CareFirst Card Overview and How to Use It

The CareFirst Card is a convenient way to pay for medical expenses, but it can be overwhelming to understand how it works.

The CareFirst Card is a debit card that can be used to pay for out-of-pocket medical expenses, including copays, deductibles, and coinsurance.

To use your CareFirst Card, simply present it at the time of service, and the provider will swipe it to process the payment.

You can also use your CareFirst Card to pay for medical expenses online, over the phone, or by mail.

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Using your CareFirst card can be a straightforward process. Always carry your current member ID card for access to service.

To find a doctor near you, use the Find A Doctor tool or call BlueCard Access at 800-810-2583. This service can help you locate providers who participate in your CareFirst plan.

If you need prior authorization or pre-certification for a medical service, call Member Services at the phone number on your ID card. This number is different from the BlueCard Access number.

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When you arrive at the doctor's office, be sure to present your member ID card so the provider can identify your benefits. This includes Traditional Benefits and Preferred Provider Organization Benefits.

You shouldn't have to worry about filling out claim forms or paying up front for medical services, except for any usual out-of-pocket expenses. CareFirst will send you a complete Explanation of Benefits (EOB) after your visit.

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The CareFirst card is a convenient way to pay for eligible health care expenses. You can use your card whenever you want, and the money for the expense will be transferred directly to your provider or merchant.

You don't have to pay cash upfront or wait to be reimbursed. This makes it a hassle-free way to take care of your medical bills.

With the CareFirst card, you can easily monitor your account online. You can check your account balances, view transactions, and even use online planning tools.

Over 91% of national providers and hospitals participate in the BlueCard program, which means you have access to a vast network of healthcare providers nationwide.

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