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Admiral is a well-established car insurance provider with a long history of serving UK motorists. They were founded in 1993 and have since become one of the largest car insurance companies in the country.
Admiral's car insurance policies are designed to provide comprehensive coverage for a wide range of vehicles. They offer a variety of policy options, including third-party only, third-party fire and theft, and comprehensive policies.
Admiral's policies typically include features such as windscreen cover, breakdown cover, and courtesy car cover. These extras can help make your policy more comprehensive and convenient.
Admiral's car insurance is available to drivers of all ages and experience levels, making them a great option for new drivers or those who have been driving for years.
Why Get Coverage?
Admiral car insurance offers flexibility in its policies, allowing you to tailor coverage to your specific needs.
You can choose from policies that cover the basics or provide full comprehensive coverage, giving you peace of mind on the road.
Admiral's multi-car discounts can help you save money if you have multiple vehicles insured with them.
Their no-claims bonuses reward safe driving habits, potentially leading to lower premiums over time.
24/7 customer support from Admiral ensures that you can get help whenever you need it.
What Car Insurance Covers
Admiral car insurance policies come with a variety of coverage options to meet the needs of all kinds of drivers.
You can pick from several levels of car insurance, including Admiral's Essential Tier, Platinum, and comprehensive policies, to ensure you have the right level of cover for your vehicle and your driving needs.
Third party only is the minimum cover required by law and only protects you against any damage you cause to others or their property.
Below are the coverages of Admiral Group Car Insurance, including Personal Accident Coverage, Courtesy Car, Stolen Keys Cover, Lost Keys Cover, Motor Legal Protection, and No Claims Discount (NCD) Protection.
Here's a breakdown of the coverages:
Admiral's policies can include windscreen repair, courtesy car provision, and protection against theft and fire, but always check the specifics of your chosen policy to understand exactly what is covered.
Policies and Options
Admiral offers a range of policies to suit different needs. The company has two main policies: Single Car Insurance and MultiCar Insurance, which can cover multiple vehicles under one policy.
You can choose from three levels of cover: Third Party Only, Third Party, Fire and Theft, and Comprehensive. Comprehensive cover is the most expensive but provides the most protection, covering damage to your car, injuries to others, and more.
Admiral's Comprehensive policies come with a range of benefits and features included as standard. These include windscreen and window glass cover, fire and theft protection, and liability cover for damages to others.
Here's a breakdown of Admiral's main policies:
It's worth noting that Admiral's MultiCar policy can save you money, with customers with two vehicles saving an average of £179 compared to buying two separate policies.
Types of Policies
Admiral offers a range of policies to suit different needs and budgets. You can choose from their Single Car Insurance, MultiCar Insurance, LittleBox insurance, Van insurance, Classic car insurance, Learner driver insurance, and Car sharing insurance.
Admiral's Single Car Insurance is ideal for those with one car, while MultiCar Insurance is perfect for families with multiple vehicles. LittleBox insurance is designed for young drivers and newly qualified drivers, and can help lower high premiums.
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Van insurance is available for small, transit, and larger vans up to 3.5 tonnes, with various policy options to choose from. Classic car insurance offers a discount for cars over 35 years old and worth between £1,000 and £25,000.
Admiral also offers Learner driver insurance and Car sharing insurance, which are great options for those who need temporary cover.
Admiral offers three main types of car insurance: Full coverage, Third-party, fire, and theft coverage, and Only third-party coverage. Here's a breakdown of each option:
Admiral's MultiCar insurance allows you to insure multiple cars under one policy, which can help save money. You can add up to five cars to a single policy and enjoy benefits like discounts, a single renewal date, and individual no claims bonuses for each car.
Extra Features
Admiral offers optional extras to add to your policy, including windscreen cover, legal protection, and protection for personal belongings.
These extras can help tailor your policy to your specific needs, giving you more comprehensive coverage.
You can choose to add one or more of these extras to your policy, depending on what's important to you.
Admiral also has a full coverage option that provides strong protection, which is a great choice for those who want maximum security.
Their policies can be tailored to fit various needs and budgets, making them a great option for many drivers.
However, it's essential to compare options and quotes from different companies to find the best coverage for your needs and budget.
Who Underwrites?
Admiral car insurance is arranged and administered by EUI Ltd. They have partnered with several underwriters to offer different cover options.
Some of these underwriters include AmTrust Europe Limited and Admiral Insurance (Gibraltar) Limited.
These underwriters help provide the necessary financial backing for Admiral's car insurance policies.
Cost and Discounts
The cost of car insurance with Admiral can vary depending on several factors, such as your age and driving history. Your premium will depend on how long you've been driving, the type of car you have, where you live, how many miles you drive each year, and your claims history.
Admiral offers a range of discounts to help you save money, including a no-claims discount, which can be built up over time. You can also reduce your premium by increasing your voluntary excess.
