Capital Bank Mortgage Rates and Options

Capital Bank offers competitive mortgage rates for various loan options.

They provide fixed-rate mortgages with terms ranging from 10 to 30 years.

You can choose from a variety of loan programs, including conventional, FHA, and VA loans.

Their mortgage rates can be as low as 3.5% for a 30-year fixed-rate loan.

You have several mortgage options to choose from at Capital Bank. A 15-year fixed-rate mortgage is a popular choice among home buyers.

With a 15-year mortgage, you can pay off your home in just 15 years. This can be a great option if you want to own your home outright quickly.

Capital Bank also offers a 30-year fixed-rate mortgage, which can provide more flexibility with your payments. This option can be a good choice if you're on a tighter budget.

If you're not set on a specific time frame, you can also consider a 10, 20, or 25-year fixed-rate mortgage. These options can give you more flexibility and options for your mortgage payments.

Variable rate mortgages are another option, but they can be riskier because the interest rate can fluctuate. However, they can be a good choice if you think interest rates will be falling in the future.

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Capital Bank offers a range of fixed-rate mortgage options, including 10, 20, and 25-year mortgages, in addition to the more common 15- and 30-year options.

The interest rates for these mortgages vary, with the 30-year fixed-rate mortgage coming in at 6.500% and the 15-year fixed-rate mortgage at 5.875%.

A 30-year fixed-rate mortgage has an APR of 6.540%, while a 15-year fixed-rate mortgage has an APR of 5.939%.

The payment schedule for a 30-year fixed-rate mortgage would be based on an initial interest rate of 6.500%, with the APR increasing to 6.540%.

For a 15-year fixed-rate mortgage, the initial interest rate is 5.875%, with the APR increasing to 5.939%.

Here is a comparison of the key details for the 30-year and 15-year fixed-rate mortgages:

A fixed-rate mortgage could be the right choice for you if you're seeking a consistent, secure mortgage loan. Typically, buyers with a fixed-rate mortgage have the choice between a 15-year fixed loan or a 30-year fixed loan.

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The most common fixed-rate loans are 15- and 30-year mortgages. Capital Bank even offers a 10, 20, and 25-year fixed-rate mortgage.

Consider how quickly you'd like to pay off your mortgage, and at what interest rate. You can determine whether or not a fixed-rate mortgage loan is right for you by weighing these factors.

Here are some key things to keep in mind:

The interest rates and APRs listed above are for a loan amount of $300,000 and an estimated property value of $500,000, located in WI and within Dane county.

At Capital Bank, you have a variety of mortgage options to choose from. The bank offers fixed-rate mortgages with terms of 10, 20, and 25 years, in addition to the more common 15- and 30-year options.

A fixed-rate mortgage is a great choice if you want predictable monthly payments. The interest rate and APR for a 30-year fixed-rate mortgage are 6.500% and 6.540%, respectively.

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The payment schedule for a 30-year fixed-rate mortgage can be quite affordable, with monthly payments of $2,111. However, this does not include amounts for real estate taxes and homeowner's insurance premiums.

Capital Bank also offers adjustable-rate mortgages, such as the Residential 5/1 Portfolio T-Bill ARM and the Residential 7/1 Portfolio T-Bill ARM. These mortgages have initial interest rates of 6.625% and 7.000%, respectively.

Here are the details of the mortgage options offered by Capital Bank:

The assumed credit score for all of these mortgage options is 780, and the rate lock period is 45 days.