partners, a firm with $287 million in combined AUA, has joined Summit Financial Networks, a part of Cetera Advisor Networks.

This is not an isolated incident, as they have also welcomed Corporate Plans Retirement Strategies LLC, a team with $250 million in AUA, to Cetera Wealth Partners.

This suggests that Cetera is committed to growing its network and providing opportunities for new firms to join.

Their ability to attract and integrate large teams is a testament to their strength and resources.

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Cetera is a financial services company that offers a range of investment and advisory services. They have a long history of helping individuals and families achieve their financial goals.

Their services include investment management, retirement planning, and wealth management. Cetera has a team of experienced advisors who work with clients to understand their unique financial needs and develop personalized plans.

Cetera is a part of the LPL Financial network, which provides access to a wide range of investment products and services. This partnership allows Cetera to offer clients a comprehensive suite of financial solutions.

Cetera's advisors are committed to providing exceptional client service and building long-term relationships with their clients. They take the time to understand each client's goals and preferences to deliver tailored advice and guidance.

Cetera Investment Advisers was founded in 2010 after a private equity firm acquired three broker-dealers from ING Group. This marked the beginning of a new entity that would eventually become part of the Cetera Financial Group.

Adam Antoniades serves as the CEO of Cetera Financial Group, overseeing the company's overall direction. Michael Durbin, on the other hand, is the CEO of Cetera Holdings, the holding company for Cetera Financial Group.

Cetera Investment Advisers is a wholly owned subsidiary of Cetera Financial Group, which is ultimately owned by GC Two Holdings, LLC and GC Three Holdings, LLC.

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Cetera Financial Group has a strong presence in the financial services industry.

The company was founded in 2004 and has since grown to become one of the largest financial services companies in the US.

Cetera Financial Group offers a wide range of financial services to its clients, including wealth management, investment management, and retirement services.

The company has a network of over 8,000 financial advisors who serve more than 700,000 client households.

Cetera Financial Group has a strong commitment to giving back to the community, with a focus on supporting financial literacy and education programs.

The company has received numerous awards and recognitions for its community service and philanthropic efforts.

Cetera Financial Group has a strong focus on innovation and technology, with a goal of providing its clients with the best possible digital experience.

The company has invested heavily in its technology infrastructure, including the development of a mobile app and online platform.

Cetera Financial Group operates differently from its competitors. It doesn't offer proprietary investment products, instead providing a broad range of financial products including mutual funds, annuities, life insurance, and fee-based asset management.

Independent Financial Group, a competitor of Cetera Financial Group, was founded in 2003 and is based in San Diego, California. They support a network of independent financial professionals providing personalized services to individuals and institutional investors.

Pacific Investment Management Company, another competitor, was founded in 1971 and is based in Newport Beach, California. It primarily serves financial institutions and individual investors.

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Cetera has been quite active in the mergers and acquisitions space. In 2019, they acquired select assets of Foresters Financial's U.S. broker-dealer and investment advisory business, rebranding it as Cetera Investors and integrating its 43 branches.

This move marked a significant expansion for Cetera, and they continued to grow through strategic acquisitions. In 2021, they acquired assets related to Voya Financial Advisors' independent financial planning channel, rebranding it as Cetera Wealth Partners.

The acquisition of Voya Financial Advisors' channel added a new dimension to Cetera's services, further solidifying their position in the financial services market. Cetera's growth streak continued into 2023, as they entered into a definitive agreement to acquire the retail wealth business of Securian Financial Group, Inc.

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This acquisition will see the new community rebranded as Cetera Wealth Management Group, a region within Cetera Advisor Networks. The deal highlights Cetera's commitment to expanding its reach and services through strategic partnerships and acquisitions.

Here are the key Cetera mergers and acquisitions:

Independent Financial Group and Pacific Investment Management Company (PIMCO) are two notable competitors in the financial industry.

