Capitec App Banking: A Comprehensive Guide to Managing Your Finances

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The Capitec app is a game-changer for managing your finances. It offers a range of features that make it easy to keep track of your money.

With the app, you can view your account balance, transaction history, and statements online. This means you can stay on top of your finances from anywhere, at any time.

One of the standout features of the Capitec app is its ability to send and receive money. You can use the app to send money to friends and family, or to pay bills and invoices.

Managing Your Account

Managing your account with the Capitec app is a breeze. You can set your daily banking limits to control how much you spend and prevent potential fraud.

To do this, simply log into your Capitec banking app and set your permanent daily limits. This is a crucial step before making your first instalment or registering a new card for a scheduled instalment.

Capitec Launching Zero-Rated In-App Calls

Credit: youtube.com, How To Add Another Account On Capitec App Full Guide 2024.

Capitec Bank is working on an in-app feature that allows customers to contact it via zero-rated calls, which means customers won't be charged for the call.

This feature was teased at the AWS Summit Johannesburg 2024 and is expected to be rolled out within the next two months.

The feature will be delivered via the Capitec app, which is available on Android, iOS, and AppGallery. Customers will be able to contact the bank directly from the app, without having to use data.

Imagine being able to talk to the bank for as long as you want, without worrying about your data usage or phone bill.

Capitec is currently in the final stages of testing and is preparing its 11,000 staff in branches to support the new feature.

The rollout is imminent, with Capitec expecting to launch the feature before the end of 2024.

Set Daily Banking Limits

Setting daily banking limits is a crucial step in managing your account. You can do this in the Capitec bank app.

Credit: youtube.com, Internet Banking: How to Manage your daily limits

To start, you'll need to log in to your Capitec banking app. This is where you can set your permanent daily limits.

Before making your first instalment or registering a new card, you'll need to set your daily limits. This ensures you have control over your money and how it's spent.

Capitec Bank has a daily limit setting feature in their app that's intended to prevent potential fraud.

Payment Options

Capitec app banking offers a range of convenient payment options to suit your needs.

You can easily pay bills, make purchases, and transfer money using your Capitec card, which is accepted at over 40,000 merchants across South Africa.

The app also allows you to pay for your monthly subscriptions, such as your DSTV and electricity bills, directly from your account.

You can even use the app to pay for your groceries at Pick n Pay and other participating retailers.

The Capitec app also offers a secure and convenient way to make purchases online, using your card details or mobile banking credentials.

Credit: youtube.com, Capitec | Scan to Pay | scan to pay to make secure payments

With the app, you can also transfer money to anyone with a South African bank account, using their account number and surname.

The transfer process is quick and easy, and you can even track the status of your transfer in real-time.

You can also use the app to pay for your airtime and data, so you can stay connected on the go.

The Capitec app offers a range of payment options to make your life easier and more convenient.

Frequently Asked Questions

How do I activate capitec app without going to the bank?

To activate the Capitec app without visiting a branch, download the app, enter your ID number, and complete the remote onboarding process with a few selfies. Follow the in-app instructions for a seamless activation experience.

How do I download and install the capitec app?

To download and install the Capitec app, visit a Global One branch to verify your phone and receive an SMS with a download link. Once you have the link, simply click on it to start the download and installation process.

Can I apply for a Capitec Bank account online?

Yes, you can apply for a Capitec Bank account online by downloading their app and following the easy, fast, and secure application process. Simply download the app, have your SA ID number ready, and follow the prompts to complete your application.

What documents are needed for Capitec?

To apply for Capitec, you'll need to provide your original ID, latest salary slip, and a bank statement showing 3 consecutive salary deposits. This ensures a smooth onboarding process and helps us verify your income.

Can Capitec receive money from overseas?

Yes, Capitec can receive international transfers. To receive money from overseas, the sender needs to know your Capitec account details and make a transfer via SWIFT.

Matthew McKenzie

Lead Writer

Matthew McKenzie is a seasoned writer with a passion for finance and technology. He has honed his skills in crafting engaging content that educates and informs readers on various topics related to the stock market. Matthew's expertise lies in breaking down complex concepts into easily digestible information, making him a sought-after writer in the finance niche.

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