Careington 500 Dental Insurance Review and Comparison

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Careington 500 dental insurance offers a comprehensive plan with a maximum annual benefit of $500 per person, which can be used for a wide range of dental services.

This plan has a low monthly premium, making it an affordable option for individuals and families.

Careington 500 dental insurance covers preventive care services such as routine cleanings, X-rays, and exams at 100% after the annual maximum is met.

Preventive care services are essential for maintaining good oral health and preventing costly dental problems down the line.

Coverage and Benefits

Careington 500 dental insurance offers significant savings on various dental care services. You can save 36-71% on basic and preventive dental care, including checkups, cleanings, and sealants.

The program also provides substantial discounts on restorative dental procedures, with savings ranging from 28-52% off crowns or fillings. Additionally, you can enjoy 20% off braces and cosmetic dentistry treatments.

Here are the detailed savings you can expect on various dental care services:

  • Basic and preventive dental: 36-71% off
  • Restorative dental procedures: 28-52% off
  • Braces: 20% off
  • Cosmetic dentistry treatments: 20% off
  • Dentures and dental bridges: 20-70% off
  • Oral surgery: 50-57% off
  • Specialty treatments: 20% off

No Waiting Periods

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You can start using your benefits right away with Careington Care 500 Series Dental Plan. Your discounts and benefits are available as soon as you receive your card.

Unlike dental insurance, this plan doesn't make you wait to get your benefits.

For another approach, see: Benefits of Dental Insurance

Benefits

With Careington's dental discount plans, you can enjoy significant savings on various dental care services. The savings can be substantial, with discounts ranging from 20% to 70% off on different procedures.

Let's take a look at some of the specific services that are included in the plans. You can expect to save 36-71% on basic and preventive dental care, such as checkups, cleanings, and sealants. This includes routine visits like exams, cleanings, X-rays, fluoride, and sealants.

You can also save on more extensive procedures, like crowns or fillings, with discounts ranging from 28-52%. Additionally, you can save 20% on braces and cosmetic dentistry treatments.

Here's a breakdown of the estimated savings on various dental care services:

These discounts can add up quickly, making dental care more affordable for you and your family.

Availability

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The Careington Care 500 Series Dental Plan is available in many parts of Florida, including Miami, Fort Lauderdale, and West Palm Beach.

You can also find coverage in other major cities like Tampa, Saint Petersburg, and Orlando.

In fact, the plan is available in most other cities and towns in Florida, making it a convenient option for many residents.

Savings and Pricing

The Careington 500 dental savings plan offers significant discounts on various dental procedures, with savings ranging from 62% to 74% off the regular cost.

The plan's pricing is calculated geographically, with an average annual fee of $164.95 for individuals and $199.95 for families, plus an additional $20 processing fee.

You can expect to save around 20% to 60% on dental services with the Careington 500 plan, depending on the procedure and location.

The plan's fees are as follows: $8.95 monthly or $89 annually for a member-only plan, $13.95 monthly or $139 annually for a member + 1 plan, and $16.95 monthly or $169 annually for a member + family plan.

Here's a breakdown of the plan's fees and potential savings:

The Careington 500 plan is not insurance and is meant to supplement your existing dental coverage, not replace it.

Features and Services

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With the Careington 500 dental plans, you can save up to 52% on restorative dental procedures like fillings, crowns, and root canal treatment. There's no limit on how many procedures you need, and you won't have to worry about maxing out your benefits.

You'll also get discounts on procedures traditionally not covered by insurance, such as whitening or veneers. And, with the Careington 500 plan, you can get 20% off your orthodontic treatment, saving a little over $1,000 on braces.

Here are the key features of the Careington 500 plan:

  • Savings all year long
  • No annual maximums
  • 20-60% discounts on most dental services
  • No insurance claims to file
  • No pre-authorizations required
  • A tool to find dentists in your area
  • Pricing tool on covered services

30-Day Satisfaction Guarantee

The 30-Day Satisfaction Guarantee is a game-changer for Florida seniors considering Careington Care 500 Series Dental Plan. You have 30 days after purchasing the plan to cancel and receive a full refund.

This guarantee gives you complete confidence in your purchasing decision. You can try out the plan, see how it works, and decide if it's right for you.

If you're not satisfied with the plan, you can cancel within the 30-day window and get a full refund. No questions asked.

Restorative Procedures

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Restorative Procedures save you a significant amount of money compared to dental insurance. Most insurance plans max out after paying around $1,000 to $1,500 for restorative work.