Independent Financial Group was founded in 2003 and is based in San Diego, California. It offers a range of financial products, including mutual funds, annuities, and life insurance.

In contrast, PIMCO has a longer history, founded in 1971 and based in Newport Beach, California. Its primary customer segments include financial institutions and individual investors.

Independent Financial Group does not offer proprietary investment products, whereas its competitors may have this advantage. This allows Independent Financial Group to maintain a more neutral and flexible approach to financial planning.

PIMCO, on the other hand, provides investment management services to institutions, financial professionals, and individuals worldwide.

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Cetera Financial Group is a leading financial services company with a rich history dating back to 1999. It was founded by Thomas Clark and has since grown to become one of the largest financial services companies in the US.

The company offers a wide range of financial products and services to its clients, including financial planning, investment management, and insurance. Cetera Financial Group has over 9,000 advisors serving more than 1 million client households across the country.

Cetera Financial Group is a registered investment advisor (RIA) and a member of the Securities Investor Protection Corporation (SIPC). This membership provides its clients with an added layer of protection for their investments.

The company has a strong commitment to its clients, with a focus on providing personalized service and tailored investment solutions. Cetera Financial Group is dedicated to helping its clients achieve their financial goals and build a more secure financial future.

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Cetera Financial Group is a financial services company that offers a range of services, including financial planning, investment management, and insurance solutions.

Their services are designed to help individuals and families achieve their financial goals, whether it's saving for retirement, paying for a child's education, or simply building a safety net.

Cetera Financial Group has a network of over 7,000 financial advisors across the United States, providing personalized advice and guidance to clients.

These advisors are trained to help clients navigate complex financial decisions and create customized plans that meet their unique needs and goals.

Cetera Financial Group is a registered investment advisor with the Securities and Exchange Commission (SEC) and a member of the Financial Industry Regulatory Authority (FINRA).

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Cetera Financial Group charges various management fees depending on the program you're in. These fees are typically charged on a quarterly basis based on the amount of invested assets in your account.

The Prime Account has a maximum annual fee range of 1.25% to 2.50%. The fees for the InvestPath Account range from 0.35% to 1.00% per year.

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Financial planning fees are determined on a case-by-case basis and do not have a set fee schedule. This means that fees may be changed or negotiated with the client at the discretion of the firm.

Here's a breakdown of the management fees for each program:

Cetera has 26 disclosures listed on its Form ADV as of July 2024, including a criminal disclosure related to its advisory affiliates.

This is a concern, as Cetera is a network of financial advisors, and you can't work with the firm directly. Instead, you must partner with a financial advisory firm that's partnered with Cetera to access its programs.

Be aware that Cetera affiliates may also be registered representatives of a broker-dealer and/or an insurance agent, which can create a conflict of interest due to potential sales commissions on certain transactions.

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As of July 2024, Cetera had 26 disclosures listed on its Form ADV, including a criminal disclosure related to advisory affiliates of the firm, although the documentation includes little detail.

You can't work directly with Cetera, but rather with a financial advisory firm that's partnered with it to access its programs.

Cetera affiliates may also be registered representatives of a broker-dealer and/or an insurance agent, which means they may receive sales commissions on certain transactions, creating a conflict of interest.

Cetera is a fiduciary, which means it must act in its clients' best interests.

Planning ahead is key to making smart financial decisions. Choosing a financial advisor is a crucial step in this process.

Having the right advisor can make a huge difference in your financial journey. See our retirement calculator to get a better understanding of your financial goals.

A financial advisor can help you create a personalized plan tailored to your needs. This can include investing in a diversified portfolio and saving for long-term goals.

To get started, you'll want to consider factors such as fees, experience, and investment strategies. See our investment calculator to explore different scenarios and make informed decisions.

Ultimately, taking control of your finances requires a combination of planning, discipline, and patience. By doing your research and seeking professional advice, you can make progress towards your financial goals.

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