To give you a better idea of the costs involved, here are some examples of temporary car insurance prices with Admiral's Veygo brand: £7.30 for an hour, $54.50 for six days, or around £176 for a month.
Average Cost
The average cost of Admiral car insurance varies depending on several factors, such as age, driving history, car type, and location.
In the UK, the average car insurance cost is £764.68 per year, but this can range from £649.03 in the South West to £980.97 in Greater London.
Males tend to pay 18% more than females, with an average premium of £819 compared to £699.
Drivers between 17 and 18 years old can expect to pay 73% more than the national average, with an average premium of £1324.
Comprehensive coverage car insurance costs vary based on individual circumstances, including age, car type, location, and driving history.
You can expect to pay around £7.30 for an hour, £54.50 for six days, or £176 for a month for temporary car insurance.
Pricing and Discounts
Admiral's pricing is competitive, and the cost of your insurance will depend on several factors, including your age, driving history, and the type of car you have.
The average cost of car insurance in the UK is £764.68 per year, but this can vary depending on your location, with the South West being the cheapest region at £649.03 per year.
Young drivers between the ages of 17 and 18 can expect to pay 73% more than the national average, while drivers between 19 and 21 can expect to pay 43% more.
Admiral offers various discounts, including a multi-car discount of up to 15%, a no-claims bonus discount of up to 75%, and an online purchase discount that varies.
You can also reduce your premium by having a safe driving record and choosing a higher voluntary excess.
The cost of temporary car insurance with Admiral can vary depending on factors such as previous accidents and car type, but you can expect to pay around £7.30 for an hour or £176 for a month.
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Here are some of the discounts offered by Admiral:
Protecting your no-claims discount is also an option with Admiral, which can help keep your premium stable even after making a claim.
Adding Drivers and Extras
You can add additional drivers to your Admiral car insurance policy, but be aware that this may affect your premiums.
Admiral allows you to add up to 3 additional drivers per policy, and each driver must have a valid license.
Adding a driver with a poor driving record may increase your premiums.
To add an additional driver, you'll need to provide their details, including their license number and date of birth.
You can also add optional extras to your policy, such as breakdown cover, windscreen cover, and motor legal expenses.
Admiral's breakdown cover provides 24/7 assistance, including home start, roadside repair, and recovery to a garage.
Adding extras can increase your premiums, but they can also provide valuable protection and peace of mind.
Claims and Coverage
If you need to make a claim with Admiral, you can reach out to their claims team as soon as possible after the event. Provide them with all the details about what occurred, including photos if you have them.
Admiral will review your claim and guide you on the next steps. If they approve your claim, they will set up repairs or give you compensation. You might have to pay an excess fee, as explained in your policy.
You can pick from several levels of car insurance with Admiral, including their Essential Tier, Platinum, and comprehensive policies. This way, you can make sure you have the right level of cover for your vehicle and your driving needs.
Making a Claim
Making a claim with Admiral is a relatively straightforward process. You can reach out to their claims team as soon as possible after the event and provide them with all the details, including photos if you have them.
Admiral's claims team is available 24/7, and you can contact them by calling their claims hotline at 0333 220 2033. You can also submit a claim on their website.
To make a claim, you'll need to provide information about what happened, including details about the other drivers, witnesses, and the time, place, and location of the incident. This information will help Admiral's claims team to guide you on the next steps.
If your claim is approved, Admiral will set up repairs or give you compensation. However, you might have to pay an excess fee, as explained in your policy.
Here are the general steps to follow when making a claim with Admiral:
- Contact Admiral's claims team as soon as possible
- Provide all the necessary information, including photos and details about the incident
- Arrange for an inspection of the damaged vehicle
- Complete any additional paperwork required by Admiral
- Wait for Admiral's evaluation of your claim and further instructions
What Is Excess?
Excess is the amount of money you have to pay towards a claim, and it varies depending on factors like the type of car and the age of the driver.
The exact amount of excess can be found in your policy schedule.
Taking out protected or guaranteed no-claims bonus protection will also affect your excess.
This means you should check your policy schedule carefully to understand your excess terms.
Temporary and Optional Coverage
You can pick from several levels of car insurance, including Admiral's Essential Tier, Platinum, and comprehensive policies, to ensure you have the right level of cover for your vehicle and driving needs.
Temporary car insurance is a type of vehicle protection that doesn't last for the entire year, making it ideal for short-term needs. It's often used when you need to create arrangements quickly but don't want to commit to a whole year's worth of coverage.
Admiral Group offers a variety of temporary car insurance options, including coverage for learner drivers, short-term auto insurance, and borrowing someone else's car. These options are designed to provide an economical solution for young drivers or those who need temporary coverage.
