
You can deposit money at an Allpoint ATM with any bank, but there's a catch. Allpoint has partnered with over 55,000 ATMs across the US, so you're likely to find one near you.
The good news is that you can use your debit card from any bank to make a deposit at an Allpoint ATM. This includes major banks like Bank of America, Chase, and Wells Fargo, as well as smaller regional banks and credit unions.
However, not all Allpoint ATMs are created equal. Some may have restrictions on deposit amounts or may not be able to handle certain types of deposits, such as cash deposits into a credit union account.
Find an Allpoint ATM Near Me
You can find an Allpoint ATM near you using the Allpoint website's ATM locator tool or by downloading the Allpoint mobile app, which uses a geolocator to help find the nearest Allpoint ATMs.
The Allpoint mobile app is a convenient way to locate an Allpoint ATM on the go. With over 55,000 ATMs in leading national and regional merchant locations, you're likely to find one near you.
To use the ATM locator tool, simply visit the Allpoint website and enter your location or zip code. You can also search for ATMs by city or state.
Once you've located an Allpoint ATM, you can check if it's a deposit-taking ATM by visiting the Allpoint website or using the mobile app. More than 2,500 Allpoint ATMs will offer deposit-taking capabilities by the end of the year.
Keep in mind that not all Allpoint ATMs may be deposit-taking, so it's always a good idea to check before heading out to make a deposit.
Network and Partners
The Allpoint network is a vast network of ATMs that allows customers of participating financial institutions to withdraw cash without incurring fees.
Major financial institutions that use the Allpoint network include Ally, American Express, BMO, Capital One, Chime, Discover, EverBank, HSBC, Laurel Road, One, Quontic, Revolut, SoFi, Upgrade, Varo, and Zynlo Bank.
Some banks, like Chime, are actually financial technology companies that partner with banks to provide accounts to customers, and their funds are FDIC insured.
You can check if your bank is part of the Allpoint network by visiting their website, which should list their ATM information, including the number of fee-free ATMs and their locations.
If your bank doesn't belong to the Allpoint network, it may offer unlimited ATM fee reimbursements to customers.
The Allpoint network is not the only major ATM network that allows customers to deposit cash; the MoneyPass ATM network and the CO-OP ATM network also offer deposit-taking capabilities.
Allpoint Network Features
The Allpoint ATM network has more than 55,000 ATMs in leading national and regional merchant locations. This includes APlus, 7-Eleven, Hess, and Sunoco convenience stores and gas stations.
Cardholders can find Allpoint ATM locations using the Allpoint ATM locator. This feature allows you to easily locate a deposit-taking Allpoint machine near you.
More than 2,500 Allpoint ATMs nationwide will offer deposit-taking capabilities by the end of the year. This will enable cardholders to deposit checks and cash directly into select ATMs without using envelopes or deposit slips.
The surcharge-free Allpoint ATM network will facilitate both cash-in and cash-out transactions. This means you can manage even more of your banking needs at convenient retail locations.
Cardholders will be able to view an image of the check they deposit on the screen. The ATM will also print the check image on the receipt.
The receipt will also show a tally of the denominations you inserted into the machine if you deposit cash.
How It Works and Costs
You can deposit money at an Allpoint ATM using your ATM card or debit card from a partnered institution. Just insert your card and follow the on-screen instructions.
The deposit process is straightforward and similar to making a deposit at any other ATM. You won't need a deposit slip or envelope.
Making a deposit at an Allpoint ATM is free of charge, just like any other deposit you'd make at an ATM. This is part of their surcharge-free policy.
This convenience is especially beneficial for customers of small community banks and credit unions, who may not have as many physical branches or ATMs as larger national banks.
Frequently Asked Questions
Can I deposit money at CVS ATM?
Yes, you can deposit money at CVS ATMs, but only if they are Allpoint ATMs and you don't use a deposit envelope
Can you deposit cash at Allpoint ATM Capital One?
Yes, Capital One checking customers can deposit cash at select Allpoint ATMs. However, not all Allpoint ATMs are eligible for cash deposits, so check the ATM's capabilities before using it.
Can I deposit cash through an ATM?
Yes, you can deposit cash through an ATM, but availability and fees vary by bank
Sources
- https://www.nerdwallet.com/article/banking/allpoint-atms
- https://www.popularbank.com/atm-network/
- https://www.mybanktracker.com/news/allpoint-launches-Out-of-Network-ATM-Deposits
- https://cspdailynews.com/technologyservices/allpoint-atms-accept-deposits
- https://www.cutimes.com/2014/06/18/allpoint-atms-add-deposit-feature/
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