CBI Bank & Trust Company Profile and Information

CBI Bank & Trust is a financial institution that has been serving its customers for many years. It was founded in 1910 by a group of local businessmen.

The bank's headquarters is located in Warsaw, Indiana. CBI Bank & Trust has a strong presence in the local community, with multiple branches throughout the area.

CBI Bank & Trust offers a range of financial services, including personal and business banking, as well as investment and insurance products.

CBI Bank & Trust has a significant history, particularly in its acquisition of SENB Bank locations. The acquisition was completed in October, 2023, after the parent company of SENB Bank, McLaughlin Holding Company, was sold to Central BAncshares, Inc. in May, 2023.

The acquisition brought SENB Bank locations under the CBI Bank & Trust umbrella, expanding the bank's reach and services. This change was a result of a strategic business decision by Central BAncshares, Inc.

CBI Bank & Trust has a rich history that dates back to 1925, when it was founded as Central State Bank.

The bank's name changed to CBI Bank & Trust in 1989, marking a significant milestone in its evolution.

Headquartered in Warsaw, Indiana, CBI Bank & Trust has a strong presence in the region, with multiple branches serving local communities.

CBI Bank & Trust is committed to providing personalized banking services to its customers, with a focus on building long-term relationships.

The bank offers a range of financial products and services, including deposit accounts, loans, and investment services.

CBI Bank & Trust is a member of the Federal Deposit Insurance Corporation (FDIC), which provides deposit insurance to protect customers' deposits up to $250,000.

CBI Bank & Trust has expanded its services through the acquisition of SENB Bank. The acquisition was completed in October 2023, after Central Bancshares, Inc. acquired the parent company, McLaughlin Holding Company, in May 2023. SENB Bank's locations were merged into CBI Bank & Trust as a result of the acquisition.

CBI Bank & Trust was established on June 13, 1933, making it a long-standing community banking organization.

The bank is based in Muscatine, Iowa, and is a wholly-owned subsidiary of Central Bancshares, Inc. It serves individuals, families, and businesses with a full range of banking and financial services.

Its primary market area includes Muscatine, Washington, Johnson, and Scott Counties in Iowa, as well as western Rock Island County in Illinois.

As of our knowledge cutoff, CBI Bank & Trust has a total of 24 domestic offices, with no foreign offices or US offices outside of its domestic presence.

The bank employs approximately 235 people, and is not directly owned by another bank.

Here is a summary of CBI Bank & Trust's institution profile:

CBI Bank & Trust is a community bank, and its primary insurance agency is the Deposit Insurance Fund (DIF).

CBI Bank & Trust offers a wide range of banking products and services to cater to its customers' diverse needs.

You can choose from various types of accounts, including checking, savings, and money market accounts, as well as CDs and IRAs.

The bank also provides personal, auto, consumer, and home equity loans, making it a one-stop-shop for all your financial needs.

For those looking to buy a home, CBI Bank & Trust offers conventional, insured, and first-time homebuyer mortgages.

Businesses can also benefit from the bank's commercial, ag loans, and commercial deposit and cash management products.

In addition to these services, the bank offers online banking, online bill pay, mobile, and telephone banking services for added convenience.

You can also enjoy ATM, debit, credit, HSA, and gift card services, making it easy to manage your finances on-the-go.

The bank takes care of your investments with stocks, mutual funds, annuities, and investment advisory services through its affiliates, CBI Investment Services and F&M Investment Services.

Trust services are also available, providing you with peace of mind and security for your assets.

CBI Bank & Trust even has bank clubs to help you save and grow your money, such as the Ambassador Club for customers aged 50 and better, and the Mini-Millionaires Club for kids aged 12 and under.

CBI Bank & Trust is committed to staying connected with the banking community through various memberships and affiliations.

The bank is a member of the American Bankers Association, which suggests a strong focus on professional development and industry standards.

CBI Bank & Trust also participates in the SHAZAM electronic funds transfer network, allowing for seamless transactions and convenient services for customers.

