Capitalone Branches and Services: A Comprehensive Guide

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Black and white photo of a high-rise and Capital One Bank in Hoboken, NJ.
Credit: pexels.com, Black and white photo of a high-rise and Capital One Bank in Hoboken, NJ.

Capital One has a large network of branches across the US, with over 750 locations in all 50 states.

You can find Capital One branches in major cities and towns, making it easy to access their services.

Capital One offers a range of services at their branches, including checking and savings accounts, credit cards, and personal loans.

To find a Capital One branch near you, you can use their branch locator tool on their website.

Capital One Locations

Capital One has more than 100 million customers and offers a wide range of deposit products, including certificates of deposit, checking and savings accounts. You can also get a credit card or business deposit account from them.

Capital One has about 280 branches across the US, where you can go to set up a bank account, apply for a loan, or get help with other banking needs. Consumer banking branches offer a wide range of services, from setting up bank accounts to applying for auto loans.

Take a look at this: Branch Code Bank of America

Credit: youtube.com, Where Can I Cash a Capital One Check? - AssetsandOpportunity.org

You can find a Capital One branch near you using their branch locator, which allows you to filter results to show the branches that offer services you might need. This way, you can plan your visit and make the most of your time.

Capital One customers have access to more than 70,000 fee-free ATMs across the US, including ATMs at popular retail locations like Target, Walgreens, and CVS. You can find these ATMs using Capital One's location finder, which will also show you nearby ATMs.

Capital One is part of the Allpoint and MoneyPass ATM networks, which means you can use ATMs at these locations without incurring a fee from Capital One. However, you may still be charged a fee by the ATM provider, so it's a good idea to check the fees before using an ATM.

About Capital One

Capital One has more than 100 million customers and offers a wide range of deposit products.

Credit: youtube.com, Branch Employees Insights About Capital One

The bank has about 280 branches across the US, which is a significant presence in the market. It also offers fee-free access to over 70,000 ATMs across the country, making it a convenient option for customers.

Capital One has expanded its services beyond credit cards by acquiring several retail banks, including Hibernia National Bank and North Fork Bank.

The company has made significant acquisitions, including the purchase of Chevy Chase Bank for $520 million in cash and stock, and the acquisition of HSBC's U.S. credit card operations for $31.3 billion.

Capital One has also ventured into new areas, such as mobile payments, but has since dropped support for the Isis Mobile Wallet payment system.

Despite its size and reach, Capital One has faced criticism for its customer service practices, including its assertion of the right to contact customers in any manner, including a personal visit to their home or workplace.

Services and Divisions

At Capital One branches, you can expect a range of services to help you manage your finances. One of the most popular services is getting cash, which is available at all branches.

Credit: youtube.com, Capital One eliminating positions at branches, facilities across Louisiana

You can also make a deposit, transfer funds, or check your balance - all essential tasks that are easily handled at a Capital One branch.

The company's divisions are quite diverse, with credit cards being a major part of their business. As of December 31, 2018, they had $107.350 billion in credit card loans outstanding in the United States alone.

Here's a breakdown of the services you can filter by on the Capital One website:

  • Get cash
  • Make a deposit
  • Make a card payment
  • Transfer funds
  • Get a cashier’s check
  • Inquire about an auto loan
  • Check balance

Capital One also offers commercial banking services, with $70.333 billion in loans outstanding secured by commercial, multifamily, and industrial properties as of December 31, 2018.

Services Offered

At Capital One, you can access a variety of services at their branches.

You can get cash from an ATM or a teller at a Capital One branch.

To make a deposit, simply bring the funds you'd like to add to your account and the teller will take care of the rest.

Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.
Credit: pexels.com, Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.

Making a card payment is also an option, allowing you to settle your outstanding balance.

Transferring funds between accounts is another convenient service offered by Capital One.

If you need a cashier's check, you can obtain one at a Capital One branch.

Inquiring about an auto loan is also available, for those looking to finance a new vehicle.

Checking your account balance is a quick and easy service to access.

Here are some of the services you can filter by on the Capital One website:

  • Get cash
  • Make a deposit
  • Make a card payment
  • Transfer funds
  • Get a cashier’s check
  • Inquire about an auto loan
  • Check balance

Divisions

Capital One is a financial institution that offers a range of services across various divisions. Capital One issues credit cards in the United States, Canada, and the United Kingdom and is the 3rd largest credit card issuer.

Its credit card business is significant, with $107.350 billion in credit card loans outstanding in the United States and $9.011 billion of credit card loans outstanding in Canada and the United Kingdom, representing 47.3% of total loans outstanding.

Credit: youtube.com, The Business Services Division

Capital One also offers banking services, including checking accounts, saving accounts, and money market accounts. These services are available through its branches and direct bank.

The company has a substantial presence in consumer banking, with $2.864 billion in retail loans outstanding and $56.341 billion in car finance loans outstanding, representing 22.9% of total loans outstanding.

In addition to consumer banking, Capital One has a commercial banking division, with $70.333 billion in loans outstanding secured by commercial, multifamily, and industrial properties, representing 28.6% of total loans outstanding.

Here's a breakdown of Capital One's divisions and their respective loan outstanding amounts:

  • Consumer banking: $2.864 billion in retail loans and $56.341 billion in car finance loans
  • Commercial banking: $70.333 billion in loans secured by commercial, multifamily, and industrial properties
  • Credit cards: $107.350 billion in credit card loans in the United States and $9.011 billion in Canada and the United Kingdom

Frequently Asked Questions

Why are Capital One branches closing?

Capital One is closing branches due to its successful digital strategy, which has allowed it to reduce its branch count. This shift is largely driven by the growth of its digital-only arm, Capital One 360.

Sheldon Kuphal

Writer

Sheldon Kuphal is a seasoned writer with a keen insight into the world of high net worth individuals and their financial endeavors. With a strong background in researching and analyzing complex financial topics, Sheldon has established himself as a trusted voice in the industry. His areas of expertise include Family Offices, Investment Management, and Private Wealth Management, where he has written extensively on the latest trends, strategies, and best practices.

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