
With the Walmart Credit Card, you can earn rewards and cashback on your purchases. The card offers a 2% cashback on purchases at Walmart.com and Walmart stores, and 1% cashback on all other purchases.
You can redeem your cashback rewards in the form of a statement credit, which will be applied to your account balance. This means you can use your cashback to offset your purchases, making it a great way to save money.
To start earning cashback, simply use your Walmart Credit Card for your everyday purchases, and the rewards will be automatically applied to your account.
How to Get Cash Back
You can get cash back with a Walmart credit card, but it's not as straightforward as it sounds. There are different options and rules to consider.
One way to get cash back is through the Discover Cash Over benefit program, which allows you to get cash back at Walmart with a Discover card. You'll need to have enough available credit to cover the cash overage.
You can also earn cash back with a credit card at Walmart through various rewards cards and programs. For example, the Capital One Walmart Rewards Mastercard pays 5% cash back for purchases in-store at Walmart or at Walmart.com.
To maximize your cash back earnings, you can stack up rewards from different programs. For example, if you made a $100 purchase at Walmart.com, you could earn $5 cash back by using the Walmart Rewards card and another $6 cash back from Rakuten, amounting to an 11% discount off your total.
The highest cash-back limit you'll find in stores is $300. Be aware that some stores may charge a small fee for any cash-back amount.
Here are some ways to earn cash back with a Walmart credit card:
- Use the Capital One Walmart Rewards Mastercard to earn 5% cash back for purchases in-store at Walmart or at Walmart.com.
- Use the Discover Cash Over benefit program to get cash back at Walmart with a Discover card.
- Take advantage of cash back rewards programs like Rakuten, which offers 6% cash back for Walmart.com purchases.
- Use Walmart Pay with your Capital One Walmart credit card to earn 5% back on your purchases.
Remember to check the terms and conditions of each program to ensure you understand the rules and any potential fees.
Card Benefits
You can get cash back at Walmart with a Discover card as they offer a Cash Over benefit, but you must have enough available credit to cover the cash overage.
Discover Cash Over benefit is a program that allows you to get cash back at participating stores, including Walmart.
If you have a decent credit score, you could fare better with a cashback credit card that rewards all of your purchases and is accepted at more than just Walmart stores.
A cashback credit card can offer more rewards for your purchases, not just limited to Walmart.
You can end up paying dearly with high interest rates, big late fees, and a hit to your credit limit if you miss a payment or don't follow the terms and conditions of the Walmart credit card.
Using Your Card
You can use your Walmart credit card at various locations, including Walmart Stores, Sam's Clubs, Walmart Neighborhood Markets, Walmart.com, Murphy USA Gas Stations, and Walmart Gas Stations.
The Walmart credit card earns rewards, which means every qualifying purchase made on the card earns Walmart cashback that you'll receive in the form of a statement credit.
To use your Walmart credit card, simply ring up your items, select "credit card" as your payment method, and insert your card into the payment pad.
If you're offered cash back, you can select the amount you want back from $20 to $120, and if required, provide your PIN.
The Walmart credit card does not charge an annual fee, so it costs you nothing to have the card.
Here's a list of locations where you can use your Walmart credit card:
- Walmart Stores
- Sam's Clubs
- Walmart Neighborhood Markets
- Walmart.com
- Murphy USA Gas Stations
- Walmart Gas Stations
Frequently Asked Questions
Can I get cash back off my Walmart credit card?
Yes, you can redeem cash-back rewards from your Walmart credit card, either as a check or a statement credit to reduce your balance.
Sources
- https://wallethub.com/answers/cc/walmart-credit-card-cash-back-2140653260/
- https://bankbonus.com/guides/how-much-cash-back-can-you-get-at-walmart/
- https://www.rewardexpert.com/blog/walmart-credit-cards-the-ultimate-guide-to-everything-you-need-to-know/
- https://www.nerdwallet.com/article/credit-cards/best-credit-cards-to-use-at-walmart
- https://www.synchrony.com/contenthub/newsroom/walmarts-family-of-cards-makes-it-as-easy-as-3-2-1.html
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