Cassa di Risparmio di Fossano: A Community Development Bank

Cassa di Risparmio di Fossano was founded in 1856 in Fossano, Italy. It was established as a community development bank, aiming to serve the financial needs of the local population.

The bank's primary goal was to provide affordable banking services to the community, making it easier for people to save and borrow money. This focus on community development was a key aspect of the bank's mission.

Cassa di Risparmio di Fossano operated as a cooperative bank, owned and controlled by its members, who were mainly local residents and businesses.

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Cassa di Risparmio di Fossano S.p.A. is a bank with its headquarters in Fossano, Italy. It was founded in 1842.

The bank operates as a subsidiary of Banca Popolare di Sondrio S.C.p.A. and provides financial products and services to individuals, businesses, and institutions. It offers a range of services including savings accounts, loans, mortgages, credit cards, and investment options.

Cassa di Risparmio di Fossano has multiple branches throughout the Piemonte region in Italy.

Cassa di Risparmio di Fossano S.P.A. participates in the Italian deposit guarantee system, which covers all deposit accounts opened by individuals and businesses, up to 100,000 EUR (or its equivalent in local currency) per bank and per depositor.

This system provides an added layer of security for customers, giving them peace of mind knowing their deposits are protected in case of bank insolvency.

The guarantee applies to all types of deposit accounts, including current accounts, savings accounts, and time deposits.

Cassa di Risparmio di Fossano S.p.A. is a private company with a long history dating back to 1905. It was formed from the Monte di Pietà di Fossano, which was established in 1591.

The company operates as a bank, providing a range of financial products and services to individuals, businesses, and institutions. These services include savings accounts, loans, mortgages, credit cards, and investment options.

As a Società per Azioni (S.p.A.), the company is listed on the Italian stock market and is subject to the country's banking regulations. Its main shareholder is the Fondazione Cassa di Risparmio di Fossano, which holds a 76.91% stake in the company.

Here are some key statistics about the company:

The company has a significant presence in the Piedmont region, with 18 branches across the provinces of Cuneo and Torino. It employs a team of around 180 people and is regulated by the Italian central bank, Banca d'Italia.

The Fondazione Cassa di Risparmio di Fossano operates in six local municipalities, including Fossano, Centallo, and Cervere. Their main focus is on supporting the local community through various initiatives.

Here are some of the key services and activities they offer:

We operate in a variety of countries, with a strong presence in Italy, where we offer a range of services to individuals and businesses.

Our team is well-versed in the local market and is able to provide tailored solutions to meet the unique needs of our clients in Italy.

We also have a significant presence in the United States, where we offer a range of activities and services to individuals and businesses, including training and consulting.

Discover more: List of Banks in Italy

The Fondazione Cassa di Risparmio di Fossano offers a range of services and activities that benefit the local community.

One of the key areas of focus is on Progetti di Sviluppo Locale, which involves supporting initiatives that promote economic and social progress in the community. This can include funding local businesses, supporting community events, and providing resources for community development projects.

The foundation also prioritizes Valorizzazione del Patrimonio Culturale, which involves acquiring and conserving cultural artifacts such as stampe, quadri, and pubblicazioni fossanesi. This helps to preserve the cultural heritage of Fossano and its surrounding areas.

In addition to these initiatives, the foundation supports Promozione dello Sport, which involves providing funding and resources for local sports projects. This can include sponsoring local sports teams, providing facilities for sports activities, and promoting healthy lifestyles through sports.

The foundation also offers Supporto all'Istruzione, which involves financing educational initiatives and projects that aim to improve access to education. This can include funding scholarships, supporting educational programs, and providing resources for teachers and students.

Another important aspect of the foundation's work is Volontariato e Solidarietà Sociale, which involves collaborating with non-profit organizations to deliver projects and services that benefit the community. This can include food banks, homeless shelters, and other social services.

The foundation also organizes Attività Culturali, which involves hosting cultural events and exhibitions that showcase the local culture. This can include concerts, art exhibitions, and festivals that celebrate the history and heritage of Fossano and its surrounding areas.

Here are some examples of the foundation's services and activities:

The CASSA DI RISPARMIO DI FOSSANO offers a variety of Mutui options, including Mutui Ipotecari, Mutui Ipotecari prima casa, Finanziamenti agrari, and Finanziamenti agevolati ai sensi di legge speciali.

These types of Mutui are designed for individuals who want to purchase a home, support their agricultural activities, or provide financing for small and medium-sized enterprises (PMI) at a reduced interest rate.

If you're looking to buy your first home, the Mutui Ipotecari prima casa might be a good option for you, as it's specifically designed for first-time homebuyers.

The CASSA DI RISPARMIO DI FOSSANO also offers Finanziamenti agrari to support agricultural activities, which can be a great resource for farmers and agricultural businesses.

Mutui Ipotecari and Finanziamenti agevolati ai sensi di legge speciali are also available for PMI, providing them with access to financing at a reduced interest rate.

These types of financing options can be a game-changer for businesses that need capital to grow and expand their operations.

The CASSA DI RISPARMIO DI FOSSANO's Mutui options are designed to provide flexibility and support for individuals and businesses alike, making it easier to achieve their financial goals.