Capital Bank (Jordan) Overview and Performance Analysis

Capital Bank (Jordan) is a leading financial institution in the country, with a rich history dating back to 1995 when it was established as a joint-stock company.

The bank's initial public offering (IPO) took place in 1997, marking a significant milestone in its growth and expansion.

Capital Bank (Jordan) has a strong presence in the country, with a network of branches and ATMs that cater to the diverse needs of its customers.

The bank's commitment to innovation and technology has enabled it to offer a range of digital banking services, making it easier for customers to manage their finances on the go.

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At the helm of Capital Bank of Jordan are experienced and skilled leaders who have been instrumental in shaping the bank's success. Tamer Mohammed Sulaiman Ghazaleh serves as the CEO, taking the reins in 2024.

The Director of Finance and CFO, Manar Mohammad Abdel Halim Al-Nsour, has been with the bank since 2016, bringing over 15 years of experience in finance to the role.

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The bank's leadership team also includes Munis Haddadin as the Compliance Officer, though we couldn't find their age or start date.

The Board of Directors is comprised of three members, each with a unique background and expertise. Mohammed Al-Husry, a seasoned director, has been on the board since 2009.

Sultan Mohammed Mousaed El-Seif, another director, also joined the board in 2009, bringing his skills and experience to the table.

Basem Al-Salem serves as the Chairman of the Board, a role he has held since 2010.

Capital Bank (Jordan) has reported steady growth in its financial performance over the years.

The bank's net profit has consistently increased, with a notable jump from JOD 43.7 million in 2019 to JOD 67.8 million in 2020.

Capital Bank's total assets have also expanded significantly, reaching JOD 6.8 billion in 2020, up from JOD 5.6 billion in 2019.

This growth in assets has been driven by the bank's successful expansion into new markets and its strategic investments in various sectors.

Capital Bank's efficient operations have enabled it to maintain a strong capital adequacy ratio, ensuring the bank's financial stability and resilience.

Valuation is a crucial aspect of a company's financial performance. Capitalization can vary significantly over time, as seen in the example of Capital Bank of Jordan, where it ranged from 518M to 109B.

The P/E ratio is another important valuation metric, and in 2024, Capital Bank of Jordan had a P/E ratio of 4.76x. This is a key indicator of how investors value the company.

Enterprise value, which includes debt and cash, can also provide insights into a company's valuation. In 2024, Capital Bank of Jordan had an enterprise value of 63.58B.

A free float of 21.99% means that 21.99% of the company's shares are available for trading, which can impact valuation.

Here are some key valuation metrics for Capital Bank of Jordan over time:

In the past 24 hours, the stock has seen a significant increase of +0.51%.

Looking at the weekly performance, we can see that the stock has also gained +0.51% over the past week.

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However, the current month has been a bit of a challenge, with the stock experiencing a decline of -1.50%.

Over the past month, the stock has actually done worse, with a loss of -1.99%.

On the other hand, the stock has shown impressive growth over the past three months, with a gain of +7.07%.

Here's a breakdown of the stock's performance over different time periods:

The stock's performance over the past six months has been a steady +3.68%, which is a relatively positive trend.

Sales by Activity is a crucial aspect of a bank's financial performance. Capital Bank of Jordan's sales by activity have seen significant fluctuations over the years.

The bank's corporate funding sales have been steadily increasing, from 329K in 2019 to 266M in 2023. This indicates a growing trend in the bank's ability to secure funding for its corporate clients.

The treasury sales have also seen a notable increase, from 53.28M in 2019 to 197M in 2023. This suggests that the bank's treasury operations are becoming more lucrative.

Other sales have been quite volatile, with a high of 122M in 2023 and a low of 3.58M in 2020. This indicates that the bank's other sales activities are subject to significant fluctuations.

Retail sales have been relatively stable, with a high of 92.59M in 2022 and a low of 28.2M in 2020. However, in 2023, the sales dropped to 35.41M, indicating a decline in retail activity.

Corporate banking sales have seen a significant decline, from 68.15M in 2019 to 226K in 2023. This indicates a decrease in the bank's corporate banking activities.

Here's a breakdown of the bank's sales by activity over the years:

Financial performance is a key indicator of a company's overall health, and one aspect that's worth examining is the geographical breakdown of sales. The Capital Bank of Jordan's sales figures reveal a significant shift in their revenue streams.

In Jordan, the bank's sales have been steadily increasing, from 132 million in 2019 to 394 million in 2023. This represents a remarkable growth of 298% over the four-year period.

