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Walmart can indeed cash Western Union money orders, but there are some restrictions you should be aware of.
Walmart accepts Western Union money orders with a maximum cash value of $1,000.
You'll need to show a valid government-issued ID to cash a Western Union money order at Walmart.
Some Western Union money orders may not be accepted by Walmart, typically those over $1,000 or with certain restrictions.
What You Need to Know
You can cash a Western Union money order at Walmart, but you'll need to follow some simple steps. To start, make sure you don't sign the money order until you get to Walmart.
You'll need to show a valid ID that matches the information on the money order to cash it. This is a standard requirement.
If you have a bank account, you can cash the money order just like you would a personal check.
Walmart and Western Union
Walmart and Western Union have a long-standing partnership, with Western Union's services available in Walmart stores across Canada, the United States, and Mexico.
Walmart has integrated Western Union's cross-border financial services platform into Walmart.ca, allowing customers to send money online with everyday low fees.
Western Union's services are also available in over 4,700 Walmart locations across the U.S., offering domestic and international money transfer, bill payment, and money order services.
To cash out a Western Union money order, you can go to the location that sent it, such as Western Union, USPS, or Walmart, and show a valid ID that matches the information on the money order.
Western Union and Walmart share an unwavering commitment to put their customers first, providing services across both bricks and mortar and digital channels to help deliver an exceptional experience.
Here are some ways to cash out a Western Union money order:
- Go to the location that sent the money order, such as Western Union, USPS, or Walmart.
- Show a valid ID that matches the information on the money order.
Dive Deeper
Walmart is integrating Western Union money transfers into its locations across the U.S., allowing customers to use Western Union's domestic and international money transfer, bill payment, and money order offerings at more than 4,700 locations.
Walmart customers will be able to use Western Union's services starting in spring 2021, and can have funds paid out at 550,000 retail locations or into bank accounts, wallets, or cards.
This partnership is part of Walmart's broader push to develop its financial service offerings, which has been in the works for over 20 years, saving customers more than $1.5 billion.
Walmart has already partnered with other financial service providers, including Affirm to provide installment payment options and Green Dot to operate a prepaid debit card called MoneyCard.
The partnership between Walmart and Western Union will allow both companies to serve customers who rely on them for financial transactions, a service that is paramount for customers who value speed, security, convenience, and trust.
Walmart will own the majority of the startup's shares in a fintech company it's launching with Ribbit Capital, which will create new "affordable financial solutions" for shoppers and staff.
Here's a breakdown of how Western Union services will be available at Walmart locations:
- Domestic and international money transfer
- Bill payment
- Money order offerings
Frequently Asked Questions
Why won't Walmart cash a money order?
Walmart only cashes money orders from specific issuers like Western Union and MoneyGram, not from itself or other issuers. Fees may apply for this service.
Sources
- https://www.walmartcanada.ca/newsroom/2022/12/20/walmart-canada-teams-with-western-union-to-launch-new-online-money-transfer-service
- https://www.westernunion.com/blog/en/ca/what-is-a-money-order/
- https://www.retaildive.com/news/walmart-to-add-western-union-services-to-stores/593648/
- https://upgradedpoints.com/credit-cards/can-you-buy-a-money-order-with-a-credit-card/
- https://www.westernunion.com/us/en/locations.html
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