Understanding cbsh Financials and Stock Valuation

cbsh has a market capitalization of $1.3 billion, indicating a relatively small but growing company.

To grasp cbsh's financials, it's essential to consider its revenue streams, which include a mix of subscription-based services and transaction fees.

The company's revenue has been steadily increasing over the past two years, with a notable surge in the second quarter of 2022.

As cbsh continues to expand its user base and services, its revenue growth is expected to remain strong.

cbsh's stock valuation is influenced by its profitability, with a net income margin of 15% in the latest reported quarter.

This margin is a testament to the company's ability to manage costs and maintain a competitive edge in the market.

Worth a look: Cbsh Stock Dividend

Commerce Bancshares has been consistently growing its revenue year-over-year for 11 quarters straight, with the most recent quarter reporting $423.1M in revenue.

The company's earnings have also been on the rise, with a growth streak of 3 quarters straight. In the most recent quarter, Commerce Bancshares reported earnings per share of $1.01.

The company's revenue has seen significant growth over the past few years, increasing from $400.9M in 2023-12-31 to $423.1M in 2024-12-31. This represents a growth rate of $22.2M or 5.55% over the period.

Here's a breakdown of Commerce Bancshares' revenue growth over the past few years:

Commerce Bancshares' earnings per share have also seen growth, increasing from $0.80 in 2023-12-31 to $1.01 in 2024-12-31. This represents a growth rate of $0.21 or 26.25% over the period.

The company's earnings per share are expected to continue growing, with an estimated growth rate of +8.14% year over year.

The stock performance of cbsh has been quite the rollercoaster ride over the past year. The 1-month period saw a performance of -1.72, a decrease of -2.61% since January 24th.

In the 3-month period, cbsh's price performance was even more significant, with a decrease of -6.16, or -8.74% since November 26th. This decline was likely a result of market fluctuations.

The 52-week period, however, has been a different story. Despite hitting a low of 47.89 on March 19th, 2024, the stock has managed to recover and increase by +14.98, or +30.37% since February 26th, 2024.

Here's a breakdown of the stock's performance over different periods:

Analysts are divided in their opinion on Commerce Bancshares, with a consensus rating of Hold based on 0 Buy ratings, 6 Hold ratings, and 1 Sell rating.

This mixed opinion suggests that investors are cautious about the company's prospects, with some analysts expecting growth and others anticipating a decline.

The average rating is a Hold, which indicates a neutral stance from the analysts.

Here's a breakdown of the analysts' consensus:

The analysts' consensus price target of $71.33 suggests that Commerce Bancshares has an estimated upside of 11.04% from its current price of $64.24.

The dividend payout for CBSH is a regular quarterly payout of $0.2700, which has been consistent since 2024. This payout is considered qualified, meaning it meets certain tax requirements.

CBSH's dividend growth has been steady, with a 5% growth rate in 2024. The company has maintained this growth rate in subsequent years, including 2025 and 2026.

The payout amount has remained the same at $0.2700 for each quarter since 2024. This consistency makes it easier for investors to plan and budget for their dividend income.

Here's a breakdown of the payout amount for each quarter since 2024:

The days taken for the stock price to recover after each payout vary, but in 2024, it took 0 days for the price to recover, resulting in a yield on cost of 0.39%.

Commerce Bancshares has a share repurchase program in place, which can lead to a higher earnings per share when the share count drops.

This program can have a significant impact on the share price, making it a factor to consider when evaluating the company's valuation.

According to the provided valuation metrics, Commerce Bancshares has a Price/Earnings (Normalized) ratio of 16.43, which is higher than its peers FMCB and WFC.

Here's a comparison of the valuation metrics for CBSH, FMCB, and WFC:

Analysts are also optimistic about Commerce Bancshares' future performance, with a consensus of 7 analysts estimating an 11.04% upside to fair value with a price target of $71.33 per share.