CalPERS Mortgage Loans Guide for California State Workers

As a California state worker, you're likely eligible for a CalPERS mortgage loan, which can help you purchase or refinance a home. CalPERS mortgage loans offer competitive interest rates and favorable terms.

CalPERS mortgage loans are offered through the CalPERS Home Loans Program, which has been helping California state workers achieve homeownership since 1983. The program has provided over $10 billion in mortgage financing to state workers.

To qualify for a CalPERS mortgage loan, you must be a California state worker with at least one year of service credit with CalPERS. You'll also need to meet the program's income and creditworthiness requirements.

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The CalPERS Home Loan Benefit is a special offer for CalPERS members, providing a down payment assistance program that allows up to 102% total financing.

You can use the CalPERS loan with the CalHFA CHDAP closing cost and down payment assistance program, making homeownership even more accessible.

The CalPERS loan offers a unique opportunity for CalPERS members to achieve their dream of homeownership with minimal upfront costs.

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You don't need to figure out on your own if you qualify for the CalPERS Home Loan Benefit. We can take care of that for you with some basic information about your job and employer.

To determine eligibility, you'll need to provide some basic information about your job and employer.

You don't need to be a CalPERS member to be eligible, but your employer must be participating in the program.

If you're unsure about your employer's participation, you can check with them directly.

You can also check if you're eligible by providing some basic information about your job and employer to the relevant authorities.

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The CalPERS Home Loan Benefit offers a special down payment assistance program that allows up to 102% total financing.

You can use the CalPERS loan in conjunction with the CalHFA CHDAP closing cost and down payment assistance program.

One of the benefits of the State of California Employee Mortgage Program is no lending fees, making it a cost-effective option.

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The program offers competitive mortgage rates, a variety of loan programs, and fast and easy mortgage pre-approvals.

The State of California Employee Mortgage Program provides top-notch service from an experienced mortgage team.

Here are some of the benefits of the CalPERS Home Loan Benefit:

You don't need to figure out on your own if you qualify for the State of California Employee Mortgage Program. We can take care of that for you with some basic information about your job and employer.

The program is designed to help state employees achieve their dream of homeownership.

You'll need to provide some basic information about your job and employer to see if you qualify. This includes details about your salary, years of service, and other factors that impact your eligibility.

The program can help you save money on your mortgage payments, which can be a huge relief for state employees on a budget.

By providing some basic information, you can quickly determine if you qualify for the program and start exploring your options.

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