Capital One Savor One Transfer to Venture X: A Smart Rewards Strategy

The Capital One Savor One card offers 3% cash back on dining, 2% on grocery stores, and 1% on all other purchases, with no rotating categories or spending limits.

If you're looking to maximize your rewards, consider transferring your Savor One points to the Capital One Venture X card.

By doing so, you can earn 10x miles on hotels and resorts, plus 5x miles on flights and 2x miles on all other purchases.

This strategic move can help you redeem your rewards for travel-related expenses, like flights, hotels, and rental cars.

The Capital One Duo is a pairing of the Capital One Savor with one of the issuer's Venture cards, specifically the Capital One Venture X in this case.

This card combination is so prominent that it has its own name, highlighting its popularity among cardholders.

The Capital One Duo has gained significant attention, and understanding its benefits can help you make the most of this card pairing.

To grasp why this duo is so well-liked, let's break down how I use each card: I use the Capital One Savor for everyday purchases and the Capital One Venture X for travel expenses.

The Capital One Savor is a great choice for daily spending, earning 4% cash back on dining and 3% on popular streaming services, among other benefits.

The Capital One Duo, a pairing of the Capital One Savor with the Venture X, is a popular combination that offers extra value without much extra work.

By moving the cash back I earn with the Savor to the Venture X, I can transfer it at a rate of 1 cent per mile, which means $180 in cash back annually turns into 18,000 miles on the Venture X.

This increases my annual mile earnings to 55,200 miles, making it easier to book air travel through Capital One at 1 cent per mile.

The Savor provides a way to easily boost my Capital One travel rewards without adding to my annual fees, which is a major perk.

Here are the benefits of the Capital One Savor:

These benefits, combined with the ability to transfer cash back to the Venture X, make the Capital One Duo a powerful combination.

The Capital One Savor One and Venture X card duo offers a range of pricing options. The Capital One Savor One does not charge an annual fee.

You'll pay $395 for the Capital One Venture X, which is a significant upfront cost. Considering the benefits and earning capabilities, paying this amount is nothing short of reasonable.

The Savor One's lack of annual fee makes it an attractive option for those who want to avoid extra charges. This can be a major plus for budget-conscious consumers.

The ability to combine points is a game-changer. You can convert cash back from the Savor card into Venture miles on your Venture card.

This is similar to the Freedom line of cards from Chase that earn cash back, but you can combine them with Ultimate Rewards if you have one of the Ultimate Rewards earning cards.

To share your cash back, navigate to the “Share My Rewards” option in the rewards tab and you’ll be able to convert it into Venture miles.

The bottom line is that the Capital One VentureOne and SavorOne Rewards cards are great options for those looking for no-frills travel rewards.

These cards offer no foreign transaction fees, which is a huge plus for travelers.

The VentureOne and SavorOne duo also allows you to combine and transfer miles to the same amazing partners.

A good combo is one that allows you to combine points from different cards, making your rewards go further. This is a game-changer, especially if you have multiple credit cards with different earning structures.

The Savor card, for example, technically earns cash back, but you can convert that cash back into Venture miles on your Venture card. This is a unique feature that sets it apart from other cards.

Combining points online is a breeze, you can simply navigate to the "Share My Rewards" option in the rewards tab and share your cash back with your Venture card. This will convert it into Venture miles.

Having a combo that earns you points at a high rate is essential. The earning rate you get is just about as good as it gets, making it a great option for minimizing travel spend.