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You can check your bank account balance with just your account number, but it's not always as straightforward as it seems. Banks have varying policies on sharing account information.
To check your account balance with your account number, you'll typically need to call your bank's customer service number. This is usually listed on your bank's website or on the back of your debit card.
Some banks may also allow you to check your balance online or through their mobile banking app, using your account number and other identifying information. But this can vary depending on the bank and its security policies.
Checking Your Account Balance
You can check your bank account balance using various methods, including internet banking, mobile banking apps, and missed call services.
Internet banking allows you to manage your accounts online, view your account balances instantly, and perform other banking activities securely. You can log in using your credentials and access your account details, including the current balance, through the bank's online portal or mobile application.
Mobile banking apps offer a user-friendly interface, enabling you to check your balance, transfer funds, pay bills, and perform other banking activities seamlessly with just a few taps on your smartphone.
The missed call service is a convenient option, especially for those with basic mobile phones or limited internet access. You can give a missed call to the bank balance enquiry number from your registered mobile number (RMN), and the bank will send an SMS containing your account balance details shortly afterward.
SMS banking also allows you to request your account balance by sending a text message to a specified account balance check number from your RMN. The bank responds with a text message containing the requested information, making it accessible to a wide range of users.
Here are the steps to check your account balance using the missed call service and SMS banking:
Some banks, like HDFC Bank, offer these convenient services, allowing you to check your account balance effortlessly with your account number. You can utilise the bank's online portal or mobile application, or opt for the missed call service or SMS banking to receive your balance details instantly on your RMN.
Sources
- https://www.wikihow.com/Check-Your-Bank-Balance
- https://www.idfcfirstbank.com/finfirst-blogs/savings-account/different-ways-to-check-bank-balance
- https://www.hdfcbank.com/personal/resources/learning-centre/save/how-to-check-bank-balance-with-account-number
- https://www.axisbank.com/progress-with-us-articles/digital-banking/how-to-check-bank-balance
- https://www.bankbazaar.com/debit-card/steps-to-check-indian-bank-account-balance.html
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