
If you're a classic car owner in Ireland, you're probably aware that FBD offers specialized car insurance for vintage vehicles. FBD's Classic Car Insurance policy covers cars over 30 years old, with a maximum value of €100,000.
FBD's classic car insurance policy has a unique feature: it allows you to choose the level of cover you need, from comprehensive to third-party only. This flexibility is a big plus for classic car owners who may not need full comprehensive coverage.
FBD's classic car insurance also includes a courtesy car, which can be a big help if your classic car is in the shop for repairs. This service is included in the policy, so you won't have to worry about finding a temporary car while your classic is being fixed.
Car Insurance Ireland FBD Overview
FBD car insurance is a popular choice for Irish drivers. It offers comprehensive coverage and reliable customer service.
FBD has a long history of providing car insurance to Irish drivers. The company was established in 1946.
FBD car insurance policies in Ireland are designed to meet the needs of Irish drivers. They offer a range of policies to suit different budgets and requirements.
One of the key benefits of FBD car insurance is its comprehensive coverage. This includes damage to your vehicle, third-party liability, and other costs associated with an accident.
FBD is known for its reliable customer service. You can contact them by phone, email, or through their website for assistance with your car insurance policy.
FBD offers various promotions and discounts to its customers. These can include discounts for young drivers, multi-car policies, and safe driving rewards.
You can purchase a quote for FBD car insurance online or by phone. The company's website provides a quote tool that allows you to compare different policy options and get a quote in minutes.
Policies and Coverage
FBD offers a range of car insurance policies to suit different needs. The company has three main types of policies: Comprehensive, Third Party, Fire, and Theft, and Third Party Only.
The Comprehensive Car Insurance policy covers a wide range of risks, including accidental damage to your car, fire, theft, and third-party liability. It also includes personal accident benefits, medical expenses, and windscreen damage coverage.
If you opt for the Third Party, Fire, and Theft Car Insurance policy, you'll be covered for damage to other people's property and injuries to others, as well as damage to your car resulting from fire or theft.
The Third Party Only Car Insurance policy provides the minimum level of coverage required by law, covering liability for injuries to others and damage to other people's property.
You can customize each policy with optional add-ons, such as breakdown assistance, legal expenses cover, and no-claims bonus protection.
Here's a summary of the main policy options:
Getting a Quote and Discounts
You can purchase a quote from FBD by visiting their website or contacting their customer service team. They'll need your personal details, vehicle information, and driving history to give you an accurate quote.
Be sure to compare quotes from multiple providers to ensure you're getting the best coverage at a competitive price.
Drivers can receive a €50 reduction on their car insurance with FBD by using the "Face It Down" app and collecting 1,500 points.
Purchasing a Quote
Purchasing a quote from an insurance company is a straightforward process. You can start by visiting their website or contacting their customer service team.
To receive an accurate quote, you'll need to provide your personal details, which might include your name, address, and contact information.
You'll also need to provide vehicle information, such as the make, model, and year of your car.
Be sure to provide your driving history, including any past accidents or claims.
This information will help the insurance company provide you with a quote that's tailored to your needs.
Comparing quotes from multiple providers is a good idea to ensure you're getting the best coverage at a competitive price.
Promotions and Discounts
FBD Insurance frequently offers promotions and discounts for new customers, such as reduced premiums for purchasing a policy online.
You can check their website or contact their customer service team for the latest promotions and discounts.
Drivers who download the "Face It Down" app and drive without picking up their phone can earn points that can be redeemed for a €50 reduction on their car insurance policy with FBD Insurance.
To redeem the offer, drivers can call FBD Insurance or drop in to their local branch with the unique Face It Down code received through the app.
FBD Insurance also offers discounts for elderly drivers, women drivers, and young or new drivers, depending on individual circumstances.
Irish Companies and Classic Cars
Classic car insurance in Ireland is surprisingly affordable, often cheaper than insuring your main car due to low mileage limits and careful driving expectations.
You can expect to pay a lower premium because classic car insurance is based on an agreed value rather than market value, reflecting the time and effort invested in restoring the car.
In the event of an accident, classic car insurers retain the rights to the value of car parts and components, reducing the financial burden of a claim.
Irish Companies
If you're looking to insure your classic car with an Irish company, you have a variety of options to consider. AIG Ireland, Allianz Ireland, and Aviva Ireland are just a few of the many Irish-based insurance companies that provide car insurance in Ireland.
Some of these companies, such as AXA Ireland and Zurich Ireland, have been around for decades and have a reputation for providing reliable insurance services. FBD Insurance and RSA Insurance Ireland are also well-established Irish companies that offer car insurance.
If you're looking for a more personalized experience, you might consider working with a smaller, independent insurance broker like Claffey and Egan Financial Brokers or Cleary Insurance Brokers. They may be able to offer more tailored advice and services.
Here is a list of some of the Irish companies mentioned earlier that provide car insurance:
- AIG Ireland
- Allianz Ireland
- Aviva Ireland
- AXA Ireland
- Zurich Ireland
- FBD Insurance
- Claffey and Egan Financial Brokers
- Cleary Insurance Brokers
Aviva Ireland
Aviva Ireland is a popular insurance company in Ireland that also offers classic car insurance. They have a team of experienced specialists who can help you find the right policy for your classic vehicle.
Aviva Ireland has a wide range of classic car insurance policies to choose from, including policies that cover vintage cars, classic motorcycles, and even classic vans.
Aviva Ireland's classic car insurance policies often include features like agreed value, which means that the value of your classic car is agreed upon at the start of the policy, so you won't have to worry about depreciation.
Aviva Ireland is a well-established company with a long history of providing excellent customer service.
Classic Car Prices in Ireland
Classic car prices in Ireland can be lower than you'd expect, especially considering the low mileage limits and expectation of careful driving and good maintenance.