A dental filling, crown, or root canal treatment is a common restorative procedure. These treatments can be expensive, but your Careington dental plan can save you up to 52% on services.

There's no limit on how many restorative procedures you need, unlike dental insurance. This means you can get the care you need without worrying about running out of coverage.

Braces

Braces can be a significant investment, but with the right discount, it can be more affordable.

You can get 20% off your orthodontic treatment, saving a little over $1,000 on traditional braces.

Both Phase I and Phase II braces are covered by the discount, so you don't have to worry about which type you need.

Adults can also take advantage of the discount, making it a great option for anyone who needs orthodontic treatment.

You might not get as big of a discount on clear aligner systems, but you'll likely only have to pay the difference between the cost of braces and the invisible system.

Cosmetic Dentistry

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Cosmetic Dentistry is a great way to boost your confidence and get the smile you've always wanted. Insurance won't cover elective procedures, but you can still save with Careington 500 dental plans.

These plans offer an automatic 20% discount on dental veneers and teeth whitening. This can add up to significant savings.

Oral Surgery (Tooth Extraction)

If you need a tooth pulled, you can have the procedure completed by a general dentist or an oral surgeon, depending on the complexity of the extraction.

You can save 65 to 69% on the procedure with the Careington 500 dental plan, which is a significant reduction in cost.

A simple tooth extraction can cost anywhere from $286 to $475 without the dental plan, but with the plan, you can pay as little as $75.

The plan also offers discounts at specialty offices, where you can save about 20% on the procedure.

Here are some estimated costs for oral surgery procedures with and without the Careington 500 dental plan:

With the Careington 500 dental plan, you can have peace of mind knowing that you'll save a significant amount of money on oral surgery procedures, making it more accessible and affordable.

Key Features

A Dentist and His Dental Assistant Working on a Patient
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The Careington 500 dental discount plan offers a range of benefits that make it a great alternative to traditional dental insurance.

You can use your membership card at any participating dentist's office or healthcare provider, with thousands of locations nationwide.

No annual maximums mean your benefits don't run out, so you can receive discounted care without worrying about reaching a cap.

You'll get discounts on most dental services, with savings ranging from 20-60% on procedures like routine check-ups and crowns.

No insurance claims to file means you won't have to deal with the hassle of paperwork or waiting for reimbursement.

You can find participating dentists in your area using the plan's online tool or by calling Member Services.

A pricing tool is available to help you estimate the cost of covered services before your appointment.

Discounts are available on procedures not typically covered by insurance, such as whitening or veneers.

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Here are some examples of the discounts you can expect on common dental procedures:

These discounts can add up to significant savings over time, making the Careington 500 plan a smart choice for anyone looking to save on dental care.

Dialcare Teledentistry Services

DialCare Teledentistry offers a range of services to help you with your oral health needs. You can get advice on oral pain, broken or chipped teeth, and gum swelling and bleeding.

Their teledentistry services are available for non-emergency dental issues, questions, and concerns. They can also provide second opinions on dental care, which can give you peace of mind.

DialCare Teledentistry provides 24/7/365 virtual consultations with licensed dentists via phone or video chat. This means you can access the care you need on your schedule, whether you're at home or on the go.

You can use DialCare Teledentistry when you live a significant distance from a dentist, or when your primary dentist is unavailable. They can even provide clinically appropriate, non-DEA controlled prescriptions when needed.

For your interest: United Insurance Dental

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Here are some of the specific services DialCare Teledentistry offers:

  • Oral pain
  • Broken, chipped, sensitive or misaligned teeth
  • Gum swelling and bleeding
  • Sores, lesions, swelling or infections
  • Orthodontia needs
  • Providing expert second opinions
  • Providing clinically appropriate, non-DEA controlled prescriptions

You can even use DialCare Teledentistry to avoid unnecessary trips to the E.R. or when traveling within the U.S. and in need of dental care or guidance.

Frequently Asked Questions

Does Careington 500 cover dental implants?

Yes, Careington 500 covers discounts on dental implants. No annual spending limit applies, allowing you to use the plan as often as needed.

What type of insurance is Careington?

Careington offers supplemental insurance products, including dental, vision, accident, critical illness, and life insurance. These products provide additional coverage beyond standard health insurance policies.

Virgil Wuckert

Senior Writer

Virgil Wuckert is a seasoned writer with a keen eye for detail and a passion for storytelling. With a background in insurance and construction, he brings a unique perspective to his writing, tackling complex topics with clarity and precision. His articles have covered a range of categories, including insurance adjuster and roof damage assessment, where he has demonstrated his ability to break down complex concepts into accessible language.

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