The bank's presence outside of Jordan has also been notable, with sales reaching 226 million in 2023. This is a significant increase from 13.08 million in 2022, indicating a resurgence in the bank's international sales.

Here's a breakdown of the bank's sales by geographical region:

Capital Bank of Jordan has been quite active in recent years. The bank's earnings reports show a steady stream of announcements, with results for each quarter and full year since 2022.

The bank's financial results are typically announced on a quarterly basis, with reports covering the first quarter, second quarter, third quarter, and full year. For example, the report for the first quarter of 2024 was announced on April 30, 2024.

Here are the key dates for Capital Bank of Jordan's earnings reports for each year since 2022:

Capital Bank of Jordan has been making headlines with its recent financial reports. In February 2024, the bank reported its earnings results for the full year ended December 31, 2024.

Capital Bank has been consistently releasing its earnings reports on a quarterly basis. The reports cover the bank's financial performance for the first quarter, second quarter, third quarter, and full year. The reports for 2024 were released on February 13, October 29, August 3, and April 30, respectively.

Here's a list of the bank's earnings reports for 2024:

The bank also made a significant announcement in April 2024, appointing Tamer Ghazaleh as its new CEO. This move is expected to bring new leadership and direction to the bank.

Capital Bank has been on a growth trajectory, with a 49% increase in financial performance in 2022. The bank's strong growth in corporate banking has been a key driver of its success.

Blink is a digital-only neobank launched in Jordan by Capital Bank of Jordan in partnership with Codebase Technologies. It went live in February 2022.

Blink was built using Codebase Technologies' award-winning DigibancTM platform, which allows users to open an account directly from their smartphone in just 15 minutes. This is a game-changer for those who want to start banking quickly and easily.

With Blink, users can access an instantly issued virtual debit card and account, and a physical card will be delivered to their chosen address. This is a convenient option for those who want to manage their finances on the go.

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One of the innovative features of Blink is the ability to provide instant credit cards, which are issued within 3 minutes of an application and don't require a salary transfer by the customer. This is a great option for those who need access to credit quickly.

Blink's user interface is based on swiping, similar to how millennials and Gen Zers interact with social media. This makes it easy and intuitive to use, even for those who are not tech-savvy.

Capital Bank of Jordan and Codebase Technologies worked together to develop Blink's proposition, user journeys, launch strategy, and overall user experience. This collaborative effort resulted in a product that is both efficient and secure.

Blink is expected to disrupt traditional banking by addressing existing gaps from both banks' and customers' perspectives. It's a great example of how technology can be used to improve the banking experience.

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Capital Bank (Jordan) is a leading financial institution in the country, with a strong presence in the banking sector.

The bank was founded in 1993 and has since grown to become one of the largest banks in Jordan, with a wide range of banking services.

Capital Bank (Jordan) offers a variety of deposit accounts, including savings accounts and current accounts, to cater to different customer needs.

These accounts come with features such as competitive interest rates, low maintenance fees, and easy access to funds.

The bank also provides a range of credit facilities, including personal loans and credit cards, to help customers manage their finances and achieve their goals.

Capital Bank (Jordan) has a strong commitment to customer service, with a team of experienced and knowledgeable staff available to assist customers with their banking needs.

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Commercial banks are a crucial part of the financial system, and understanding their performance can be beneficial for investors and individuals alike.

The Agricultural Bank of China Limited has seen a significant increase in its stock price, with a 45.51% rise over the past year.

Commercial banks like the Agricultural Bank of China Limited and China CITIC Bank Co., Ltd. have outperformed the market, with their stock prices increasing by 45.51% and 34.58% respectively.

Some commercial banks have experienced a decline in their stock prices, such as the Industrial Bank Co., Ltd. which dropped by 21.06% over the past year.

Here's a snapshot of the top 5 commercial banks by market capitalization:

The average stock price change for commercial banks is +0.50% over the past 5 days.

Capital Bank of Jordan has undergone significant changes in recent years. It was established in 1995 and has since expanded its operations to serve various countries, including Jordan, Iraq, KSA, and UAE.

The bank offers a range of products and services across retail and corporate banking divisions. Its subsidiary, National Bank of Iraq, is a major player in the Iraqi banking market.

Capital Bank has a strong presence in the region, with a total of 2,400 employees. Its revenue for the year was JOD 346.9 million, with a net income of JOD 106.6 million.

Here's a breakdown of the bank's key statistics:

Capital Bank has made notable acquisitions, including Bank Audi's operations in Jordan and Iraq, and Societe Generale Bank Jordan.