The bank is affiliated with the Federal Deposit Insurance Corporation, providing a secure environment for customers' deposits.

As a member of the Federal Reserve System, CBI Bank & Trust has access to a wide range of financial resources and expertise.

The bank is also a member of the National Automated Clearing House Association (NACHA), facilitating efficient and secure electronic transactions.

CBI Bank & Trust's affiliation with the Federal Home Loan Bank System demonstrates its commitment to supporting local communities and promoting economic growth.

CBI Bank & Trust boasts total assets of $1,565,288k, showcasing its substantial scale and influential market presence.

The bank's financial structure and stability can be gauged from its total liabilities of $1,388,557k and total equity capital of $176,731k.

Total deposits at CBI Bank & Trust stand at $1,343,550k, providing a vital source of funding for the bank's operations.

Net loans and leases at the bank amount to $1,020,310k, a significant component of its overall financial landscape.

The Tier 1 Risk-Based Capital Ratio for CBI Bank & Trust is 12.5131, indicating a robust capital adequacy and risk management strategy.

CBI Bank & Trust has a Return on Assets of 0.88, a key metric that reflects the bank's overall profitability.

The bank's asset size of approximately $1,565,288k reflects its scale and market presence in the financial industry.

CBI Bank & Trust's loan-to-deposit ratio is 75.94%, which is lower than the industry average of 80% to 90%.

The percentage of non-performing loans at CBI Bank & Trust is 0.2861, indicating a relatively low level of asset quality risk.

CBI Bank & Trust is FDIC insured, ensuring that deposits are protected up to the applicable limits.

The bank has a network of 24 domestic offices, providing a strong local presence and community focus.

CBI Bank & Trust was established on June 13, 1933, and has been serving the community for several decades.

CBI Bank & Trust has a clear hierarchical structure. The bank is led by a Sr Vice President who oversees the Regional Retail Manager.

The bank's executive team includes key positions such as the Executive Vice President, Chief Financial Officer, and Treasurer. These roles are crucial in driving the bank's financial decisions and strategy.

The bank's organizational chart indicates a clear chain of command, with the Sr Vice President positioned above the Regional Retail Manager.

CBI Bank & Trust has a complex history that spans the mergers of over a half dozen banks. This makes its company structure unique and interesting.

The bank's story is one of growth and consolidation, with multiple institutions coming together to form the organization we know today.

An org chart is essentially a visual representation of a company's structure. It shows the relationships between different departments and roles within the organization.

The org chart of CBI Bank & Trust lists a Sr Vice President position, which indicates a high-level executive overseeing key areas of the company.

In this chart, the Sr Vice President is paired with a Regional Retail Manager, suggesting that the Sr Vice President has responsibility for overseeing retail operations across different regions.

CBI Bank & Trust has a clear company structure, with a defined hierarchy of executives.

The bank's leadership team includes an Executive Vice President, who plays a crucial role in overseeing the bank's operations.

The Chief Financial Officer is responsible for managing the bank's finances, ensuring that the bank's financial goals are met.

The Treasurer is another key member of the bank's leadership team, responsible for managing the bank's financial resources.

CBI Bank & Trust is a relatively small organization, with 201-500 employees, which allows for a more agile and responsive decision-making process.

The bank's size and structure enable it to provide personalized service to its customers, while still maintaining a professional and efficient operation.

Email Formats are a crucial aspect of CBI Bank & Trust's communication strategy, particularly for their online banking services. They offer a secure and convenient way to send and receive sensitive information.

The bank's standard email format includes a clear subject line, a professional greeting, and a concise message body. This format helps ensure that emails are easily readable and understood by customers.

Their online banking platform allows customers to send and receive emails directly from their accounts. This feature enables customers to communicate with the bank quickly and efficiently.

CBI Bank & Trust's email format typically includes a signature with the bank's logo, contact information, and a call-to-action. This helps establish trust and provides customers with easy access to additional resources.

The bank's email format is designed to be accessible on various devices, including desktops, laptops, and mobile phones. This ensures that customers can access their emails anywhere, at any time.

