Can You Go to Jail for Disputing Charges?

It depends. Most credit card companies will open a dispute case and do an investigation. During that time, you are not liable. At the end of the investigation, if they acknowledge the dispute in your favor, you are not liable for the charge. But, if they do find the charge is legitimate, it will go back on your bill and you will have to pay it.

If a customer disputes a charge made to their credit card, the merchant must prove to the bank that the purchase actually took place. It can often be difficult to do this, as Chargebacks are typically filed in response to customer dissatisfaction or disbelief that their purchase has been processed. If the chargeback is successful, the merchant is left with a negative credit rating and is unable to receive future credit card payments from that customer. Flaws of the Chargeback Process

If the dispute is found to be legitimate, the charge will go back on your bill and you will have to pay it.

Yes, you can dispute a credit card charge with your credit card company if you believe that the charge was unauthorized or if there were billing errors on your account. However, you cannot dispute a charge if the total amount of the disputed charge is less than $50.

If you think you may have a chargeback issue, first contact the supplier. If the supplier will not refund your money and you paid using a credit or debit card, your card provider – usually your bank – may agree to reverse the transaction.