Temporary car insurance costs vary depending on factors such as previous accidents, car types, location, driving habits, and the car insurance excess. On average, you can expect to pay around £7.30 for an hour, £54.50 for six days, or £176 for a month.
Here's a breakdown of the costs:
Temporary Coverage Claim
To make a claim for temporary car insurance in Admiral Group Car Insurance, you can contact the company's claims section as soon as possible after the incident. You can call the 24-hour helpline at +44 (0)333 220 2062 or submit a claim on the company's website.
Providing all the necessary information is crucial to the claims process. This includes details about the other drivers involved, any witnesses, and the time, place, and location of the incident.
You'll need to arrange for an inspection of the damaged vehicle. If it's inoperable, you can have it towed to a certified repair shop.
To complete the claims process, be sure to fill out any additional paperwork required by Admiral Group. This may include providing more information or documentation.
The claims process can take some time, so be patient and wait for Admiral Group to complete their investigation and provide further instructions.
Temporary Fully Comprehensive Status
Temporary Fully Comprehensive Status is a vital aspect of Admiral Group Car Insurance's temporary car insurance.
The cost of temporary car insurance varies, but you can expect to pay something in the range of £7.30 for an hour, $54.50 for six days, or around £176 for the months.
Temporary car insurance with Admiral Group Car Insurance is a kind of vehicle protection that doesn't last for the entire year, unlike a conventional policy.
The customer support staff of Admiral Group can swiftly and easily modify the current policy by adding a vehicle or driver for a temporary period over the phone.
This temporary coverage with Admiral is totally comprehensive, even if your permanent insurance only covers you for third-party liability, fire, and theft.
Admiral Group provides a variety of Temporary Car Insurance alternatives to meet your needs, whether you're starting as a driver, want to add a second vehicle to your policy for a short period, or need a car for the weekend.
Temporary Work?
Temporary work can be a viable option for those who need coverage between jobs or for specific periods. Temporary work is often referred to as "short-term" or "seasonal" work.
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Temporary work can be a great way to earn some extra money or gain new skills and experience. According to the article, temporary workers can earn up to 75% of their regular pay.
Some people use temporary work to supplement their income during slow periods or to cover gaps in their employment. Temporary work is often used by people who are between jobs or taking time off to care for a family member.
Temporary workers can be hired on a project-by-project basis, allowing them to choose which projects they want to work on and when. This flexibility can be a major advantage for those who value work-life balance.
Temporary work can also be a good option for people who are new to a particular industry or profession. Temporary workers can gain valuable experience and build their professional network.
Customer Service
Admiral Car Insurance has a reputation for having good customer service, with a customer care department accessible 24/7 through various channels like live chat, email, and phone.
The company provides its clients with the "Meerkat Meals and Movies" incentive every Tuesday and Wednesday, offering two meals for the price of one and movie tickets.
Customers have expressed satisfaction with the customer service they received from Admiral, praising the employees for their friendliness and willingness to assist.
The claims procedure is easy and effective, with customers reporting prompt and problem-free resolution of their claims, as seen in reviews on Trustpilot and Smart Money People.
However, some customers have experienced difficulty getting in touch with the right person to handle their complaints and long wait periods while calling Admiral's customer care.
The company's website is simple to use and provides various tools and information to help consumers manage their policies.
Customer Reviews
Admiral car insurance has a strong reputation among customers, with an average rating of 4.5 out of 5 on Trustpilot based on over 78,000 reviews.
Customers praise Admiral's pricing and reliability, with many describing the company as "reliable" and "trustworthy". In fact, 93% of customers surveyed by Finder said they'd recommend the service to a friend.
Admiral's customer satisfaction ratings are consistently high across various review platforms. On Trustpilot, the company maintains a steady rating of 4-5 stars, with a current score of 4.5 out of 5.
Admiral's customer service is also a highlight, with customers praising the company's quick response times and effective claims processing. However, some customers have reported long wait times when trying to contact the company's customer service department.
Here are some key statistics that illustrate Admiral's customer satisfaction:
These statistics show that Admiral customers are significantly more likely to recommend the company to friends and family compared to the average for all brands surveyed.
Policy Management
At Admiral, they understand that policy management can be a hassle, but it doesn't have to be. Admiral offers a variety of ways to manage your car insurance policy, including online account access and a mobile app.
You can view and update your policy details, including your vehicle and driver information, at any time through the Admiral website or mobile app. This makes it easy to keep your policy up to date and make any necessary changes.
Admiral also provides a dedicated customer service team to help with any policy-related queries or concerns you may have.
How to Amend or Cancel
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To amend or cancel your Admiral car insurance policy, you'll need to get in touch with the company. You can call Admiral on 0333 220 2000 to make the necessary changes or cancellations.
