Capital Mutual Funds: A Comprehensive Guide

Capital mutual funds are a type of investment that offers a unique combination of stability and growth potential. They are designed to provide a regular income stream to investors, making them an attractive option for those seeking a steady return on their investment.

By pooling funds from multiple investors, capital mutual funds can spread risk and invest in a diversified portfolio of assets, including stocks, bonds, and other securities. This allows investors to benefit from the potential for long-term growth while minimizing their exposure to market volatility.

Capital mutual funds typically have a lower risk profile compared to other types of investments, such as stocks or real estate. They also offer the flexibility to invest in a variety of asset classes, making them a versatile option for investors with different financial goals and risk tolerance.

Capital mutual funds are a type of investment where a group of investors pool their money together to invest in a variety of assets.

They offer a range of benefits, including diversification, which can help reduce risk by spreading investments across different asset classes.

A minimum investment of $1,000 is typically required to get started with a capital mutual fund.

You can choose from a variety of investment options, including equity, debt, and hybrid funds, to suit your financial goals and risk tolerance.

Gator Capital Management, LLC has agreed to reimburse the Fund through August 30, 2025, to prevent the Fund's annual ordinary operating expenses from exceeding 2.00% of the Fund's average net assets.

The reimbursement agreement specifically excludes certain expenses like taxes, interest, and fees charged by other investment companies.

The Total Annual Fund Operating Expenses do not match the ratio of total expenses provided in the Financial Highlights table for the period ended April 30, 2024, because the Financial Highlights table doesn't include Acquired Fund Fees and Expenses.

This discrepancy might seem confusing, but it's an important distinction to keep in mind when reviewing the Fund's financial reports.

Net Asset Value (NAV) is a way to measure the value of a fund, taking into account the number of shares.

It's calculated by dividing the total value of a fund's assets by the number of outstanding shares.

There are different types of mutual funds, and understanding them can help you make informed investment decisions.

One type is the open-ended scheme, which is offered by NIBL Mutual Fund with the NIBL Sahabhagita Fund.

These schemes allow you to buy or sell units at any time, giving you flexibility in your investment portfolio.

Open Ended Schemes are a type of mutual fund that allows investors to buy and sell units at any time.

One example of an open ended scheme is the NIBL Sahabhagita Fund offered by NIBL Mutual Fund.

This type of scheme does not have a fixed maturity date, meaning investors can exit their investment at any time.

Close Ended Schemes are a type of mutual fund that has a fixed maturity date and a limited number of units available for investment.

NIBL Mutual Fund has two close ended schemes, NIBL Samriddhi Fund – I and NIBL Pragati Fund, as of the current information.

U.S. Small-Cap Growth is a type of mutual fund that focuses on investing in small-cap stocks with growth potential. This type of fund is designed to track the performance of the Russell 2000 Growth Index.

A portfolio of up to 60-120 U.S. Small-Cap stocks is the typical investment range for this type of fund. The Hood River Funds offer this type of investment through open-end, Hood River-advised mutual funds and separately managed accounts.

The Hood River Funds are distributed by Quasar Distributors, LLC, making them widely available to investors.

NIBL Mutual Funds offer a range of capital mutual funds, including NIBL Prudential Growth Fund and NIBL Prudential Income Fund.

These funds are designed to provide long-term growth and income through investments in stocks and bonds.

NIBL Prudential Growth Fund has a minimum investment requirement of NPR 1,000 and a maximum investment limit of NPR 1 crore.

The NIBL Sahabhagita Fund is a great option for those looking to invest in a mutual fund. It's an Open Ended Mutual Fund Scheme, which means it can be bought and sold throughout the year.

This scheme was designed under the NIBL Mutual Fund and is the first ever Open Ended Mutual Fund Scheme after the implementation of the Mutual Fund Regulations, 2067 and Mutual Fund Guidelines, 2069 issued by SEBON.

NIBL Samriddhi Fund – II is the Forth scheme under NIBL Mutual Fund.

NIBL Ace Capital Ltd. is the fund manager and depository of the scheme.

NIBL Pragati Fund is the second scheme under NIBL Mutual Fund. NIMB Ace Capital Ltd. is the fund manager and depository of the scheme.

NIBL Growth is a notable scheme under NIBL Mutual Fund.

NIBL Growth Fund is the Fifth scheme under NIBL Mutual Fund. NIMB Ace Capital Ltd. is the fund manager and depository of the scheme.

The International Opportunity Fund is a great option for those looking to diversify their portfolio. It's a portfolio of 80-85 International Small-Cap securities.

This fund is benchmarked to the MSCI ACWI ex USA Small Cap Index, which means it's designed to track the performance of small-cap stocks outside of the US.

It's available via open-end, Hood River-advised mutual funds, making it easy to invest in.

You can invest in capital mutual funds through various channels, including online platforms, financial advisors, and banks.

The minimum investment required to invest in a capital mutual fund can vary, but it's often as low as Rs. 1,000.

Whether you're a seasoned investor or just starting out, capital mutual funds offer a range of options to suit your needs and risk tolerance.

These funds typically offer a mix of debt and equity investments, allowing you to diversify your portfolio and potentially earn higher returns.

If you're looking to diversify your investment portfolio, consider the Retirement Income Portfolio Series, which offers a range of options to suit your needs.

This series is designed to provide a steady income stream in retirement, with a focus on generating regular income from your investments.

You can also explore the Target Date Retirement Series, which automatically adjusts your investment mix as you get closer to retirement age.

These series can provide a convenient and hands-off way to manage your investments as you approach retirement.

If you're interested in comparing different investment options, you can check out the share classes and expenses section to see how various funds stack up.

So you're looking into NIBL Mutual Fund as an investment option. NIMB Ace Capital Limited, a wholly owned subsidiary of Nepal Investment Mega Bank, serves as the Fund Manager & Depository of “NIBL Mutual Fund”.

NIMB Ace Capital Limited is the Fund Manager & Depository of “NIBL Mutual Fund”, a role that requires a high level of expertise and trustworthiness.

Diversification is a strategised form of risk management that can help you spread investments across different asset classes, reducing exposure to market fluctuations.

By diversifying your portfolio, you can potentially reduce your risk and increase your returns.

Investing in different asset classes, such as stocks, bonds, and real estate, can help you ride out market downturns and take advantage of growth opportunities.

Diversification can also help you avoid over-investing in a single asset class, which can lead to significant losses if that market declines.

Fund Management is a crucial aspect of capital mutual funds. It's the process of managing the fund's assets to achieve its investment objectives.

Investment managers actively manage the fund's portfolio by buying and selling securities to maximize returns. They have a team of professionals who monitor market trends and make informed decisions.

The fund's assets are typically invested in a mix of stocks, bonds, and other securities to spread risk and increase potential returns. This diversification helps to minimize losses in case one investment performs poorly.

Investment managers often use a variety of strategies to manage the fund, including dollar-cost averaging and sector rotation. These strategies can help to reduce risk and increase returns over time.

Regular portfolio rebalancing is also an important part of fund management. This involves adjusting the portfolio's asset allocation to ensure it remains in line with the fund's investment objectives.

Investment managers typically have a long-term perspective when managing the fund, as they aim to deliver consistent returns over time. This approach helps to smooth out market volatility and reduce the impact of short-term market fluctuations.