Can I Use My Chase Sapphire Card Internationally Without Foreign Fees

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The Chase Sapphire card is a popular choice for international travel, and for good reason - it offers a range of benefits that can help make your trips more rewarding and convenient.

One of the biggest perks of the Chase Sapphire card is that it doesn't charge foreign transaction fees, which can save you a significant amount of money on international purchases.

This means you can use your card to make purchases in local currency without incurring extra fees, giving you more flexibility and control over your spending.

If you're planning a trip abroad, it's worth checking your card's terms and conditions to confirm that it doesn't charge foreign transaction fees.

International Fees and Charges

Using your Chase Sapphire card internationally can be a great way to earn rewards and pay for expenses, but it's essential to know about international fees and charges. Credit cards come in handy when planning a trip abroad, but consider getting a credit card that doesn't charge foreign transaction fees.

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Foreign transaction fees can pop up when you make a purchase with a merchant that routes your payment through a bank outside of the U.S. These fees can vary depending on your credit issuer or bank and the total purchase amount. The rate for foreign transaction fees is usually 2-5% of the entire purchase, which might include shipping costs and taxes.

International Charges

Using a credit card abroad can be convenient, but be aware that you may get charged a foreign transaction fee, which can range from 2-5% of the entire purchase, including shipping costs and taxes.

Some credit cards don't charge foreign transaction fees, so it's essential to explore your options and do your research before traveling.

Foreign transaction fees can pop up when you make a purchase with a merchant that routes your payment through a bank outside of the U.S.

Check your cardmember agreement for details on fees for international purchases, as the rate can vary depending on your credit issuer or bank.

These fees can add up quickly, so it's crucial to understand what you're getting into before making a purchase abroad.

Rewards

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Rewards can be a great perk of using a credit card for international travel. You may be able to earn bonuses, cash back or points when using your card to make purchases overseas.

Some credit cards, like those offered by Chase, have no foreign transaction fees. This means you can earn rewards on your spending without being charged extra for international purchases.

Chase offers two consumer travel rewards cards with no foreign transaction fees. These cards can help you earn rewards on your travel purchases, dining, and other expenses.

Cardholders can earn 5X total points on all travel purchased through Chase Travelâ„ , which can add up quickly. For example, if you spend $3,200 outside the U.S., you can earn enough points to offset the annual fee, and still have points left over for other rewards.

New cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. This is a great incentive to start using your card for international travel and earning rewards.

The rewards structure of these cards is also flexible, with no caps on the amount of rewards you can earn. This means you can continue to earn points and use them towards travel, cash back, or other rewards.

Travel Protections and Benefits

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Traveling internationally with your Chase Sapphire card can be a great way to earn rewards and benefits. Many credit cards, including the Chase Sapphire, provide a variety of travel protections you may not realize you have access to.

These protections include trip cancellation, trip interruption or delay, and car rental loss and damage insurance services. You may also find services to compensate you for travel inconveniences.

Some examples of these services include trip delay reimbursement, baggage reimbursement if your bags are delayed, lost or damaged, and travel emergency assistance.

Travel Protections

If you're using a credit card for travel purchases, you could be eligible for valuable coverage. Many credit cards provide a variety of travel protections you may not realize you have access to.

You can get trip cancellation insurance, which can be a lifesaver if you need to cancel a trip due to unforeseen circumstances.

Trip interruption or delay insurance can also be a big help, especially if your flight is cancelled or delayed. This can give you some peace of mind knowing you're covered.

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Car rental loss and damage insurance can protect you if your rental car is stolen or damaged. This can save you a lot of hassle and expense.

You may also be eligible for services to compensate you for travel inconveniences, such as trip delay reimbursement. This can help you recoup some of the costs if your trip is delayed.

Baggage reimbursement can also be a big help if your bags are delayed, lost or damaged. This can provide some financial relief in a stressful situation.

Travel emergency assistance is also often included, which can be a valuable resource if you need help while traveling.

Access Airport Lounges

Having a travel rewards card can give you access to airport lounges, which can be a game-changer for long international flights or layovers.

There are over 1,400 Priority Pass lounges worldwide, so you're likely to find one at your destination.

You don't have to belong to a certain airline's loyalty program to access these lounges, just a credit card that offers this perk.

Note that this perk often comes with an annual fee, so it's worth considering whether the benefits outweigh the cost.

Many lounges offer spacious areas to relax, complimentary food and drinks, work stations, and some even offer preflight spa treatments.

Chase Travel Rewards

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Chase offers two consumer travel rewards cards with no foreign transaction fees. These cards are advertised as travel rewards cards and can be used to earn Ultimate Rewards points.

You can save money with a no-foreign transaction fee card by not paying foreign transaction fees, which can add up to $96 on a $3,200 purchase outside the U.S. Cardholders earn 5X total points on all travel purchased through Chase Travelâ„ .

The cards offer rewards on various purchases, including 3X points on dining, 3X points on online grocery purchases, 3X points on select streaming services, and 2X points on travel purchases. There are no caps on the amount of rewards you can earn.

New cardholders are eligible for 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. This is a great opportunity to earn rewards quickly and start using your points to book travel.

If this caught your attention, see: Financing a Car with No Credit

Felicia Koss

Junior Writer

Felicia Koss is a rising star in the world of finance writing, with a keen eye for detail and a knack for breaking down complex topics into accessible, engaging pieces. Her articles have covered a range of topics, from retirement account loans to other financial matters that affect everyday people. With a focus on clarity and concision, Felicia's writing has helped readers make informed decisions about their financial futures.

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