CBI Bank & Trust is a community banking organization that serves individuals, families, and businesses with a full range of banking and financial services. It has a strong presence in the local market, with a primary focus on Muscatine, Washington, Johnson, and Scott Counties in Iowa, and western Rock Island County in Illinois.

The bank has a significant presence in the community, with eleven full-service banking locations across the region, including three in Muscatine, two in Davenport, and one each in Coralville, Kalona, Walcott, Washington, and Wilton. Total assets are over $600 million, and the bank employs approximately 240 full-time equivalent staff members.

CBI Bank & Trust offers a range of specialties, including commercial banking, trust and investment services, ag banking, and retail/consumer banking. These services cater to the diverse needs of the local community, from small businesses to individuals and families.

CBI Bank & Trust offers a full range of banking and financial services to individuals, families, and businesses.

Its primary market area includes Muscatine, Washington, Johnson, and Scott Counties in Iowa, and western Rock Island County in Illinois.

The bank has a significant presence in the region with 11 full-service banking locations.

Total assets exceed $600 million, providing a solid foundation for the bank's operations.

Cbi bank & trust's specialties include commercial banking, trust and investment services, ag banking, and retail/consumer banking. They offer a wide range of services that cater to different needs.

Commercial banking is one of their specialties, providing financial solutions for businesses and individuals. This can include services like loans, credit lines, and cash management.

Trust and investment services are also a key part of their offerings, helping clients manage their wealth and achieve their financial goals. They likely have a team of experienced professionals who can provide expert advice.

Ag banking is another area of expertise for Cbi bank & trust, serving the needs of farmers and agricultural businesses. This can include specialized loans and financial products tailored to the agricultural industry.

Retail/consumer banking is also a part of their services, providing everyday banking solutions for individuals and families. This can include checking accounts, savings accounts, and other personal banking products.

CBI Bank & Trust has a strong presence in the banking industry, with a history dating back to 1996. It was founded in the Cayman Islands, a major financial hub.

The bank has a significant revenue stream from its corporate and private banking services. In fact, it has a dedicated team to cater to the needs of high net worth individuals and corporations.

CBI Bank & Trust has a strong presence in the banking industry, with a history dating back to 1996.

Understanding the concept of industry is key to grasping how businesses operate and generate revenue. Cbi bank & trust operates in the Banking industry.

Industry refers to the category or sector of the economy that a company belongs to. For example, Cbi bank & trust is classified under the Banking industry.

Knowing a company's industry can give you an idea of its products or services, target market, and potential competitors. Cbi bank & trust operates in the Banking industry, which means it provides financial services to its customers.

The industry a company operates in can also impact its revenue streams and growth potential.

Revenue is a crucial metric for any business, and it's not surprising that Cbi bank & trust's revenue is estimated to be between 101m - 500m. This range gives us a clear idea of the company's financial standing.

Cbi bank & trust's revenue is a significant indicator of its financial health. Understanding this figure can help us gauge the company's ability to invest in growth and expansion.

The revenue of a company like Cbi bank & trust can have a direct impact on its market value and competitiveness. It's essential to keep an eye on this metric to stay ahead in the industry.

Cbi bank & trust's revenue is a key factor in determining its financial stability.

CBI Bank & Trust has announced several key personnel changes and promotions in the wake of their recent acquisition of SENB Bank.

Greg Kistler, president & CEO of CBI Bank & Trust, announced that Bob Howard will take on the additional responsibilities of leading bank efforts in the Quad Cities region.

Bob Howard has been an important part of the executive management team for the bank since 2012. He has demonstrated strong leadership, dedication, and a commitment to customers and communities.

In his new role as Regional President, he will continue to contribute to the growth and success of the bank, bringing his expertise to new challenges and opportunities.

CBI Bank & Trust is also proud to announce the following personnel changes and promotions:

These four individuals have consistently demonstrated outstanding performance, leadership, and dedication during the bank's recent acquisition of SENB Bank.