Can You Have More Than One Discover Card Account

You can have multiple Discover Card accounts, but there are some restrictions to be aware of. For example, you can't have more than one Cashback Bonus account, as it's a unique account type that offers 5% cashback in certain categories.

Discover Card allows you to have multiple credit cards, but each card must be linked to a separate account. This means you can have multiple cards, but they'll all be tied to the same account.

You can apply for multiple Discover Cards, but you'll need to meet the individual requirements for each card. This might include a credit check, income verification, and other factors.

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You can have up to 2 Discover card accounts as a primary cardholder, but only after your first card has been open for a year.

Getting a second Discover card account requires a hard credit inquiry, which may temporarily hurt your credit score.

There's no limit to the number of Discover cards you can be an authorized user on, but having more than five cards from Discover may put you at a disadvantage when applying for future cards.

As an authorized user, you can have up to 5 cards per account.

Here's a breakdown of the limits:

It's worth noting that having a secured card as your first account may be a strategy for getting approved for multiple Discover card accounts.

You can have more than one Discover card, but there are some limitations to keep in mind.

You can have up to 2 Discover credit cards, but you must have had the 1st card open for at least 1 year to get the 2nd card. This is according to some Discover representatives, who also mentioned that the cards can be different or the same in most cases.

However, there's a catch: if you want to get a second card, you can only have one student card or one secured card. This is not a hard and fast rule, but it's something to consider when applying for multiple cards.

Discover also allows you to have up to 5 cards for authorized users per account, which can be useful if you're looking to share credit with family members or friends.

It's worth noting that having more than one Discover card can be beneficial, especially if you're looking to earn rewards on multiple purchases. But it's also important to remember that having too many credit cards can put you at a disadvantage when applying for future cards.

Here's a quick summary of the Discover card limit:

You can have more than one Discover card, but there's a catch. There's no limit to the number of Discover credit cards you can have, but having more than five cards from their institution may put you at a disadvantage when applying for future cards.

You can have up to 2 accounts as a primary cardholder, but you must have the first card open for a year before getting a second. Your second card can be different or the same, but only one can be a student or secured card.

Here's an example of how this works: if you have a secured card and it's been open for over a year, you can apply for a new card, like the Discover it Cash Back card.

If you're an authorized user, there's no limit to the number of Discover accounts you can be on. You can get up to 5 cards for authorized users per account, but this is per account, not per cardholder.

One person's experience illustrates this: they currently have 3 Discover credit cards, two IT cards and one IT Chrome card, which shows that the limit of 2 accounts as a primary cardholder is not always enforced.

Discover has various credit cards to choose from, including the Discover it Cash Back, Discover it Miles, and Discover it Secured Credit Card. Applying for a second Discover credit card account is the same as applying for your first, and approval will depend on your annual income, expenses, and credit history.

There's a 12-month waiting period between getting a new card, according to Discover representatives. This means that if you recently got the Discover IT Cash Back card, you won't be able to get approved for the new Discover Miles card until 12 months have passed.

Curious to learn more? Check out: Cash Back Visa Card Td

You can have up to two Discover credit card accounts, but you can have more than two cards within those accounts. For example, you can have up to five cards for authorized users per account.

To get a second Discover credit card account, you must have had the first card open for at least a year. This is because applying for a second card will result in a hard credit inquiry, which may temporarily hurt your credit score.

You can have multiple Discover credit cards, but it's not just about the number of cards you have. You can have different types of cards, such as cash back, student, or secured cards. However, if you want to have two of the same type of card, like a second IT card, it's possible.

Here are some examples of how many Discover cards you can have:

It's worth noting that having more than five cards from Discover may put you at a disadvantage when applying for future cards. But if you're already a Discover cardmember, you can have multiple cards and still earn rewards on each eligible purchase.