Classic car insurance is often based on an agreed value rather than a market value, which reflects the time, money, and effort spent restoring the car.
In Ireland, classic car insurers retain the rights to the value of car parts and components for scrap or resale if the car is written off in an accident, making classic car insurance less expensive.
This means that if your classic car is involved in an accident, the insurer won't have to cover the full value of the car, which can be a significant cost savings.
Classic car prices in Ireland can vary depending on the make and model, but overall, they tend to be lower than those in other countries.
How to Get Affordable Classic Insurance
If you're looking for ways to reduce the cost of your classic car insurance, keep in mind that classic car insurance is usually offered to older drivers only (at least 25 years old).
Maintaining a good driving history is crucial, as any previous claims will mean you'll pay more for classic car insurance.
Keeping your classic car securely in a garage or lock up can save you money on classic car insurance, especially if the car is off the road and locked in a garage for a portion of the year.
The less you drive your classic car, the cheaper the premium will be, with AXA offering quotes based on mileage bands and FBD offering classic car insurance based on lower mileage.
If you insure your main car with the same insurer as your classic car, you'll save money on your premiums, with both AXA and FBD offering a discount if you insure more than one classic car with them.
Joining a classic car club can also save you money on your classic car insurance, as these clubs often organise events and rallies for classic car enthusiasts.
Driving in Ireland and Abroad
Driving in Ireland and Abroad can be a bit tricky, especially if you're a classic car owner. AXA and FBD both offer protection for driving abroad in the UK, or the EU, but AXA gives you 31 days cover in the EU for pleasure driving or for travelling to car shows.
If you're planning to drive in Ireland, you'll be happy to know that FBD covers you for occasional social or pleasure driving, or for travel to motor shows in Ireland, the UK, and the EU. AXA also offers motor rescue or breakdown assistance in Ireland or in the UK with their policies.
Windscreen protection is a must-have when driving, and AXA offers it as standard. FBD also offers windscreen cover and breakdown assistance in Ireland and the UK as part of their comprehensive policies.
If you're a younger driver in Ireland, you might find it harder to find classic car insurance, but AXA is willing to offer their classic car insurance to drivers over 25 only.
Tips and Guides
If you're looking to purchase car insurance in Ireland, it's essential to make informed decisions. You can find comprehensive guides and tips on car insurance in Ireland, including a list of the top 50 car insurance companies in the country.
To compare car insurance quotes in Ireland, you can use online tools and resources. According to the article, there are over 50 car insurance companies in Ireland, so it's crucial to research and compare quotes to find the best policy for your needs.
The Irish Insurance Regulator plays a significant role in regulating the car insurance industry in Ireland. Understanding the different types of car insurance coverage in Ireland, such as comprehensive, third-party, and third-party fire & theft insurance, can help you make informed decisions.
You can save money on car insurance by taking advantage of common discounts, such as a no claims bonus. This bonus can be maximized by understanding how it works and avoiding making claims.
To find affordable car insurance, you can also consider car insurance discounts for women or senior drivers. However, it's essential to understand the factors that affect car insurance premiums and how to qualify for these discounts.
Here is a list of common car insurance discounts and how to qualify for them:
- No Claims Bonus: Avoid making claims to maximize your discount.
- Multi-Car Insurance: Insure multiple vehicles to qualify for a discount.
- Car Insurance for Young Drivers: Consider taking a driving course to qualify for a discount.
- Car Insurance for Senior Drivers: Consider taking a defensive driving course to qualify for a discount.
- Car Insurance for Women: Consider taking a defensive driving course to qualify for a discount.
By following these tips and guides, you can make informed decisions when purchasing car insurance in Ireland and save money on your premiums.
Location Specific Information
If you're planning to drive in Ireland, especially in rural areas, FBD car insurance is a good option to consider. FBD offers a range of insurance products that cater to different needs and budgets.
FBD is a well-established insurance company that has been operating in Ireland for over 50 years. They have a strong presence in the country and are known for their excellent customer service.
FBD's car insurance policies are designed to provide comprehensive coverage for drivers, including third-party liability, fire and theft, and windscreen damage. They also offer optional extras like breakdown cover and motor legal protection.
If you're driving in certain areas of Ireland, you may be required to have additional insurance cover. For example, if you're driving on certain roads in the Dublin mountains, you may need to have a special permit.
Frequently Asked Questions
What does FBD insurance mean?
FBD insurance stands for Farmer Business Developments, a company that offers insurance services to the farm and agricultural sectors. It was established in 1969 to provide specialized insurance solutions for farmers and agri-businesses.
Can a non-resident get car insurance in Ireland?
To get car insurance in Ireland, you'll need a valid driving licence issued in an EU, EAA, or UK member state, or an Irish licence if your licence is from outside these areas. If you're unsure about your licence requirements, check our licence exchange and insurance FAQs for more information.
What is the average car insurance cost in Ireland?
The average car insurance cost in Ireland is around €568, according to the Central Bank's Private Motor Insurance Report. However, prices have been rising, so it's worth exploring options to find the best deal.
What car insurance is mandatory in Ireland?
In Ireland, third party insurance is the mandatory minimum car insurance required by law. This type of insurance covers damages to others in an accident, but not your own vehicle.
Sources
- https://www.eireinsure.org/co/fbd-car-insurance.php
- https://www.bestinireland.com/top-car-insurance-ireland/
- https://www.fbdgroup.com/about-fbd/
- https://avondhupress.ie/toyota-ireland-announces-partnership-fbd-insurance-offer-rewards-drivers-face/
- https://compareinsurance.ie/motor-insurance/car-insurance/classic-car-insurance-ireland/
Featured Images: pexels.com