If you need to cancel your policy, be aware that there may be a charge involved. Cancelling within 14 days of your policy start date will incur a £25 charge, while cancelling after 14 days will cost £60.
You can contact Admiral via phone, email, or live chat service to initiate the cancellation process. It's essential to note that the cancellation charge applies regardless of the method you choose.
If you're unsure about the cancellation process or have any questions, it's always best to reach out to Admiral directly for assistance.
When Did Start?
Admiral Group Car Insurance started on January 2, 1993.
The company began as a one-stop shop for auto insurance, and since then, it has expanded into various markets and industries.
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Admiral Group Car Insurance was founded in 1991, marking the beginning of its journey.
The company's founders, Henry Engelhardt and David Stevens, both with MBAs, played a crucial role in shaping its future.
Admiral Group Car Insurance went public on the London Stock Exchange in September 2004, with an initial offer price of 275 pence per existing ordinary share.
What Is a Group?
A group is a collection of companies that work together under a single umbrella. Admiral Group is a UK-based insurance provider founded in 1991 and launched in 1993 with a focus on auto insurance.
The Admiral Group comprises several insurance companies, including Diamond, Bell, Gladiator, and Elephant, of which Admiral is one. These companies operate under the same umbrella, offering a range of insurance products.
Admiral Group has operations in multiple countries, including Spain, Italy, France, the United States, Canada, and India, besides its headquarters and offices in south Wales. This global reach allows the group to offer its services to a diverse customer base.
The group's insurance contracts are underwritten by EUI Limited, a subsidiary of the Admiral Group. This means that EUI Limited is responsible for managing the risks associated with the insurance policies.
Comparison and Ratings
Admiral car insurance has received high ratings from customers and critics alike. They won the car insurance category in the Finder Customer Satisfaction Awards in 2024, with 93% of customers saying they'd recommend the service to a friend.
Admiral's customer service has also been praised for its reliability and trustworthiness, with many customers describing them as "reliable". However, some customers have reported long wait times to speak to someone on the phone.
Admiral has a strong reputation for providing excellent customer service, with high marks and favourable feedback on independent review websites like Trustpilot and Smart Money People. On Trustpilot, Admiral has a score of 4.5 out of 5 – classed as "Excellent" – based on more than 78,000 reviews of its insurance overall.
Admiral has also been recognized as one of the top cheap car insurance companies in 2022, based on Trustpilot user ratings, Personal Finance awards, and research. They earned the "Best Motor Insurance" category in the Personal Finance Awards for nine consecutive years, from 2013 to 2022.
Proportion of Customers for Recommendations
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When comparing Admiral car insurance to other brands, one key metric to consider is the proportion of customers who would recommend it to friends and family.
Admiral customers are more likely to recommend their insurance to friends and family, with 92.59% saying they would do so this year, compared to an average of 80.55% for all brands surveyed.
This level of customer satisfaction is impressive, and it suggests that Admiral is doing something right.
In comparison, the proportion of Admiral customers who would recommend their insurance last year was 86.02%, still significantly higher than the average of 78.53% for all brands surveyed.
Here's a quick comparison of the proportion of customers who would recommend Admiral and the average for all brands surveyed:
Rate Policies Against Top Providers
To rate policies against top providers, we can start by comparing Admiral's car insurance policies with others. Admiral is one of NimbleFins' Top Cheap Car Insurance Companies in 2022, based on Trustpilot user ratings, Personal Finance awards, and their research.
You can find a comprehensive comparison of Admiral's policies on our website, which includes details on their different policies, coverage, and customer reviews. This will give you a good idea of how Admiral stacks up against other top providers.
Admiral offers a variety of insurance plans, including comprehensive, third-party, and telematics policies, as well as extras like breakdown protection and personal injury cover. They also provide discounts for customers who have multiple cars or no claims.
Here's a quick rundown of Admiral's policies:
Keep in mind that Admiral's policies may have varying excess amounts, which can affect the overall cost of your policy. You can find more information on Admiral's customer reviews and claims process on our website.
Frequently Asked Questions
How to contact Admiral car insurance by phone?
To contact Admiral car insurance by phone, call 0333 220 2033. This number is available for customers to start their claim or ask any questions.
What car insurance companies do Admiral own?
Admiral owns several car insurance companies, including Confused.com, Elephant, Bell Direct, Diamond, and Gladiator. These brands offer a range of insurance products for different needs, from personal to commercial vehicles.
Sources
- https://www.moneyexpert.com/car-insurance/providers/admiral/
- https://freepricecompare.com/insurance/car-insurance/admiral-car-insurance-guide/
- https://caura.com/insurance/insurers/everything-you-need-to-know-about-admiral-car-insurance
- https://www.insuredaily.co.uk/blog/car-insurance/admiral-group-insurance-review
- https://www.finder.com/uk/car-insurance/admiral-car-insurance-review
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